Comments on: How A Fresh Graduate Plan to Retire in 8 years http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/ Money tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely! Thu, 20 Nov 2008 12:38:01 +0000 http://wordpress.org/?v=2.6.3 By: Case Study: Financial Goalds of a Malaysian working in Singapore | Personal Finance Money Tips http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-68830 Case Study: Financial Goalds of a Malaysian working in Singapore | Personal Finance Money Tips Sun, 02 Nov 2008 22:02:14 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-68830 [...] come close to what I am experiencing. The closest were Jacob@EarlyRetirementExtreme and your entry about this graduate who wanna retire in 8 years. Although Jacob’s blog is great but some of the variables are too Americanized and I was [...] [...] come close to what I am experiencing. The closest were Jacob@EarlyRetirementExtreme and your entry about this graduate who wanna retire in 8 years. Although Jacob’s blog is great but some of the variables are too Americanized and I was [...]

]]> By: Smart Money http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-33011 Smart Money Sat, 10 May 2008 03:09:45 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-33011 The use of monthly compounding with an annual rate of 15% is flawed. This assumes that additional money can be reinvested at 15% which is not the case. Normally, annual rate of return is used for annual compounding only. You need to convert the interest rate to a monthly compounding rate. The use of monthly compounding with an annual rate of 15% is flawed. This assumes that additional money can be reinvested at 15% which is not the case. Normally, annual rate of return is used for annual compounding only. You need to convert the interest rate to a monthly compounding rate.

]]> By: Malaysian Oz http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-18684 Malaysian Oz Mon, 28 Jan 2008 11:17:59 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-18684 I am very-very sure Sam will achive his goals less than 8 years. I've went through same situation as per what Sam planning for. I am very-very sure Sam will achive his goals less than 8 years. I’ve went through same situation as per what Sam planning for.

]]> By: renaye http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-3837 renaye Tue, 23 Oct 2007 13:52:11 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-3837 a very interesting question and answer since i'm also a fresh graduate planning to retire young. although sam has planned rigidly on his financial life, he didn't seem to include other expenses like what kclau has stated: marriage, car, house, etc. unless sam plans to retire at 40 which is a much more practical retirement age for his portfolio. or unless there are other alternative investment that can help him to achieve his target amount at the same time paying off his housing, car loan and support his family [if he has them]. a very interesting question and answer since i’m also a fresh graduate planning to retire young.

although sam has planned rigidly on his financial life, he didn’t seem to include other expenses like what kclau has stated: marriage, car, house, etc.

unless sam plans to retire at 40 which is a much more practical retirement age for his portfolio. or unless there are other alternative investment that can help him to achieve his target amount at the same time paying off his housing, car loan and support his family [if he has them].

]]> By: KCLau http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-3439 KCLau Fri, 19 Oct 2007 09:56:21 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-3439 loan is a matter of choice. If Sam doesn't get into any debt, I can't see any problem why 4k is not enough loan is a matter of choice. If Sam doesn’t get into any debt, I can’t see any problem why 4k is not enough

]]> By: John http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-3405 John Fri, 19 Oct 2007 01:41:21 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-3405 4k per month is not enuf for u after 10 years, how about ur house loan and other loans? 4k per month is not enuf for u after 10 years, how about ur house loan and other loans?

]]> By: Carnival of Smart Money #2 http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-2391 Carnival of Smart Money #2 Tue, 02 Oct 2007 05:31:51 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-2391 [...] How A Fresh Graduate Plan to Retire in 8 years posted at KCLau’s Money Tips, saying, “A committed fresh graduate tells his story about his desire to plan for retirement as soon as possible.” [...] [...] How A Fresh Graduate Plan to Retire in 8 years posted at KCLau’s Money Tips, saying, “A committed fresh graduate tells his story about his desire to plan for retirement as soon as possible.” [...]

]]> By: Retirement is a Mission Impossible http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-2247 Retirement is a Mission Impossible Tue, 25 Sep 2007 23:04:48 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-2247 [...] In order to retire comfortably, what you should do now is:1. Start saving as early as possible. Click here to read the article of how a fresh graduate plan to retire in 8 years time.2. Learn to get a better [...] [...] In order to retire comfortably, what you should do now is:1. Start saving as early as possible. Click here to read the article of how a fresh graduate plan to retire in 8 years time.2. Learn to get a better [...]

]]> By: Reach For Magnificence Wealth Creation Carnival http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-1658 Reach For Magnificence Wealth Creation Carnival Thu, 06 Sep 2007 17:58:58 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-1658 [...] presents How A Fresh Graduate Plan to Retire in 8 years posted at KCLau’s Money [...] [...] presents How A Fresh Graduate Plan to Retire in 8 years posted at KCLau’s Money [...]

]]> By: Personal Finance Blog Articles: carnival of wealth building ideas - August 14, 2007 http://kclau.com/retirement/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-1536 Personal Finance Blog Articles: carnival of wealth building ideas - August 14, 2007 Fri, 31 Aug 2007 17:18:27 +0000 http://kclau.com/2007/08/14/how-a-fresh-graduate-plan-to-retire-in-8-years/#comment-1536 [...] presents How A Fresh Graduate Plan to Retire in 8 years posted at KCLau’s Money Tips, saying, “A committed fresh graduate tells his story about [...] [...] presents How A Fresh Graduate Plan to Retire in 8 years posted at KCLau’s Money Tips, saying, “A committed fresh graduate tells his story about [...]

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