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	<title>Comments on: 8 Money Principles To Stay Bad Debt Free</title>
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	<link>http://kclau.com/wealth-management/8-money-principles/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: joseph</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-151653</link>
		<dc:creator>joseph</dc:creator>
		<pubDate>Sat, 13 Mar 2010 09:03:43 +0000</pubDate>
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		<description>thanks for the tips! :)</description>
		<content:encoded><![CDATA[<p>thanks for the tips! <img src='http://kclau.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Money Hacks Carnival #31 at Moolanomy &#124; Money Hackers Network</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-117765</link>
		<dc:creator>Money Hacks Carnival #31 at Moolanomy &#124; Money Hackers Network</dc:creator>
		<pubDate>Mon, 23 Feb 2009 03:55:10 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-117765</guid>
		<description>[...] 8 Money Principles To Stay Bad Debt Free at KCLauâ€™s Money Tips. [...]</description>
		<content:encoded><![CDATA[<p>[...] 8 Money Principles To Stay Bad Debt Free at KCLauâ€™s Money Tips. [...]</p>
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		<title>By: Weekly Roundup for Oct 17 and Site Updates Follow-Up - Personal Finance for the Young and Ambitious</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-66243</link>
		<dc:creator>Weekly Roundup for Oct 17 and Site Updates Follow-Up - Personal Finance for the Young and Ambitious</dc:creator>
		<pubDate>Fri, 17 Oct 2008 16:11:01 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-66243</guid>
		<description>[...] 8 Money Principles To Stay Bad Debt Free Despite how much Dave Ramsey charges for his seminars, getting out of debt is not complicatedâ€¦itâ€™s just difficult. KCLau breaks down the steps to getting out of bad debt with elegant simplicity. [...]</description>
		<content:encoded><![CDATA[<p>[...] 8 Money Principles To Stay Bad Debt Free Despite how much Dave Ramsey charges for his seminars, getting out of debt is not complicatedâ€¦itâ€™s just difficult. KCLau breaks down the steps to getting out of bad debt with elegant simplicity. [...]</p>
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		<title>By: Online instant cash Loans</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-65494</link>
		<dc:creator>Online instant cash Loans</dc:creator>
		<pubDate>Mon, 13 Oct 2008 11:41:11 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-65494</guid>
		<description>It&#039;s nice sites provided us good content and more about cash, loan and finance.well, keep up it.</description>
		<content:encoded><![CDATA[<p>It&#39;s nice sites provided us good content and more about cash, loan and finance.well, keep up it.</p>
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	</item>
	<item>
		<title>By: Money Hacks Carnival #33 at Fix My Personal Finance &#124; Money Hackers Network</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-65064</link>
		<dc:creator>Money Hacks Carnival #33 at Fix My Personal Finance &#124; Money Hackers Network</dc:creator>
		<pubDate>Fri, 10 Oct 2008 02:35:54 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-65064</guid>
		<description>[...] Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lauâ€™s Money [...]</description>
		<content:encoded><![CDATA[<p>[...] Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lauâ€™s Money [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Money Hacks Carnival #31 â€” Crisis And Bailout &#124; TheOnlyDevice.com</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-64989</link>
		<dc:creator>Money Hacks Carnival #31 â€” Crisis And Bailout &#124; TheOnlyDevice.com</dc:creator>
		<pubDate>Thu, 09 Oct 2008 17:36:55 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-64989</guid>
		<description>[...] 8 Money Principles To Stay Bad Debt Free at KCLau&#8217;s Money Tips. [...]</description>
		<content:encoded><![CDATA[<p>[...] 8 Money Principles To Stay Bad Debt Free at KCLau&#8217;s Money Tips. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: 33th Money Hacks Carnival Oktober Fest Edition &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-64688</link>
		<dc:creator>33th Money Hacks Carnival Oktober Fest Edition &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</dc:creator>
		<pubDate>Wed, 08 Oct 2008 02:07:39 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-64688</guid>
		<description>[...] at Auctions &#124; Greener Pastures: Personal Finance posted at Greener Pastures. KS Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lau&#8217;s Money Tips No Credit Needed presents How I Live Without Borrowing Money [...]</description>
		<content:encoded><![CDATA[<p>[...] at Auctions | Greener Pastures: Personal Finance posted at Greener Pastures. KS Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lau&#8217;s Money Tips No Credit Needed presents How I Live Without Borrowing Money [...]</p>
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	<item>
		<title>By: Until debt do US part</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63321</link>
		<dc:creator>Until debt do US part</dc:creator>
		<pubDate>Tue, 30 Sep 2008 11:48:02 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-63321</guid>
		<description>Good Article.&lt;br&gt;&lt;br&gt;For me the one think that sticks out is point number 3 - practice delayed gratification. For a lot of people who are in debt the problem of instant gratification can be seen as the cause of their debt. It has been too easy to simply fill in a form and get a loan or credit card. This money doesn&#039;t seem to have as much value as if it had been saved and as a result people tend to spend it more easily.</description>
		<content:encoded><![CDATA[<p>Good Article.</p>
<p>For me the one think that sticks out is point number 3 &#8211; practice delayed gratification. For a lot of people who are in debt the problem of instant gratification can be seen as the cause of their debt. It has been too easy to simply fill in a form and get a loan or credit card. This money doesn&#39;t seem to have as much value as if it had been saved and as a result people tend to spend it more easily.</p>
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	</item>
	<item>
		<title>By: The Financial Blogger &#124; Investing Carnival #15 - Relationship Edition</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63305</link>
		<dc:creator>The Financial Blogger &#124; Investing Carnival #15 - Relationship Edition</dc:creator>
		<pubDate>Tue, 30 Sep 2008 10:02:29 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-63305</guid>
		<description>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money [...]</p>
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	<item>
		<title>By: Carnival of Debt Reduction #159~They Never Said It Edition &#124; On a Quest To Be Debt Free...</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63039</link>
		<dc:creator>Carnival of Debt Reduction #159~They Never Said It Edition &#124; On a Quest To Be Debt Free...</dc:creator>
		<pubDate>Mon, 29 Sep 2008 11:25:42 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-63039</guid>
		<description>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips.At some points in your life, you will encounter debts. To [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips.At some points in your life, you will encounter debts. To [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Carnival of Credit Report Stories &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63020</link>
		<dc:creator>Carnival of Credit Report Stories &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</dc:creator>
		<pubDate>Mon, 29 Sep 2008 08:49:58 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-63020</guid>
		<description>[...] Do You Know Who Is Looking At Your Credit Score? posted at Ask Mr Credit Card. KCLau presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips. Lulu presents Fixing Bad Credit Scores posted at How I Save [...]</description>
		<content:encoded><![CDATA[<p>[...] Do You Know Who Is Looking At Your Credit Score? posted at Ask Mr Credit Card. KCLau presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips. Lulu presents Fixing Bad Credit Scores posted at How I Save [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Financial Blogger &#124; Financial Ramblings</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62742</link>
		<dc:creator>The Financial Blogger &#124; Financial Ramblings</dc:creator>
		<pubDate>Sat, 27 Sep 2008 10:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62742</guid>
		<description>[...] KCLau reminds us of 8 basic principles to stay out of bad debts. [...]</description>
		<content:encoded><![CDATA[<p>[...] KCLau reminds us of 8 basic principles to stay out of bad debts. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Money Hacks Carnival #31 &#8212; Crisis And Bailout : Moolanomy</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62401</link>
		<dc:creator>Money Hacks Carnival #31 &#8212; Crisis And Bailout : Moolanomy</dc:creator>
		<pubDate>Thu, 25 Sep 2008 02:51:24 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62401</guid>
		<description>[...] 8 Money Principles To Stay Bad Debt Free at KCLau&#8217;s Money Tips. [...]</description>
		<content:encoded><![CDATA[<p>[...] 8 Money Principles To Stay Bad Debt Free at KCLau&#8217;s Money Tips. [...]</p>
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	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62342</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Wed, 24 Sep 2008 14:24:12 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62342</guid>
		<description>Thanks for visiting and the compliment :)&lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://www.kclau.com&quot;&gt;www.kclau.com&lt;/a&gt;&lt;br&gt;Via iphone (Ã§ÂˆÂ±Ã§Â–Â¯)</description>
		<content:encoded><![CDATA[<p>Thanks for visiting and the compliment <img src='http://kclau.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p><a href="http://www.kclau.com">http://www.kclau.com</a><br />Via iphone (Ã§ÂˆÂ±Ã§Â–Â¯)</p>
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	<item>
		<title>By: sherin</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62329</link>
		<dc:creator>sherin</dc:creator>
		<pubDate>Wed, 24 Sep 2008 14:18:50 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62329</guid>
		<description>Lau, This is a terrific article. very useful and clearly defined. Point 5 totally connected to all. Nice work. Keep going and best wishes.&lt;br&gt;&lt;br&gt;Sherin&lt;br&gt;&lt;a href=&quot;http://investinternals.blogspot.com&quot;&gt;http://investinternals.blogspot.com&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Lau, This is a terrific article. very useful and clearly defined. Point 5 totally connected to all. Nice work. Keep going and best wishes.</p>
<p>Sherin<br /><a href="http://investinternals.blogspot.com">http://investinternals.blogspot.com</a></p>
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	<item>
		<title>By: Leighna</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62159</link>
		<dc:creator>Leighna</dc:creator>
		<pubDate>Mon, 22 Sep 2008 22:01:49 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62159</guid>
		<description>Great tips, thanks!</description>
		<content:encoded><![CDATA[<p>Great tips, thanks!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: investlah.com</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62106</link>
		<dc:creator>investlah.com</dc:creator>
		<pubDate>Mon, 22 Sep 2008 12:43:39 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62106</guid>
		<description>&lt;strong&gt;8 Money Principles To Stay Bad Debt Free &#124; Personal Finance Money Tips...&lt;/strong&gt;

At some points in your life, you will encounter debts. To understand how you got yourself into the mess and how to stay bad debt free, apply the 8 principles below for a complete financial makeover....</description>
		<content:encoded><![CDATA[<p><strong>8 Money Principles To Stay Bad Debt Free | Personal Finance Money Tips&#8230;</strong></p>
<p>At some points in your life, you will encounter debts. To understand how you got yourself into the mess and how to stay bad debt free, apply the 8 principles below for a complete financial makeover&#8230;.</p>
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	<item>
		<title>By: RockYourVote.net</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62104</link>
		<dc:creator>RockYourVote.net</dc:creator>
		<pubDate>Mon, 22 Sep 2008 12:43:10 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62104</guid>
		<description>&lt;strong&gt;8 Money Principles To Stay Bad Debt Free &#124; Personal Finance Money Tips...&lt;/strong&gt;

At some points in your life, you will encounter debts. To understand how you got yourself into the mess and how to stay bad debt free, apply the 8 principles below for a complete financial makeover....</description>
		<content:encoded><![CDATA[<p><strong>8 Money Principles To Stay Bad Debt Free | Personal Finance Money Tips&#8230;</strong></p>
<p>At some points in your life, you will encounter debts. To understand how you got yourself into the mess and how to stay bad debt free, apply the 8 principles below for a complete financial makeover&#8230;.</p>
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