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	<title>Comments on: Case Study: Financial Goals of a Malaysian working in Singapore</title>
	<atom:link href="http://kclau.com/retirement/case-study-malaysia/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/retirement/case-study-malaysia/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: Sharon</title>
		<link>http://kclau.com/retirement/case-study-malaysia/comment-page-1/#comment-70861</link>
		<dc:creator>Sharon</dc:creator>
		<pubDate>Wed, 12 Nov 2008 04:32:28 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=783#comment-70861</guid>
		<description>I recently came across your blog and have been reading along. I thought I would leave my first comment. I don&#039;t know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often.&lt;br&gt;&lt;br&gt;&lt;br&gt;Sharon&lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://www.autoloans101.info&quot;&gt;http://www.autoloans101.info&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>I recently came across your blog and have been reading along. I thought I would leave my first comment. I don&#39;t know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often.</p>
<p>Sharon</p>
<p><a href="http://www.autoloans101.info">http://www.autoloans101.info</a></p>
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		<title>By: Ryan</title>
		<link>http://kclau.com/retirement/case-study-malaysia/comment-page-1/#comment-70060</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Sat, 08 Nov 2008 03:24:56 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=783#comment-70060</guid>
		<description>This is a nice post. I was just starting to work in Singapore about 5 months ago. I was amaze at the ability of this guy to save $300k  at the age of 30. I am in my 24, guess I will have to work smarter and invest wiser.</description>
		<content:encoded><![CDATA[<p>This is a nice post. I was just starting to work in Singapore about 5 months ago. I was amaze at the ability of this guy to save $300k  at the age of 30. I am in my 24, guess I will have to work smarter and invest wiser.</p>
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		<title>By: KCLau</title>
		<link>http://kclau.com/retirement/case-study-malaysia/comment-page-1/#comment-69776</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Fri, 07 Nov 2008 01:01:54 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=783#comment-69776</guid>
		<description>For those whose income Is less than 5k a month, the reduction of epf  &lt;br&gt;contribution might cause higher income being tax.&lt;br&gt;&lt;br&gt;Anyway, 3% is really not much to spend. It is advisable to keep it in  &lt;br&gt;Epf. But the government is making our life harder because you&#039;ll have  &lt;br&gt;to fill up a form to remain at 11%.&lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://Http://Kclau.com&quot;&gt;Http://Kclau.com&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>For those whose income Is less than 5k a month, the reduction of epf  <br />contribution might cause higher income being tax.</p>
<p>Anyway, 3% is really not much to spend. It is advisable to keep it in  <br />Epf. But the government is making our life harder because you&#39;ll have  <br />to fill up a form to remain at 11%.</p>
<p><a href="http://Http://Kclau.com">Http://Kclau.com</a></p>
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	<item>
		<title>By: Lawrence</title>
		<link>http://kclau.com/retirement/case-study-malaysia/comment-page-1/#comment-69769</link>
		<dc:creator>Lawrence</dc:creator>
		<pubDate>Fri, 07 Nov 2008 00:01:37 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=783#comment-69769</guid>
		<description>what do u think of the reduction in EPF contribution as announced recently?&lt;br&gt;Should an average Joe like me who earns less than 5k a month leave my EPF untouched and let it compound over time?</description>
		<content:encoded><![CDATA[<p>what do u think of the reduction in EPF contribution as announced recently?<br />Should an average Joe like me who earns less than 5k a month leave my EPF untouched and let it compound over time?</p>
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