Personal Finance Money Tips

A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!

How to Calculate Your Investment Portfolio Return?

Investing in various asset classes and never bother to track and monitor its return, is like flirting with several girls at the same time and never bother whom will ultimately be your wife. Don't blindly invest and forget. It is like flirting without knowing what you will get. You just need an extra step to calculate the return of your investment portfolio. Let's say you invest in several asset classes. Your gold investment gives over 100% return last year. Your stock investment turned sour after the 8th of March Malaysian general election. ...

Ride on the Oil Palm Industry Boom

Recently I've got some clients asking my opinion about the oil palm investment opportunity. A few days later, I received an exclusive offer (is it really exclusive?) from Alliance Bank to participate in the Country Heights Grower Scheme (CHGS). By investing a minimum of RM7000 per plot of 1/4 acres, you will enjoy the upside exposure of oil palm boom. Did I invest in it? No, I didn't. But don't go away yet. Read on to find out more. What is CHGS? According to the brochure: Country Heights Grower Scheme is an innovative concept ...

Picking the right Structured Fund

One of the famous rules of investing is -- never lose money. There is one kind of investment vehicle that are attractive to investors looking for downside protection, at the same time who would also like to see gains from upside movements in the markets. Simply put it this way - you want to earn money when the market ist good. But you don't want to lose money if the market goes down. photo credit: MShades In a volatile market like the current situation, a structured fund is being regarded as a ...

Centennial Max Plan: Structured Single Premium Investment-Linked Insurance

In this volatile market, more investors are looking for conservative investment with capital preservation. That's why there are so many structured fund being launched recently, including PNB Structured Investment Fund and Takaful MyAl-Afdhal. The latest structured investment fund from Great Eastern is the Centennial Max Plan. If you are looking for something that has potential to beat the return of Fixed Deposit and gives a capital protection feature, structured funds might be your cup of tea. Below is the information taken from Great Eastern about the newly launched Centennial Max Fund. FREQUENTLY-ASKED ...

Should You Invest in PNB Structured Investment Fund?

Permodalan Nasional Bhd (PNB) just launched a new Structured Investment Fund (SIF). This RM3 billion closed-end fund will invest in structured products and a property trust that owns PNB buildings. Some people may not know who are PNB. But I am sure you have heard of Amanah Saham Nasional (ASN). PNB is currently managing RM76 billion worth of funds from 8.8 million unitholders of ASN, ASW, ASG, etc. What's a structured investment fund? A structured investment product is generally a pre-packaged investment strategy which is based on derivatives (ie. options etc) but which ...

Everything you are looking for about Bursa Malaysia

You want to trade in Bursa Malaysia. Your knowledge is limited. So you want to learn more. You can start with buying books on investment. There are not many choices of books written by Malaysians author in Malaysia context. But there are endless choices if you include those books written by foreign investment gurus. Don't feel like spending money on books? Hey, it is tax deductible up to RM1,000 every year. Ok! Books don't excite you. You want something free. Or you want something that's easily accessible, constantly updated and pops ...

Is Now the right time to invest in gold?

There is a great discussion about gold investment at Personal Finance Money Tips forum, here.

How to Identify and Invest in the Hot Stocks of Tomorrow

I bought this book at Borders, Queensbay Mall Penang for RM52.95. I wonder why there are so many books' cover design or title use either "Starbucks" or coffee? Take a look yourself: [gallery] This is a review of the book that grab my attention for the past few weeks - Finding the Next Starbucks by Michael Moe. About the author Michael Moe,CFA, is the cofounder, chairmanm and CEO of ThinkEquity Partners L.L.C, and was formerly director of global growth stock research at Merrill Lynch. He has been named to Institutional Investor's All American research team ...

Why Invest in Land?

Most people think that land investment is only for real estate developers, who buy big parcels of land for commercial, or residential development. But actually, investing in land is one of the sound investment strategies available for common investor, both large and small. Why Invest in Land? possibly higher profits less risk - imagine your land got hit by a bomb, it is still a land anyway. greater flexibility for maximizing value - you can plan your dream project on it. easier and simpler investment management land is real - it is tangible, can be visited, ...

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