Comments on: Find your Retirement Number http://kclau.com/retirement/retirement-calculator/ Money tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely! Thu, 20 Nov 2008 16:10:16 +0000 http://wordpress.org/?v=2.6.3 By: KCLau http://kclau.com/retirement/retirement-calculator/#comment-71543 KCLau Fri, 14 Nov 2008 06:50:37 +0000 http://kclau.com/2007/10/13/retirement-calculator/#comment-71543 Thanks Fiona, we shall check it out.<br><br><a href="http://Http://Kclau.com">Http://Kclau.com</a> Thanks Fiona, we shall check it out.

Http://Kclau.com

]]> By: Fiona Liao http://kclau.com/retirement/retirement-calculator/#comment-71521 Fiona Liao Fri, 14 Nov 2008 06:14:14 +0000 http://kclau.com/2007/10/13/retirement-calculator/#comment-71521 Thank you for your comments about our retirement calculator. Just to let you know that we at Prudential have re-vamped our retirement site <a href="http://www.whatsyournumber.com.my">www.whatsyournumber.com.my</a> with a new look and even more user-friendly calculator. Also, we are giving away RM60,000 in cash prizes. Check it out! Thank you for your comments about our retirement calculator. Just to let you know that we at Prudential have re-vamped our retirement site http://www.whatsyournumber.com.my with a new look and even more user-friendly calculator. Also, we are giving away RM60,000 in cash prizes. Check it out!

]]> By: KCLau http://kclau.com/retirement/retirement-calculator/#comment-3186 KCLau Tue, 16 Oct 2007 16:33:24 +0000 http://kclau.com/2007/10/13/retirement-calculator/#comment-3186 Hi Harpreet, It is definitely wise to own a few insurance policy. For protection purpose, about 5-15% of our income can be allocated to pay premium. Please take note that this is only counting the policies that actually provide more on protection needs. In other words, policy such as endowment, or some type of investment-linked policy such as single premium policy or regular policy top up are considered for wealth accumulation purpose. I won't count those in. You are doing fine with 16%. Anyway, it depends on the type of policies you bought. Hi Harpreet,

It is definitely wise to own a few insurance policy. For protection purpose, about 5-15% of our income can be allocated to pay premium. Please take note that this is only counting the policies that actually provide more on protection needs. In other words, policy such as endowment, or some type of investment-linked policy such as single premium policy or regular policy top up are considered for wealth accumulation purpose. I won’t count those in.

You are doing fine with 16%. Anyway, it depends on the type of policies you bought.

]]> By: Harpreet http://kclau.com/retirement/retirement-calculator/#comment-3117 Harpreet Tue, 16 Oct 2007 03:20:41 +0000 http://kclau.com/2007/10/13/retirement-calculator/#comment-3117 My number is 3.7 million, short of 1.1 million :-( just to check with you KC Lau, im 26, earning rm3400 p/m. Im paying rm460 a month for 2 insurance plans (rm200 & rm260). is this too much? that comes up to about 16% of my take home salary. Im not married btw. I used to feel that investing in insurance is a wise thing (and it is), but now I feel i've over-invested. My number is 3.7 million, short of 1.1 million :-(

just to check with you KC Lau, im 26, earning rm3400 p/m. Im paying rm460 a month for 2 insurance plans (rm200 & rm260).

is this too much? that comes up to about 16% of my take home salary. Im not married btw.

I used to feel that investing in insurance is a wise thing (and it is), but now I feel i’ve over-invested.

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