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	<title>Comments on: Budgeting Personal Finance: List of Free Excel Spreadsheet that help</title>
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	<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: Tarmel</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-149786</link>
		<dc:creator>Tarmel</dc:creator>
		<pubDate>Mon, 22 Jun 2009 18:20:55 +0000</pubDate>
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		<description>I use Money Manager Ex, which is free and open source portable software along the lines of Quicken but simpler in execution.</description>
		<content:encoded><![CDATA[<p>I use Money Manager Ex, which is free and open source portable software along the lines of Quicken but simpler in execution.</p>
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		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-115923</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Wed, 18 Feb 2009 02:16:02 +0000</pubDate>
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		<description>@Chee Kong

I guess mobility is the main reason people use online app.
Thanks for your input.</description>
		<content:encoded><![CDATA[<p>@Chee Kong</p>
<p>I guess mobility is the main reason people use online app.<br />
Thanks for your input.</p>
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		<title>By: Chee Kong</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-115377</link>
		<dc:creator>Chee Kong</dc:creator>
		<pubDate>Mon, 16 Feb 2009 13:44:19 +0000</pubDate>
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		<description>I use expensr, it&#039;s convenient for me because it online tools. I always move around different pc, so easier to keep track online.</description>
		<content:encoded><![CDATA[<p>I use expensr, it&#8217;s convenient for me because it online tools. I always move around different pc, so easier to keep track online.</p>
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		<title>By: Top 21 List of the Personal Finance Application and Softwares</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-8547</link>
		<dc:creator>Top 21 List of the Personal Finance Application and Softwares</dc:creator>
		<pubDate>Sun, 25 Nov 2007 22:02:57 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/05/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/#comment-8547</guid>
		<description>[...] had compiled a list of free excel spreadsheet before. You can also customize or design your own spreadsheet. To save time, I suggest that you [...]</description>
		<content:encoded><![CDATA[<p>[...] had compiled a list of free excel spreadsheet before. You can also customize or design your own spreadsheet. To save time, I suggest that you [...]</p>
]]></content:encoded>
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		<title>By: LifeOfAbundance</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-740</link>
		<dc:creator>LifeOfAbundance</dc:creator>
		<pubDate>Wed, 25 Jul 2007 12:24:25 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/05/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/#comment-740</guid>
		<description>Judging from the screen shots, looks like a pretty nifty spreadsheet, Brian.</description>
		<content:encoded><![CDATA[<p>Judging from the screen shots, looks like a pretty nifty spreadsheet, Brian.</p>
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		<title>By: Brian</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-737</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Wed, 25 Jul 2007 04:46:24 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/05/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/#comment-737</guid>
		<description>Hi,

Thats indeed a very good list. Heres another excel based budgeting tool.

http://www.mortgagefit.com/spreadsheet/personal-budgeting.html

It would be of great boost to us if you could please review this tool.</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>Thats indeed a very good list. Heres another excel based budgeting tool.</p>
<p><a href="http://www.mortgagefit.com/spreadsheet/personal-budgeting.html" rel="nofollow">http://www.mortgagefit.com/spreadsheet/personal-budgeting.html</a></p>
<p>It would be of great boost to us if you could please review this tool.</p>
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		<title>By: shydoc</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-407</link>
		<dc:creator>shydoc</dc:creator>
		<pubDate>Fri, 06 Jul 2007 01:36:21 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/05/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/#comment-407</guid>
		<description>I use You Need A Budget (YNAB), its a true budget\cash management system. However, its unlike recording software like MS Money. Found it useful in controlling my expenses.

http://www.youneedabudget.com/

Based on four rules
#1 Stop Living Paycheck to paycheck
#2 Give Every Dollar a Job
#3 Prepare for a Rain
#4 Roll with Punches</description>
		<content:encoded><![CDATA[<p>I use You Need A Budget (YNAB), its a true budget\cash management system. However, its unlike recording software like MS Money. Found it useful in controlling my expenses.</p>
<p><a href="http://www.youneedabudget.com/" rel="nofollow">http://www.youneedabudget.com/</a></p>
<p>Based on four rules<br />
#1 Stop Living Paycheck to paycheck<br />
#2 Give Every Dollar a Job<br />
#3 Prepare for a Rain<br />
#4 Roll with Punches</p>
]]></content:encoded>
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		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-399</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Thu, 05 Jul 2007 04:55:19 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/05/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/#comment-399</guid>
		<description>Microsoft Money is definitely a great tool. I love the ability to synchronize with PDA, which offers a lot of convenience.</description>
		<content:encoded><![CDATA[<p>Microsoft Money is definitely a great tool. I love the ability to synchronize with PDA, which offers a lot of convenience.</p>
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		<title>By: FILAM Finance</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-398</link>
		<dc:creator>FILAM Finance</dc:creator>
		<pubDate>Thu, 05 Jul 2007 04:47:27 +0000</pubDate>
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		<description>Excel is a very good tool for budgeting. But most people sometimes want to use a ready made softwares like Microsoft Money because they can download information directly from their checking accounts, credit cards statements, etc.</description>
		<content:encoded><![CDATA[<p>Excel is a very good tool for budgeting. But most people sometimes want to use a ready made softwares like Microsoft Money because they can download information directly from their checking accounts, credit cards statements, etc.</p>
]]></content:encoded>
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		<title>By: kclau</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-397</link>
		<dc:creator>kclau</dc:creator>
		<pubDate>Thu, 05 Jul 2007 04:39:00 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/05/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/#comment-397</guid>
		<description>sometimes I got some emails attachment of excel games and stuff, really amazing. I got a friend who worked out a spreadsheet for feng shui calculation!</description>
		<content:encoded><![CDATA[<p>sometimes I got some emails attachment of excel games and stuff, really amazing. I got a friend who worked out a spreadsheet for feng shui calculation!</p>
]]></content:encoded>
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		<title>By: kuanhoong</title>
		<link>http://kclau.com/wealth-management/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/comment-page-1/#comment-396</link>
		<dc:creator>kuanhoong</dc:creator>
		<pubDate>Thu, 05 Jul 2007 03:53:53 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/07/05/budgeting-personal-finance-list-of-free-excel-spreadsheet-that-help/#comment-396</guid>
		<description>It is true that most people are not aware that there all plenty of good and ready made templates for Excel.</description>
		<content:encoded><![CDATA[<p>It is true that most people are not aware that there all plenty of good and ready made templates for Excel.</p>
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