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	<title>Comments on: Credit card helps!</title>
	<atom:link href="http://kclau.com/make-money-tips/credit-card-helps/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/make-money-tips/credit-card-helps/</link>
	<description>Personal Finance Money Tips</description>
	<lastBuildDate>Fri, 30 Jul 2010 02:46:01 +0000</lastBuildDate>
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		<title>By: ZulBM</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-152649</link>
		<dc:creator>ZulBM</dc:creator>
		<pubDate>Tue, 20 Jul 2010 05:18:58 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-152649</guid>
		<description>Well, it is easy to plan but when comes on practically, most of us failed and your debt will slowly accumulating.....thus not all can adopt this so call using bank&#039;s money.....just my 2 cents.....</description>
		<content:encoded><![CDATA[<p>Well, it is easy to plan but when comes on practically, most of us failed and your debt will slowly accumulating&#8230;..thus not all can adopt this so call using bank&#8217;s money&#8230;..just my 2 cents&#8230;..</p>
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		<title>By: Yumay</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-152218</link>
		<dc:creator>Yumay</dc:creator>
		<pubDate>Sun, 23 May 2010 17:04:48 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-152218</guid>
		<description>The interest charged on your cc debts is very much higher than your interest earned from your FD or Savings a/c.  So the debts in your cc will accumulate faster.  It is better to settle the debts and then, start savings a/c and this time, make sure you do not accumulate debts in your cc again.</description>
		<content:encoded><![CDATA[<p>The interest charged on your cc debts is very much higher than your interest earned from your FD or Savings a/c.  So the debts in your cc will accumulate faster.  It is better to settle the debts and then, start savings a/c and this time, make sure you do not accumulate debts in your cc again.</p>
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		<title>By: HARI KRISHNAN</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-151138</link>
		<dc:creator>HARI KRISHNAN</dc:creator>
		<pubDate>Mon, 04 Jan 2010 10:03:24 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-151138</guid>
		<description>BRO, HW TO VALUE THE LAND? HW TO CHECK THE LAND PRICE? PLZ ADVICE. 10Q.</description>
		<content:encoded><![CDATA[<p>BRO, HW TO VALUE THE LAND? HW TO CHECK THE LAND PRICE? PLZ ADVICE. 10Q.</p>
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	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-150663</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Mon, 19 Oct 2009 05:33:50 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-150663</guid>
		<description>What I mean is that it is &quot;like&quot; having extra (not actually having) money. Some sort of we owe the bank first .. pay later without interest</description>
		<content:encoded><![CDATA[<p>What I mean is that it is &#8220;like&#8221; having extra (not actually having) money. Some sort of we owe the bank first .. pay later without interest</p>
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		<title>By: marcus tan</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-150651</link>
		<dc:creator>marcus tan</dc:creator>
		<pubDate>Thu, 15 Oct 2009 14:13:14 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-150651</guid>
		<description>Dear KClau,

I can&#039;t understand why we can extra RM5000 in bank account.</description>
		<content:encoded><![CDATA[<p>Dear KClau,</p>
<p>I can&#8217;t understand why we can extra RM5000 in bank account.</p>
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	<item>
		<title>By: rob</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-149713</link>
		<dc:creator>rob</dc:creator>
		<pubDate>Fri, 12 Jun 2009 11:59:16 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-149713</guid>
		<description>How to handle credit card debts?
I have about cc debts of 20k form 3 banks. I also have 22k of HARD EARNED savings in my current account. Would you recommend me to pay off the cc debts now??
I find it difficult to part with this 22k which I saved for the last 1 year!!!</description>
		<content:encoded><![CDATA[<p>How to handle credit card debts?<br />
I have about cc debts of 20k form 3 banks. I also have 22k of HARD EARNED savings in my current account. Would you recommend me to pay off the cc debts now??<br />
I find it difficult to part with this 22k which I saved for the last 1 year!!!</p>
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		<title>By: All Credit Cards available at Money Section; Won Nando&#8217;s Cash Voucher Again!</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-260</link>
		<dc:creator>All Credit Cards available at Money Section; Won Nando&#8217;s Cash Voucher Again!</dc:creator>
		<pubDate>Fri, 22 Jun 2007 00:04:05 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-260</guid>
		<description>[...] and I think it is incredible. All the credit card listed are up to date and they even include the credit card I am using: eCosway Alliance Bank Visa Gold Card. I previously wrote about how I got high rebate by [...]</description>
		<content:encoded><![CDATA[<p>[...] and I think it is incredible. All the credit card listed are up to date and they even include the credit card I am using: eCosway Alliance Bank Visa Gold Card. I previously wrote about how I got high rebate by [...]</p>
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		<title>By: How Millionaire Blogger John Chow Manage his Wealth &#124; KCLau&#8217;s Money Tips</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-91</link>
		<dc:creator>How Millionaire Blogger John Chow Manage his Wealth &#124; KCLau&#8217;s Money Tips</dc:creator>
		<pubDate>Fri, 18 May 2007 08:22:53 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-91</guid>
		<description>[...] He received his TD VISA â€œdividendâ€ check on 14th February, 2006 amounted $1,036.43 and represented 1% of his 2005 purchases made with his credit card. He actually spent more than $103,643 in year 2005 alone! In year 2006, the dividend slightly drops to $1,030.65 which represents his purchases of $103,065.00 in 2006. That&#8217;s a big sum of money to a lot of people. Although he said that some of the expenses are business related â€“ such as hosting fees. Anyway, how much would it cost to host websites for a year? We can imagine what kind of lifestyle John is living in. He is a discipline spender, definitely a smart credit card user. [...]</description>
		<content:encoded><![CDATA[<p>[...] He received his TD VISA â€œdividendâ€ check on 14th February, 2006 amounted $1,036.43 and represented 1% of his 2005 purchases made with his credit card. He actually spent more than $103,643 in year 2005 alone! In year 2006, the dividend slightly drops to $1,030.65 which represents his purchases of $103,065.00 in 2006. That&#8217;s a big sum of money to a lot of people. Although he said that some of the expenses are business related â€“ such as hosting fees. Anyway, how much would it cost to host websites for a year? We can imagine what kind of lifestyle John is living in. He is a discipline spender, definitely a smart credit card user. [...]</p>
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	<item>
		<title>By: How Millioaire Blogger John Chow Manage his Wealth &#124; KCLau&#8217;s Money Tips</title>
		<link>http://kclau.com/make-money-tips/credit-card-helps/comment-page-1/#comment-87</link>
		<dc:creator>How Millioaire Blogger John Chow Manage his Wealth &#124; KCLau&#8217;s Money Tips</dc:creator>
		<pubDate>Fri, 18 May 2007 08:16:44 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=17#comment-87</guid>
		<description>[...] He received his TD VISA â€œdividendâ€ check on 14th February, 2006 amounted $1,036.43 and represented 1% of his 2005 purchases made with his credit card. He actually spent more than $103,643 in year 2005 alone! In year 2006, the dividend slightly drops to $1,030.65 which represents his purchases of $103,065.00 in 2006. That&#8217;s a big sum of money to a lot of people. Although he said that some of the expenses are business related â€“ such as hosting fees. Anyway, how much would it cost to host websites for a year? We can imagine what kind of lifestyle John is living in. He is a discipline spender, definitely a smart credit card user. [...]</description>
		<content:encoded><![CDATA[<p>[...] He received his TD VISA â€œdividendâ€ check on 14th February, 2006 amounted $1,036.43 and represented 1% of his 2005 purchases made with his credit card. He actually spent more than $103,643 in year 2005 alone! In year 2006, the dividend slightly drops to $1,030.65 which represents his purchases of $103,065.00 in 2006. That&#8217;s a big sum of money to a lot of people. Although he said that some of the expenses are business related â€“ such as hosting fees. Anyway, how much would it cost to host websites for a year? We can imagine what kind of lifestyle John is living in. He is a discipline spender, definitely a smart credit card user. [...]</p>
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