Comments on: I achieved financial freedom at 38

By: Vincent Ong

Vincent Ong — Wed, 09 Nov 2011 03:53:37 +0000

I just read this comment 0n 2011.. hahha..i m also 19 in 2009~ i also aware bout the importance of financial freedom.. but i stil have no idea what to do now~ Hope to hv a mentor can guide me~hehe…

By: waiyin

waiyin — Mon, 06 Sep 2010 11:09:05 +0000

Hi Ben,

Great, is never too late to start

Waiyin

By: Ben Yusof

Ben Yusof — Sat, 04 Sep 2010 21:45:09 +0000

Hi Wai Yin,

I am insipired by your success to achieve financial freedom at age of 38. I am now at age of 42 but still struggling financially. I am a wage earner but i need to have passive income to realize my dream of financial freedom and I also need to reduce my spending.

I have read many success stories of those who achieve financial freedom but do not know where to start. It is easier said than done but I really need to work on this.Probably i can seek further advice from you.

All the best & Many thanks

By: Maha

Maha — Thu, 21 Jan 2010 03:52:52 +0000

Dear Wai Yin,

I’m really inspired by your success stories. Wishing you good luck.
I’m in my early 30′s and would like to enquire something about investment. Previously I had invested in unit trusts when I was 25. But due to some financial problems I withdraw most of the cash. That was when I’m 30. Before that I saw a good ROI. Now it’s very hard for me to start back because I’m not working, housewife and part-time student. I just can’t manage the income that my husband earned. Very hard to start the first step. Too many commitments. 2 Mortgage loans, HP loan, Personal loan + education fees…….. I appreciate if you can give me some ideas or advise.

Many thanks.

By: PG

PG — Sat, 19 Dec 2009 05:30:24 +0000

Dear Wai Yin.
Nice info sharing.TQ so much
Best of luck.

PG
pgcare.blogspot.com

By: Top Investment Lessons You Shouldn't Miss

Top Investment Lessons You Shouldn't Miss — Wed, 16 Dec 2009 14:52:48 +0000

[...] Achieving Financial Freedom at 38 [...]

By: Carnival of Financial Planning – Edition #104 – August 28, 2009

Carnival of Financial Planning – Edition #104 – August 28, 2009 — Wed, 16 Dec 2009 04:52:23 +0000

[...] presents I achieved financial freedom at 38 posted at KCLau’s Money Tips, saying, “This post is contributed by WaiYin, a reader [...]

By: Woon Lip Fuey

Woon Lip Fuey — Tue, 01 Dec 2009 20:10:22 +0000

Hi Wai Yin,
its so great to read your sharing and experience.
I realize how important to achieve to the financial freedom by learning to invest.
But I think I should get a job after graduation at first before I go through the business section, I should learn the way of communication with the social, get myself the definition of company(I mean how to run a company.), the skill of managing etc.
So, for this moment, as a student period, I will try to learn as much as could before I step into the social, after that I will try to invest my income into something like real estate or business.
Thank you for your sharing again and all the best to you. Hopefully there will be one day I can post my successful sharing at here like you..^^

Cheers!!!!

By: waiyin

waiyin — Mon, 23 Nov 2009 08:45:47 +0000

Hi eye sack,

Thank you very much for your support and encouragement too. I am happy to hear that you are planning for your future too. It will be great to see more people succeed in life and in turn help the others . Attitude, beliefs and value system are important framework to success and I hope to see you at the top soon.

Cheers
Waiyin

By: eye sack

eye sack — Fri, 20 Nov 2009 05:03:09 +0000

hello waiyin,
I love your article and admire the life that you have made for yourself while inspiring others. I have just started to think seriously about achieving financial freedom since these past few days, and i searched for articles – that’s how i found this one. After 10-working years, I feel that i have lost interest to just be a wage-earner. Now i’m planning to head my own direction in another year, so that i could spend more quality time with my family and travel whenever i can…all from passive income. I’ll be following a lot of Kclau.com and you of course after this. Thanks.

By: waiyin

waiyin — Tue, 27 Oct 2009 13:57:21 +0000

Hi,

The challenges is my mindset . Stay positive and driven is important.

Rgds
Waiyin

By: M.C Chow

M.C Chow — Wed, 21 Oct 2009 14:03:08 +0000

waiyin,

Do you mind sharing what are the failures/difficulties/problems you encountered in your laundry/ properties business?

By: KCLau

KCLau — Fri, 09 Oct 2009 02:33:03 +0000

Joanna,
starting a blog is a good idea to get your feet wet in the internet marketing field.

By: Joanna

Joanna — Mon, 05 Oct 2009 06:41:10 +0000

Hey, Wai Yin. Thanks for your sharing. It’s very encouraging to read your testimonial. I’m currently 25 and i have bought a condo unit last year. Recently i’ve set a goal to clear of my housing loan of RM250k within 5 years. As i’m only an income earner, i’m going to need extra income to meet my goal. I’m planning to start a blog and revised my spending in order to draw nearer to my goal. Do advise how can i go a mile further to achieve my goal.

By: Elaine

Elaine — Mon, 28 Sep 2009 12:02:01 +0000

Dear Waiyin,

My email is elainetan90@gmail.com. Hope to see from you soon.

Regards
Elaine

By: waiyin

waiyin — Mon, 28 Sep 2009 01:27:53 +0000

Hi,

Whatever is past, is history. Take the experience you have learned and put to good use.
I thank you for sharing, is a reminder to all of us too.

All the best !
Waiyin

By: waiyin

waiyin — Mon, 28 Sep 2009 01:03:12 +0000

Hi Elaine,

Wow, you are so young yet already have a direction in life. Great for you ! I hope to know friends like you, and when I travel to Malaysia, we can meet up. Would you want to advise me your email

Thanks & Rgds
Waiyin

By: Cozy Groups

Cozy Groups — Thu, 24 Sep 2009 06:48:16 +0000

Waiyin,

Thanks for sharing. Few years back, i dream to have my own business i.e Bed & Breakfast. Complete with Business plan on my hand..was ready to submit it to the bank but in the middle of the road something happen my self doubt “procrastinating”. Now I regret that someone else has come out with this idea (B&B). Within 2 years, He has open two B&Bs in the city. I regretted until today.

Don’t put off until tomorrow what you can do today.” We’ve all confronted this old adage in our everyday lives, sometimes under painful circumstances. For many of us, the biggest obstacle to obtaining our goals is not a lack of resources, courage, or hard work, but rather a proclivity toward procrastination. We put things off, and this constant procrastination proves to be the death of our goals. We become, as another famous old adage puts it, our own worse enemy.

By: KCLau

KCLau — Thu, 24 Sep 2009 04:25:27 +0000

Hi Meena, I suggest that you learn about the necessary knowledge of investing in real estate. You can find info from blog such as Real Estate Investment blog, and Invest KK. Read some books by local real estate investors and attend some courses or seminars.

By: Meena

Meena — Thu, 24 Sep 2009 01:39:24 +0000

thx for sharing. hi i am very interested to know how to select a good property for investment via rental and once property value go up can sell. i have the money but i don’t know how to do the selection process.