Let’s face it, everyone (no exception here) will encounter several personal fears as they go through their life phases. These fears can be about their health, family’s well-being, job performance or security, personal relationship, etc. There is one fear which most of us will definitely have to deal with and that is financial fear. As I read about other people’s financial fears, I discovered that they are quite similar to my own fears. I have listed down below several financial fears that the majority of us will encounter. • Buying a house • ...

At some points in your life, you will encounter debts. It could be from an education loan, car loan, personal loan or other types of loan. Normal debts can turn into ugly bad debts when you are unable to repay them consistently or if you continue to rake-in continuously new debts every month. When you are swamped with debts, you may unavoidably start to worry on how to tackle your debt problem. To understand how you got yourself into the mess and how to stay bad debt free, apply the 8 ...

Bankcruptcy is a word that immediately brings a negative vision to our minds. It happens everywhere in the world and is not partial to a certain country, race or nationality. In Malaysia, the total number of bankruptcy cases nationwide has risen from 70,009 in 1999 to 106,000 in 2003 and today the figure stands at 160,000. Bankruptcy law exists to help both the bankrupt and the creditor. It will stop the creditor from harassing the debtor and it safeguards the rights of both parties. What is Bankruptcy? Simply said, it is a legal ...