This article is contributed by Jacquelyn Sarah Wong, the co-author of The Secrets to Writing an eBook in Three Easy Steps, and also the founder of WParent.com (Wise Parenting Guide) How much money would it take for me to retire now? This is a question I have repeatedly asked myself time and again for the past several years. The numbers do change especially when there is a new addition to the family. Retirement can happen suddenly due to unforeseen circumstances like being retrenched or laid-off. It can happen slowly ...

Let’s face it, everyone (no exception here) will encounter several personal fears as they go through their life phases. These fears can be about their health, family’s well-being, job performance or security, personal relationship, etc. There is one fear which most of us will definitely have to deal with and that is financial fear. As I read about other people’s financial fears, I discovered that they are quite similar to my own fears. I have listed down below several financial fears that the majority of us will encounter. • Buying a house • ...

I've received a lot of emails nowadays asking for personal finance guidance. I hope to share some discussion that I think will be helpful and inspiring. As usual, all identities are kept secret. Please find my reply in italic. This is an email from a reader: Dear KC,     I have been following your blog and other PF blogs for quite some time now and would like to seek your advice on my current financial position.     At 30 this year, I have been working for a while in Singapore and with high cost ...

I bet that you have an income if you are reading my blog regularly. Your money comes in regularly as long as you are earning money actively, or investing and getting money passively. That's called inflow of money. As many other people on planet earth in this capitalism world, we pay for something regularly in our life. Which one is your priority? Your credit card debt? Your mortgage? Your car loan? Your parents? Your children? Your meal? Your insurance premium? Your astro bill? Your electricity bill? Your phone bill? .................. The list goes on and ...