I think another good tip is to help each other out and save online when we shop. Big Crumbs let's us do that by shopping through Ebay and other retailers and earning cash back. It is a free program. Check it out! Especially beneficial during holidays!
http://www.bigcrumbs.com/crumbs/frontpage.jsp?r...

Welcome to the August 4, 2008 edition of Carnival of Everything Finance.We had over 100 really good articles submitted for this edition. Unfortunately I ……

There are 2 ways to remedy the inflation, namely:
1. save cost
2. increase revenue

Sometimes, you can save cost without sacrifying anything. Here is now I did it.

I applied to a petrol rebate credit card, to get the 2% rebate for petrol consumption, and 0.5% rebate on other consumptions with the card. The platinum credit card is free for life, so I don't need to pay anything for annual fee too.

Currently, there is a promotion event ongoing with that credit card. I purchased a book in MPH with it, and immediately got RM10 worth of MPH voucher, at the same time got a KFC voucher from Mid-Valley. By now, I think you should able to figure out that is a CIMB Petronas Platinum Mastercard. I have blogged something about free for life platinum credit card recently, please visit http://voyager8.blogspot.com to read the article.

After buying the book, I took my dinner in Secret Recipe, where there is a RM10 set promotion ongoing now. Normal price is about RM16++ to get the same thing.

Before this, I also applied for an auto-paybill service, which provides a rebate of RM4 per month for my telephone bill and Streamyx bill. I have enjoyed this rebate for about 2 years already.

So you've learnt from me some ways on how to save cost without sacrifying anything. If KC give me the book, then I also save the cost on the book, without sacrifying anything too. Now, talking about increase revenue.

To increase some pocket money, I signed up SociakSpark, a social networking community which brings both the bloggers and advertisers into the same place. Then, I made some US$20++ for posting a sponsored article in my blog.

The book I bought from MPH is for preparation to a professional exam. Once I pass the exam in the near future, I believe I'll be at a better ground for increment and promotion.

To learn more from me, feel free to visit my blog. I have shared my experience to save fuel and save electricity bill legally with some inexpensive gadgets. I have shared about great software which are free to use. I have shared about value-for-money products that I've bought and use. I have shared about latest promotion events in town. And many more… which consist the idea on how you can save cost but without sacrifying anything.

To be honest, your visits there might help me to gain a few cents from Google and Advertlet. That is a win-win condition, as you won't lose anything, and able to learn something from me, at the same time helping me to gain some revenue.

Thank you.

Instead of focus on the cost cutting, I am looking at other other area like improve my productivy, increase personal market value and knowledge. I believe all this self upgrade will become very useful when opportunities arrived.

How to achieve that?
Well.. The simple way is reading more books, documents.. NO neccessary you have to buy the book, you can borrow from friends or library. How about the Internet? full of resources. The beauty is it is FOC.
Some good books to recommned are :-
- The Four Agreements
- Secret
- Secret of the Millionaire Mind

Learn from boss, mentor, friends, rich people .. how they success in biz and life? There must be something unique about them that make them ahead from us.
Show them what you can do so when there is an opportunies, they may seek yr advice which may come with some tangible reward.

Last but not least, think positively.

Thks and good luck.