‘To buy or not to buy?’, that is the question. How to stop yourself from spending that money? I believe everyone has faced this dilemma before. Whether it is to purchase an expensive item like that new SUV, designer handbag or even a small trivial item like a tub of ice-cream. For those with plenty of money to throw around, this question is minor and unimportant. However for those living from paycheck to paycheck, it is a big question. A common easy way to address this problem is by ...

I bet that you have an income if you are reading my blog regularly. Your money comes in regularly as long as you are earning money actively, or investing and getting money passively. That's called inflow of money. As many other people on planet earth in this capitalism world, we pay for something regularly in our life. Which one is your priority? Your credit card debt? Your mortgage? Your car loan? Your parents? Your children? Your meal? Your insurance premium? Your astro bill? Your electricity bill? Your phone bill? .................. The list goes on and ...