Budgeting is never an easy job to do especially at the end of the year. Most people do budgeting at the beginning of a year. But I think that it is even better if you can do it in December to plan budget for next year. By simply doing budgeting, and keep track of all your earnings and expenses just to comply with the budget you set will definitely make you richer from time to time.
In order to help you with simple budgeting or even complex budgeting, here is a list of links to some free excel spreadsheets which is helpful to plan for your personal finance.
ExcelGeek – Monthly Spending Plan
Simple budget spreadsheet at Lifehacker
Free Spreadsheet provided at Office Online
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Technorati Tags: personal finance, personal finance software, money software, money application, budgeting, budgeting spreadsheet, budget spreadsheet
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It is true that most people are not aware that there all plenty of good and ready made templates for Excel.
sometimes I got some emails attachment of excel games and stuff, really amazing. I got a friend who worked out a spreadsheet for feng shui calculation!
Excel is a very good tool for budgeting. But most people sometimes want to use a ready made softwares like Microsoft Money because they can download information directly from their checking accounts, credit cards statements, etc.
Microsoft Money is definitely a great tool. I love the ability to synchronize with PDA, which offers a lot of convenience.
I use You Need A Budget (YNAB), its a true budget\cash management system. However, its unlike recording software like MS Money. Found it useful in controlling my expenses.
http://www.youneedabudget.com/
Based on four rules
#1 Stop Living Paycheck to paycheck
#2 Give Every Dollar a Job
#3 Prepare for a Rain
#4 Roll with Punches
Hi,
Thats indeed a very good list. Heres another excel based budgeting tool.
http://www.mortgagefit.com/spreadsheet/personal-budgeting.html
It would be of great boost to us if you could please review this tool.
Judging from the screen shots, looks like a pretty nifty spreadsheet, Brian.
I use expensr, it’s convenient for me because it online tools. I always move around different pc, so easier to keep track online.
@Chee Kong
I guess mobility is the main reason people use online app.
Thanks for your input.
I use Money Manager Ex, which is free and open source portable software along the lines of Quicken but simpler in execution.
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