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	<title>Comments on: 8 Money Principles To Stay Bad Debt Free</title>
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	<link>http://kclau.com/wealth-management/8-money-principles/</link>
	<description>Money tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!</description>
	<pubDate>Wed, 07 Jan 2009 20:13:29 +0000</pubDate>
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		<title>By: Weekly Roundup for Oct 17 and Site Updates Follow-Up - Personal Finance for the Young and Ambitious</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-66243</link>
		<dc:creator>Weekly Roundup for Oct 17 and Site Updates Follow-Up - Personal Finance for the Young and Ambitious</dc:creator>
		<pubDate>Fri, 17 Oct 2008 16:11:01 +0000</pubDate>
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		<description>[...] 8 Money Principles To Stay Bad Debt Free Despite how much Dave Ramsey charges for his seminars, getting out of debt is not complicated…it’s just difficult. KCLau breaks down the steps to getting out of bad debt with elegant simplicity. [...]</description>
		<content:encoded><![CDATA[<p>[...] 8 Money Principles To Stay Bad Debt Free Despite how much Dave Ramsey charges for his seminars, getting out of debt is not complicated…it’s just difficult. KCLau breaks down the steps to getting out of bad debt with elegant simplicity. [...]</p>
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		<title>By: Online instant cash Loans</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-65494</link>
		<dc:creator>Online instant cash Loans</dc:creator>
		<pubDate>Mon, 13 Oct 2008 11:41:11 +0000</pubDate>
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		<description>It&#39;s nice sites provided us good content and more about cash, loan and finance.well, keep up it.</description>
		<content:encoded><![CDATA[<p>It&#39;s nice sites provided us good content and more about cash, loan and finance.well, keep up it.</p>
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		<title>By: Money Hacks Carnival #33 at Fix My Personal Finance &#124; Money Hackers Network</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-65064</link>
		<dc:creator>Money Hacks Carnival #33 at Fix My Personal Finance &#124; Money Hackers Network</dc:creator>
		<pubDate>Fri, 10 Oct 2008 02:35:54 +0000</pubDate>
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		<description>[...] Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lau’s Money [...]</description>
		<content:encoded><![CDATA[<p>[...] Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lau’s Money [...]</p>
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		<title>By: Money Hacks Carnival #31 — Crisis And Bailout &#124; TheOnlyDevice.com</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-64989</link>
		<dc:creator>Money Hacks Carnival #31 — Crisis And Bailout &#124; TheOnlyDevice.com</dc:creator>
		<pubDate>Thu, 09 Oct 2008 17:36:55 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-64989</guid>
		<description>[...] 8 Money Principles To Stay Bad Debt Free at KCLau&#8217;s Money Tips. [...]</description>
		<content:encoded><![CDATA[<p>[...] 8 Money Principles To Stay Bad Debt Free at KCLau&#8217;s Money Tips. [...]</p>
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		<title>By: 33th Money Hacks Carnival Oktober Fest Edition &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-64688</link>
		<dc:creator>33th Money Hacks Carnival Oktober Fest Edition &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</dc:creator>
		<pubDate>Wed, 08 Oct 2008 02:07:39 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-64688</guid>
		<description>[...] at Auctions &#124; Greener Pastures: Personal Finance posted at Greener Pastures. KS Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lau&#8217;s Money Tips No Credit Needed presents How I Live Without Borrowing Money [...]</description>
		<content:encoded><![CDATA[<p>[...] at Auctions | Greener Pastures: Personal Finance posted at Greener Pastures. KS Lau presents 8 Money Principles To Stay Bad Debt Free posted at KC Lau&#8217;s Money Tips No Credit Needed presents How I Live Without Borrowing Money [...]</p>
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		<title>By: Until debt do US part</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63321</link>
		<dc:creator>Until debt do US part</dc:creator>
		<pubDate>Tue, 30 Sep 2008 11:48:02 +0000</pubDate>
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		<description>Good Article.&lt;br&gt;&lt;br&gt;For me the one think that sticks out is point number 3 - practice delayed gratification. For a lot of people who are in debt the problem of instant gratification can be seen as the cause of their debt. It has been too easy to simply fill in a form and get a loan or credit card. This money doesn&#39;t seem to have as much value as if it had been saved and as a result people tend to spend it more easily.</description>
		<content:encoded><![CDATA[<p>Good Article.</p>
<p>For me the one think that sticks out is point number 3 - practice delayed gratification. For a lot of people who are in debt the problem of instant gratification can be seen as the cause of their debt. It has been too easy to simply fill in a form and get a loan or credit card. This money doesn&#39;t seem to have as much value as if it had been saved and as a result people tend to spend it more easily.</p>
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		<title>By: The Financial Blogger &#124; Investing Carnival #15 - Relationship Edition</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63305</link>
		<dc:creator>The Financial Blogger &#124; Investing Carnival #15 - Relationship Edition</dc:creator>
		<pubDate>Tue, 30 Sep 2008 10:02:29 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-63305</guid>
		<description>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money [...]</p>
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		<title>By: Carnival of Debt Reduction #159~They Never Said It Edition &#124; On a Quest To Be Debt Free...</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63039</link>
		<dc:creator>Carnival of Debt Reduction #159~They Never Said It Edition &#124; On a Quest To Be Debt Free...</dc:creator>
		<pubDate>Mon, 29 Sep 2008 11:25:42 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-63039</guid>
		<description>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips.At some points in your life, you will encounter debts. To [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips.At some points in your life, you will encounter debts. To [...]</p>
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		<title>By: Carnival of Credit Report Stories &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-63020</link>
		<dc:creator>Carnival of Credit Report Stories &#124; Fix My Personal Finance - Personal Finance Advice - Money Management Advice</dc:creator>
		<pubDate>Mon, 29 Sep 2008 08:49:58 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-63020</guid>
		<description>[...] Do You Know Who Is Looking At Your Credit Score? posted at Ask Mr Credit Card. KCLau presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips. Lulu presents Fixing Bad Credit Scores posted at How I Save [...]</description>
		<content:encoded><![CDATA[<p>[...] Do You Know Who Is Looking At Your Credit Score? posted at Ask Mr Credit Card. KCLau presents 8 Money Principles To Stay Bad Debt Free posted at KCLau&#8217;s Money Tips. Lulu presents Fixing Bad Credit Scores posted at How I Save [...]</p>
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		<title>By: The Financial Blogger &#124; Financial Ramblings</title>
		<link>http://kclau.com/wealth-management/8-money-principles/comment-page-1/#comment-62742</link>
		<dc:creator>The Financial Blogger &#124; Financial Ramblings</dc:creator>
		<pubDate>Sat, 27 Sep 2008 10:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=755#comment-62742</guid>
		<description>[...] KCLau reminds us of 8 basic principles to stay out of bad debts. [...]</description>
		<content:encoded><![CDATA[<p>[...] KCLau reminds us of 8 basic principles to stay out of bad debts. [...]</p>
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