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	<title>Comments on: Should you focus on Increasing income or reducing expenses?</title>
	<atom:link href="http://kclau.com/make-money-tips/make-more-money-cut-spending/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: Alvin</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-153344</link>
		<dc:creator>Alvin</dc:creator>
		<pubDate>Thu, 28 Oct 2010 08:30:36 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-153344</guid>
		<description>Make a point in your life saving is partly automatically process in your earning. For example, did Tony Fernandes worry about his saving every month? That our goal in life...No worry about saving.</description>
		<content:encoded><![CDATA[<p>Make a point in your life saving is partly automatically process in your earning. For example, did Tony Fernandes worry about his saving every month? That our goal in life&#8230;No worry about saving.</p>
]]></content:encoded>
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	<item>
		<title>By: Chong Kong Hui</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-153059</link>
		<dc:creator>Chong Kong Hui</dc:creator>
		<pubDate>Wed, 15 Sep 2010 07:36:29 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-153059</guid>
		<description>I&#039;m a believer of &quot;Income Pursuer&quot; many years ago thus got no problem in balancing the expense and saving. However, it will be MUCH BETTER if i am Income Pursuer at the same time &quot;Frugal&quot; on expenses, then, the amount of saving will be UP UP UP at a much faster rate.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a believer of &#8220;Income Pursuer&#8221; many years ago thus got no problem in balancing the expense and saving. However, it will be MUCH BETTER if i am Income Pursuer at the same time &#8220;Frugal&#8221; on expenses, then, the amount of saving will be UP UP UP at a much faster rate.</p>
]]></content:encoded>
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	<item>
		<title>By: Eleven Ways to Cut Your Spending</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-153058</link>
		<dc:creator>Eleven Ways to Cut Your Spending</dc:creator>
		<pubDate>Tue, 14 Sep 2010 18:55:28 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-153058</guid>
		<description>&lt;strong&gt;Eleven ways to cut your spending...&lt;/strong&gt;

Recessions are a death warrant for the dollar. Each one causes the dollar to shrink more and more. The following are ways you can stretch that dollar to make it go further. You’ll utilize some of these ideas and others you’ll shake your finger no at....</description>
		<content:encoded><![CDATA[<p><strong>Eleven ways to cut your spending&#8230;</strong></p>
<p>Recessions are a death warrant for the dollar. Each one causes the dollar to shrink more and more. The following are ways you can stretch that dollar to make it go further. You’ll utilize some of these ideas and others you’ll shake your finger no at&#8230;.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jeremy</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-153037</link>
		<dc:creator>Jeremy</dc:creator>
		<pubDate>Fri, 10 Sep 2010 02:42:45 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-153037</guid>
		<description>I believe most of the people already an expert on frugality but less focus on increase income, because increasing income need hard work also, at least at the beginning,  else I think if your income per month &gt;rm10k reducing monthly expenses will be helpful maybe... 

I doing three things to increase my income 
1. Working oversea. (Fortunately we have an haven beside us Singapore)
2. Start a small vending business. (Not buying franchise) 
3. Trading forex (It is challenging in a good way)</description>
		<content:encoded><![CDATA[<p>I believe most of the people already an expert on frugality but less focus on increase income, because increasing income need hard work also, at least at the beginning,  else I think if your income per month &gt;rm10k reducing monthly expenses will be helpful maybe&#8230; </p>
<p>I doing three things to increase my income<br />
1. Working oversea. (Fortunately we have an haven beside us Singapore)<br />
2. Start a small vending business. (Not buying franchise)<br />
3. Trading forex (It is challenging in a good way)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: 2+P</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-152705</link>
		<dc:creator>2+P</dc:creator>
		<pubDate>Thu, 22 Jul 2010 07:05:01 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-152705</guid>
		<description>What about invest in gold?</description>
		<content:encoded><![CDATA[<p>What about invest in gold?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: SE</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-152563</link>
		<dc:creator>SE</dc:creator>
		<pubDate>Thu, 08 Jul 2010 15:54:20 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-152563</guid>
		<description>I hope to become an income pursuer and not just a saver..still learn how to increase my income, hope to learn from here too..</description>
		<content:encoded><![CDATA[<p>I hope to become an income pursuer and not just a saver..still learn how to increase my income, hope to learn from here too..</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-152356</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Thu, 10 Jun 2010 15:53:06 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-152356</guid>
		<description>welcome</description>
		<content:encoded><![CDATA[<p>welcome</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Laibin Eku</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-152331</link>
		<dc:creator>Laibin Eku</dc:creator>
		<pubDate>Tue, 08 Jun 2010 00:12:44 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-152331</guid>
		<description>Suddenly i have a lot of ideas after reading just the introduction! Thank you Mr. Lau! God bless You!</description>
		<content:encoded><![CDATA[<p>Suddenly i have a lot of ideas after reading just the introduction! Thank you Mr. Lau! God bless You!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Will</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-144865</link>
		<dc:creator>Will</dc:creator>
		<pubDate>Sat, 02 May 2009 10:16:26 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-144865</guid>
		<description>Millionaire Mindset

Rich people focus on their net worth.
Poor people focus on their working income.</description>
		<content:encoded><![CDATA[<p>Millionaire Mindset</p>
<p>Rich people focus on their net worth.<br />
Poor people focus on their working income.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: LOKE</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-121831</link>
		<dc:creator>LOKE</dc:creator>
		<pubDate>Fri, 06 Mar 2009 14:32:35 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-121831</guid>
		<description>It is the best if we can increase our income and reduce our expenses at the same time.... When we increase our income without controlling our expenses, it is pointless...</description>
		<content:encoded><![CDATA[<p>It is the best if we can increase our income and reduce our expenses at the same time&#8230;. When we increase our income without controlling our expenses, it is pointless&#8230;</p>
]]></content:encoded>
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	<item>
		<title>By: Mama</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-121548</link>
		<dc:creator>Mama</dc:creator>
		<pubDate>Thu, 05 Mar 2009 08:50:06 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-121548</guid>
		<description>Government already spend our money or keep it in their pocket so they ask us to save la...</description>
		<content:encoded><![CDATA[<p>Government already spend our money or keep it in their pocket so they ask us to save la&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Thrift</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-40664</link>
		<dc:creator>Thrift</dc:creator>
		<pubDate>Fri, 04 Jul 2008 06:02:54 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-40664</guid>
		<description>I use to be a frugal saver, but since last yr, I&#039;ve learnt its way better to be Income Pursuer..
Unfortunately..not many people know of this..
maybe that&#039;s why the government can blatantly suggest people to &quot;save and change their lifestyle&quot;

sad...</description>
		<content:encoded><![CDATA[<p>I use to be a frugal saver, but since last yr, I&#8217;ve learnt its way better to be Income Pursuer..<br />
Unfortunately..not many people know of this..<br />
maybe that&#8217;s why the government can blatantly suggest people to &#8220;save and change their lifestyle&#8221;</p>
<p>sad&#8230;</p>
]]></content:encoded>
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	<item>
		<title>By: The best way to remedy the recent Fuel &#38; Electricity Hikes in Malaysia &#124; Personal Finance Money Tips</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-35639</link>
		<dc:creator>The best way to remedy the recent Fuel &#38; Electricity Hikes in Malaysia &#124; Personal Finance Money Tips</dc:creator>
		<pubDate>Fri, 06 Jun 2008 02:24:49 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-35639</guid>
		<description>[...] the only long term solution is to increase your financial intelligence - make more money! [...]</description>
		<content:encoded><![CDATA[<p>[...] the only long term solution is to increase your financial intelligence &#8211; make more money! [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Financial Security: How you feel it? &#124; KCLau's Money Tips</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-27719</link>
		<dc:creator>Financial Security: How you feel it? &#124; KCLau's Money Tips</dc:creator>
		<pubDate>Sun, 23 Mar 2008 23:05:30 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-27719</guid>
		<description>[...] Should you focus on Increasing income or reducing expenses? [...]</description>
		<content:encoded><![CDATA[<p>[...] Should you focus on Increasing income or reducing expenses? [...]</p>
]]></content:encoded>
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		<title>By: KCLau</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-13002</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Wed, 19 Dec 2007 10:53:50 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-13002</guid>
		<description>Hi BT Khoo,

You can actually do both. The idea is about spending more time to increase income, which will bring you greater effect in the future.</description>
		<content:encoded><![CDATA[<p>Hi BT Khoo,</p>
<p>You can actually do both. The idea is about spending more time to increase income, which will bring you greater effect in the future.</p>
]]></content:encoded>
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	<item>
		<title>By: BT Khoo</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-12618</link>
		<dc:creator>BT Khoo</dc:creator>
		<pubDate>Mon, 17 Dec 2007 00:00:56 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-12618</guid>
		<description>Why choose between the two, why not focus on both inreasing income and reducing expenses at the same time</description>
		<content:encoded><![CDATA[<p>Why choose between the two, why not focus on both inreasing income and reducing expenses at the same time</p>
]]></content:encoded>
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		<title>By: What turns you on – Expansion of income vs Reduction of expenses &#171; Father sez&#8230;&#8230;</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-6804</link>
		<dc:creator>What turns you on – Expansion of income vs Reduction of expenses &#171; Father sez&#8230;&#8230;</dc:creator>
		<pubDate>Tue, 13 Nov 2007 03:55:17 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-6804</guid>
		<description>[...] another interesting version to this “save or invest” is that presented by KC Lau. He presents the view that we can only save “that much”, whilst investment income is [...]</description>
		<content:encoded><![CDATA[<p>[...] another interesting version to this “save or invest” is that presented by KC Lau. He presents the view that we can only save “that much”, whilst investment income is [...]</p>
]]></content:encoded>
	</item>
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		<title>By: Relax</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-4950</link>
		<dc:creator>Relax</dc:creator>
		<pubDate>Fri, 02 Nov 2007 11:06:02 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-4950</guid>
		<description>work oversea to increase active income.
there&#039;s heavy sacrifice but worth it.</description>
		<content:encoded><![CDATA[<p>work oversea to increase active income.<br />
there&#8217;s heavy sacrifice but worth it.</p>
]]></content:encoded>
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		<title>By: USAinDebt - Blog Carnival of Twentysomething Finances!</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-3046</link>
		<dc:creator>USAinDebt - Blog Carnival of Twentysomething Finances!</dc:creator>
		<pubDate>Mon, 15 Oct 2007 04:05:56 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-3046</guid>
		<description>[...] presents Should you focus on Increasing income or reducing expenses? posted at KCLau&#8217;s Money Tips, saying, &#8220;Cash flow chart involves simple mathematic [...]</description>
		<content:encoded><![CDATA[<p>[...] presents Should you focus on Increasing income or reducing expenses? posted at KCLau&#8217;s Money Tips, saying, &#8220;Cash flow chart involves simple mathematic [...]</p>
]]></content:encoded>
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		<title>By: Personal Finance Carnivals &#124; Debtbeater</title>
		<link>http://kclau.com/make-money-tips/make-more-money-cut-spending/comment-page-1/#comment-2377</link>
		<dc:creator>Personal Finance Carnivals &#124; Debtbeater</dc:creator>
		<pubDate>Mon, 01 Oct 2007 19:56:51 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/09/24/make-more-money-cut-spending/#comment-2377</guid>
		<description>[...] KCLau&#8217;s Money Tips - Should you focus on Increasing income or reducing expenses? [...]</description>
		<content:encoded><![CDATA[<p>[...] KCLau&#8217;s Money Tips &#8211; Should you focus on Increasing income or reducing expenses? [...]</p>
]]></content:encoded>
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