Comments on: Thoughtless Spending http://kclau.com/money-saving-tips/thoughtless-spending/ Personal Finance Money Tips Thu, 09 Feb 2012 02:31:24 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Carnival of Financial Planning – Edition #104 – August 28, 2009 http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-151032 Carnival of Financial Planning – Edition #104 – August 28, 2009 Wed, 16 Dec 2009 04:51:36 +0000 http://kclau.com/?p=1341#comment-151032 [...] presents Thoughtless Spending posted at KCLau’s Money Tips, saying, “I was surfing the web recently and an article in [...] [...] presents Thoughtless Spending posted at KCLau’s Money Tips, saying, “I was surfing the web recently and an article in [...]

]]> By: Bankers Exchange Services http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150511 Bankers Exchange Services Mon, 21 Sep 2009 15:58:38 +0000 http://kclau.com/?p=1341#comment-150511 <strong>1031 Exchange – September 2009...</strong> Welcome to the September 16, 2009 edition of 1031 exchange. Martha Jackson presents ETF Hall Of Shame: Nine Exchange-Traded Debacles posted at ETFdb. Chris McClelland presents Paypal adds fees, and really hopes you don posted at Lucrative Investi... 1031 Exchange – September 2009…

Welcome to the September 16, 2009 edition of 1031 exchange.

Martha Jackson presents ETF Hall Of Shame: Nine Exchange-Traded Debacles posted at ETFdb.

Chris McClelland presents Paypal adds fees, and really hopes you don posted at Lucrative Investi…

]]> By: Rick http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150491 Rick Sun, 13 Sep 2009 12:47:13 +0000 http://kclau.com/?p=1341#comment-150491 After my teens, I stopped buying branded goods. To me, a cloth is just a cloth, what makes it wonderful is the confident, charms and characters of the person wearing it, not the cloth that is expensive. I admit I am one of those that buy a lot during cheap sales but I don't spend senselessly, I buy things that I need like working long sleeves, shoes, pants, etc. As for credit cards, I totally agree - control it, don't let it control you. After my teens, I stopped buying branded goods. To me, a cloth is just a cloth, what makes it wonderful is the confident, charms and characters of the person wearing it, not the cloth that is expensive.

I admit I am one of those that buy a lot during cheap sales but I don’t spend senselessly, I buy things that I need like working long sleeves, shoes, pants, etc.

As for credit cards, I totally agree – control it, don’t let it control you.

]]> By: Zen http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150402 Zen Sun, 30 Aug 2009 23:53:58 +0000 http://kclau.com/?p=1341#comment-150402 Hi KC, i think there is another thing worth mentioning in thoughtles spending. It is encouraging you to spend in order to save such as mega sales or saving sales. If people buy things they need during the sales then it is saving but most of the time because it is cheap ppl tend to buy thing they don't need because they afraid this once in the life time chance will pass them by, so they buy a lot of things they don't really use. Then it becomes mindless spending. Hi KC, i think there is another thing worth mentioning in thoughtles spending. It is encouraging you to spend in order to save such as mega sales or saving sales. If people buy things they need during the sales then it is saving but most of the time because it is cheap ppl tend to buy thing they don’t need because they afraid this once in the life time chance will pass them by, so they buy a lot of things they don’t really use. Then it becomes mindless spending.

]]> By: 51st Bankruptcy & Debt Carnival- online now! http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150377 51st Bankruptcy & Debt Carnival- online now! Tue, 25 Aug 2009 16:52:59 +0000 http://kclau.com/?p=1341#comment-150377 [...] presents Thoughtless Spending posted at KCLau’s Money Tips, saying, “I was surfing the web recently and an article in [...] [...] presents Thoughtless Spending posted at KCLau’s Money Tips, saying, “I was surfing the web recently and an article in [...]

]]> By: nil2million.com http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150363 nil2million.com Mon, 24 Aug 2009 06:23:01 +0000 http://kclau.com/?p=1341#comment-150363 <strong>Carnival Of Everything About Personal Finance – 9th Edition...</strong> Welcome to the 9th Edition of Everything About Personal Finance! In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of  career, credit card, debt managemen... Carnival Of Everything About Personal Finance – 9th Edition…

Welcome to the 9th Edition of Everything About Personal Finance!
In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of  career, credit card, debt managemen…

]]> By: Money Hacks Carnival #78 at Studenomics http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150361 Money Hacks Carnival #78 at Studenomics Mon, 24 Aug 2009 03:26:34 +0000 http://kclau.com/?p=1341#comment-150361 [...] Thoughtless Spending posted at KCLau’s Money Tips [...] [...] Thoughtless Spending posted at KCLau’s Money Tips [...]

]]> By: FastSwings http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150336 FastSwings Fri, 21 Aug 2009 03:32:38 +0000 http://kclau.com/?p=1341#comment-150336 <strong>Stock Market Fast Swings From Fastswings.com - August 20, 2009...</strong> Welcome to the August 20, 2009 edition of Stock Market Fast Swings from Fastswings.com. In this weeks edition we have an article by Ben on Earnings per Share Price to Earnings Ratio in addit...... Stock Market Fast Swings From Fastswings.com – August 20, 2009…

Welcome to the August 20, 2009 edition of Stock Market Fast Swings from Fastswings.com. In this weeks edition we have an article by Ben on Earnings per Share Price to Earnings Ratio in addit……

]]> By: Shogun @ Financial Samurai http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150318 Shogun @ Financial Samurai Wed, 19 Aug 2009 22:04:08 +0000 http://kclau.com/?p=1341#comment-150318 When I lived in Malaysia, I noticed how materialistic many of the students were. Armani Jeans for $200 ringgit vs. Levis for $50 for example. This was back in 1990. Brands seem so important to Asian people, as well as Asian people in the US. But, here in the US, we aren't so much concerned about brands so much as comfort and quality. It's a different mindset. Credit cards are a great evil. If you can't pay it off in full once a month, then don't buy! Best, Shogun When I lived in Malaysia, I noticed how materialistic many of the students were. Armani Jeans for $200 ringgit vs. Levis for $50 for example. This was back in 1990. Brands seem so important to Asian people, as well as Asian people in the US. But, here in the US, we aren’t so much concerned about brands so much as comfort and quality. It’s a different mindset.

Credit cards are a great evil. If you can’t pay it off in full once a month, then don’t buy!

Best,

Shogun

]]> By: Pokjat Personal Finance http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150293 Pokjat Personal Finance Tue, 18 Aug 2009 13:11:42 +0000 http://kclau.com/?p=1341#comment-150293 I think branded stuff also contribute to reckless spending.And of course shoes and clothes, it's a must for girls.My fiancee always said to me shopping is one great way to brighten her day! I think branded stuff also contribute to reckless spending.And of course shoes and clothes, it’s a must for girls.My fiancee always said to me shopping is one great way to brighten her day!

]]> By: Bellar http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150285 Bellar Mon, 17 Aug 2009 23:24:33 +0000 http://kclau.com/?p=1341#comment-150285 Just add my 2 cents about credit card. A lot of people are trapped in using credit card as some kind of loan ceiling facility instead of tool of payment. As the effect, they will suffer to pay monthly credit card bills, only able pay minimum amount, and the bills will be larger and larger on every incoming months. We should use credit card wisely - I think, consider them as tool of payment instead of facility. Use credit card when we are sure can pay full amount at the end of the month, and credit card will become one of useful tool in our life. Well, may be bankers will hate this kind of person. Don't you think so ? Just add my 2 cents about credit card.

A lot of people are trapped in using credit card as some kind of loan ceiling facility instead of tool of payment. As the effect, they will suffer to pay monthly credit card bills, only able pay minimum amount, and the bills will be larger and larger on every incoming months.

We should use credit card wisely – I think, consider them as tool of payment instead of facility. Use credit card when we are sure can pay full amount at the end of the month, and credit card will become one of useful tool in our life.

Well, may be bankers will hate this kind of person. Don’t you think so ?

]]> By: investlah.com http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150277 investlah.com Sat, 15 Aug 2009 12:13:27 +0000 http://kclau.com/?p=1341#comment-150277 <strong>How to prevent reckless spending...</strong> I was surfing the web recently and an article in Yahoo finance caught my attention. The article emphasizes the need to curb spending on the miscellaneous things in daily life. These are things that some of us may consider to be a must while others see ... How to prevent reckless spending…

I was surfing the web recently and an article in Yahoo finance caught my attention. The article emphasizes the need to curb spending on the miscellaneous things in daily life. These are things that some of us may consider to be a must while others see …

]]> By: RockYourVote.net http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150276 RockYourVote.net Sat, 15 Aug 2009 12:12:20 +0000 http://kclau.com/?p=1341#comment-150276 <strong>How to prevent reckless spending...</strong> I was surfing the web recently and an article in Yahoo finance caught my attention. The article emphasizes the need to curb spending on the miscellaneous things in daily life. These are things that some of us may consider to be a must while others see ... How to prevent reckless spending…

I was surfing the web recently and an article in Yahoo finance caught my attention. The article emphasizes the need to curb spending on the miscellaneous things in daily life. These are things that some of us may consider to be a must while others see …

]]> By: Yu Loon http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150267 Yu Loon Fri, 14 Aug 2009 03:06:58 +0000 http://kclau.com/?p=1341#comment-150267 For me, definitely it's consider as thoughtless spending in buying the branded stuff (Expensive branded stuffs such as LV, Gucci, Levi's...) but not apply to all the branded stuffs lah. For myself, I will saved up the money by buying cheap & considered quality products as long it looks nice & durable. Then I can use the saved money for investment puspose inj myself (taking self-development courses...), invest in Unit Trust & stocks market, travelling with family & friends, purchase equipments that can help in upgrading my career (Public Mutual Consultant as well) and etc. So what's ur saved money tips in order ro reduce the temptation in buying the branded stuffs? For me, definitely it’s consider as thoughtless spending in buying the branded stuff (Expensive branded stuffs such as LV, Gucci, Levi’s…) but not apply to all the branded stuffs lah. For myself, I will saved up the money by buying cheap & considered quality products as long it looks nice & durable.

Then I can use the saved money for investment puspose inj myself (taking self-development courses…), invest in Unit Trust & stocks market, travelling with family & friends, purchase equipments that can help in upgrading my career (Public Mutual Consultant as well) and etc.

So what’s ur saved money tips in order ro reduce the temptation in buying the branded stuffs?

]]> By: Phoebe Tan http://kclau.com/money-saving-tips/thoughtless-spending/comment-page-1/#comment-150263 Phoebe Tan Thu, 13 Aug 2009 10:19:59 +0000 http://kclau.com/?p=1341#comment-150263 How do you all think to buy the branded stuff? Does it consider thoughtless spending? Clothes and Shoes are one of the irresistable stuff for gals .... How do you all think to buy the branded stuff? Does it consider thoughtless spending?
Clothes and Shoes are one of the irresistable stuff for gals ….

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