Comments on: What are Your Saving Habits?

By: Woon Lip Fuey

Woon Lip Fuey — Thu, 10 Dec 2009 22:03:41 +0000

You are right, you just brought up another problem for me – discipline
Recently, I found out that I have a big problem of this.
The schedule I set for myself I can’t even follow, especially when my final is near.
I abandon everything and just pay fully attention on my final because I did retake a semester, it scared me always, I don’t want it happen again, but this is quite irrational for me to abandon the discipline right?
No matter how, thanks for guiding Jac.

By: Jacquelyn

Jacquelyn — Sun, 06 Dec 2009 08:04:15 +0000

Hi Woon,

Money management takes a lot of discipline and planning. Everybody must do it to ensure a financially secure future. Making mistakes are common and you are not alone in this respect. A person has to learn from past mistakes and continue to focus on his financial goals. It is a challenging journey for most people.

By: Woon Lip Fuey

Woon Lip Fuey — Fri, 04 Dec 2009 13:05:13 +0000

I had a good habit of saving when I studied at secondary school,
I save a lot of money but however, something happen in my life that cause me hate saving anymore, make me feel that saving is meanless, no matter how much I save, It lost at all without expectingly, why we want to tide up our spending? Maybe I had used a wrong way to save money, in the end the money flow away. I just feel like I didn’t own it, make me disappointed.
For this moment, I kinda find that the important of money management, I don’t call it saving because I think saving is only a very small part in money management, my opinion is we should manage our money(income or wang belanja) to some part.
Such as…
20% for saving
20% for investing
10% for reserve
50% self spending
But I think this is quite impossible for me to implement it, just… at least done 20% saving, get back the habit of saving..
Any mis-define please correct and guide me…thank you…

By: Bankers Exchange Services

Bankers Exchange Services — Thu, 19 Nov 2009 15:58:46 +0000

November 1031 Exchange Carnival…

Welcome to the November 18, 2009 edition of 1031 exchange.

KCLau presents What are Your Saving Habits? posted at KCLau’s Money Tips, saying, “Everyone has their own personal methods or style of saving their money. What is yours?”…

By: Financial Samurai

Financial Samurai — Wed, 21 Oct 2009 13:24:05 +0000

In the finance industry, there is a mantra of SPENDING all your salary but saving your entire year end bonus.

Since people’s year end bonus generally accounts for 20-80% of their entire full year salary, it’s a pretty good idea.

Darn, I miss Malaysia!

By: Festival of Frugality #200: The Fireworks & Bonfires Edition | Miss Thrifty

Tue, 20 Oct 2009 12:03:59 +0000

[...] presents What are Your Saving Habits? posted at KCLau’s Money Tips. Blogger Jacquelyn describes how the humble notebook can [...]

By: Daniel Chew

Daniel Chew — Wed, 14 Oct 2009 15:05:47 +0000

I believe in paying myself first. Its easier to manage my money with what I have left after I invested the rest.

By: RockYourVote.net

RockYourVote.net — Tue, 13 Oct 2009 06:13:46 +0000

Good Saving Habits…

Everyone has his or her own way of saving money. What is yours?…

By: KCLau

KCLau — Fri, 09 Oct 2009 02:20:16 +0000

Thanks for your constructive feedback

By: victoria

victoria — Thu, 08 Oct 2009 12:44:55 +0000

I think the title “What is your savings habits” should be :
“What ARE your savings habits”.

Just a note.

By: mtsen

mtsen — Thu, 08 Oct 2009 11:45:00 +0000

ya, I support this idea, make it into an ASS - Automated Saving System is even better ...