Comments on: Investment Strategy for a Student http://kclau.com/investment/student-investments/ Personal Finance Money Tips Sun, 20 May 2012 09:50:01 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: M. Alimuddin http://kclau.com/investment/student-investments/comment-page-1/#comment-154507 M. Alimuddin Fri, 12 Aug 2011 06:08:59 +0000 http://kclau.com/?p=1502#comment-154507 A first year student is 19 years old actually, since after SPM (18 y/o) he would have to take either foundations/A-level/matriculation for a year or even STPM for 1.5 years, except if he went to Egypt but that's a different matter since it's going to be 6 years. But that's another issue. Well, I'm very impressed with Ahmad since I'm 19 and will enroll in UKM in September, and I don't have that kind of money. RESPECT. I currently have few thousands in terms of assets in the form of my small business added with my ASB savings. That's a long way for me to even reach his level. A first year student is 19 years old actually, since after SPM (18 y/o) he would have to take either foundations/A-level/matriculation for a year or even STPM for 1.5 years, except if he went to Egypt but that’s a different matter since it’s going to be 6 years.

But that’s another issue.

Well, I’m very impressed with Ahmad since I’m 19 and will enroll in UKM in September, and I don’t have that kind of money. RESPECT. I currently have few thousands in terms of assets in the form of my small business added with my ASB savings. That’s a long way for me to even reach his level.

]]> By: firdausprudential http://kclau.com/investment/student-investments/comment-page-1/#comment-151710 firdausprudential Sun, 21 Mar 2010 15:49:19 +0000 http://kclau.com/?p=1502#comment-151710 1st year student = 18 years old. ASB savings: RM87 567.00, that would be from his parent. financial planning for your kids. to all parent, start savings for your kids since age 1 or before birth from Prudential (PRUmychild). my wife is pregnant now, and I want my kids to have more less amount 90K upon age 18. I plan to put rm200 monthly in investment link policy together with Critical Illness and medical card. 1st year student = 18 years old.

ASB savings: RM87 567.00, that would be from his parent. financial planning for your kids.

to all parent, start savings for your kids since age 1 or before birth from Prudential (PRUmychild).

my wife is pregnant now, and I want my kids to have more less amount 90K upon age 18. I plan to put rm200 monthly in investment link policy together with Critical Illness and medical card.

]]> By: KCLau http://kclau.com/investment/student-investments/comment-page-1/#comment-151613 KCLau Wed, 10 Mar 2010 03:36:07 +0000 http://kclau.com/?p=1502#comment-151613 Investing in stock is not as simple as you think. Even experts make mistake, and some are disastrous mistakes. Why not spend your effort to learn some money making skill - such as selling, and doing some freelance work. That's will be more practical. Unless you are very interested in stock trading and learn the inside out (not easy though). Investing in stock is not as simple as you think. Even experts make mistake, and some are disastrous mistakes.
Why not spend your effort to learn some money making skill – such as selling, and doing some freelance work.
That’s will be more practical. Unless you are very interested in stock trading and learn the inside out (not easy though).

]]> By: wsk http://kclau.com/investment/student-investments/comment-page-1/#comment-151606 wsk Tue, 09 Mar 2010 13:30:00 +0000 http://kclau.com/?p=1502#comment-151606 it's really impressed that Ahmad with young age has a total net worth above RM 100k because most students would not be in the same financial ability even it's well known that there are some people really can do the same by starting own business, involving in direct selling etc. At this moment, I also hope that I can own RM100k...then, I can further my study oversea! :-) I m facing the problem to get start invest in stock. It's really needs some time for me to figure the right way... K.C Lau, I would like to get some advice or your opinion regarding my situation. Like this, I have some money now(about RM 3k) for me to invest in stock market because i think it might be the best method for me to to generate more money. However , I don't sure how to make $$$ by Investing in stocks .is it for short term? long term? what is meant by "CONTRA"? and where can I knw what's the trend this year....Sorry for asking too many Questions...but hope that u can share with me your experience,like what precaution has to be taken before invest, how to knw which share I should buy, any website that you might want what to recommend so that I can lean more about Investing in stocks , how to minimise risk? Thank you. it’s really impressed that Ahmad with young age has a total net worth above RM 100k because most students would not be in the same financial ability even it’s well known that there are some people really can do the same by starting own business, involving in direct selling etc. At this moment, I also hope that I can own RM100k…then, I can further my study oversea! :-) I m facing the problem to get start invest in stock. It’s really needs some time for me to figure the right way… K.C Lau, I would like to get some advice or your opinion regarding my situation. Like this, I have some money now(about RM 3k) for me to invest in stock market because i think it might be the best method for me to to generate more money. However , I don’t sure how to make $$$ by Investing in stocks .is it for short term? long term? what is meant by “CONTRA”? and where can I knw what’s the trend this year….Sorry for asking too many Questions…but hope that u can share with me your experience,like what precaution has to be taken before invest, how to knw which share I should buy, any website that you might want what to recommend so that I can lean more about Investing in stocks , how to minimise risk?

Thank you.

]]> By: Kris http://kclau.com/investment/student-investments/comment-page-1/#comment-151259 Kris Sat, 16 Jan 2010 17:41:01 +0000 http://kclau.com/?p=1502#comment-151259 Wow..so much money accumulated as a student..Yeah..he can try out shariah compliant mutual funds out there. :P Wow..so much money accumulated as a student..Yeah..he can try out shariah compliant mutual funds out there. :P

]]> By: Ryan @ Planting Dollars http://kclau.com/investment/student-investments/comment-page-1/#comment-151157 Ryan @ Planting Dollars Thu, 07 Jan 2010 04:35:31 +0000 http://kclau.com/?p=1502#comment-151157 Good overall advice. Leverage your strengths, which in this instance is time, and use them down the road when you have the money to magnify and produce greater dividends with your knowledge. Good overall advice. Leverage your strengths, which in this instance is time, and use them down the road when you have the money to magnify and produce greater dividends with your knowledge.

]]> By: kampunginvestor http://kclau.com/investment/student-investments/comment-page-1/#comment-150978 kampunginvestor Thu, 03 Dec 2009 03:08:16 +0000 http://kclau.com/?p=1502#comment-150978 Such a young boy with that much of money. I wonder how did Ahmad end up with so much money at a young age? Is his parents giving him a high monthly allowances every month? To be able to save RM 1200 a month is not easy and furthermore he is a student. I am really curious how can he get so much money. If really his parents gives him so much of money and he is doing what he is currently doing, i take up my hat for Ahmad as does really knows how to save money! ^^ Such a young boy with that much of money. I wonder how did Ahmad end up with so much money at a young age? Is his parents giving him a high monthly allowances every month?

To be able to save RM 1200 a month is not easy and furthermore he is a student. I am really curious how can he get so much money.

If really his parents gives him so much of money and he is doing what he is currently doing, i take up my hat for Ahmad as does really knows how to save money! ^^

]]> By: Woon Lip Fuey http://kclau.com/investment/student-investments/comment-page-1/#comment-150977 Woon Lip Fuey Wed, 02 Dec 2009 12:15:26 +0000 http://kclau.com/?p=1502#comment-150977 Many average investors don't like to invest their time but invest their money, so they lost a lot of money. I think before do any investment, we should invest some money for some course or seminal etc to improve our knowledge and skill of investment. Ahmad's life will be very very wonderful if he takes seriously in the education, then join to the fast track.and retire rich. Many average investors don’t like to invest their time but invest their money, so they lost a lot of money. I think before do any investment, we should invest some money for some course or seminal etc to improve our knowledge and skill of investment.
Ahmad’s life will be very very wonderful if he takes seriously in the education, then join to the fast track.and retire rich.

]]> By: Now Living Debt Free http://kclau.com/investment/student-investments/comment-page-1/#comment-150837 Now Living Debt Free Mon, 16 Nov 2009 19:27:21 +0000 http://kclau.com/?p=1502#comment-150837 strongPersonal Finance News Carnival Volume 10.../strong Welcome to Volume 10 of the Personal Finance News Blog Carnival.  Now Living Debt Free is pleased to be hosting this edition of the Carnival. We hope you enjoy the great personal finance articles below. Credit and Debt Billeater presents How Smal... strongPersonal Finance News Carnival Volume 10…/strong

Welcome to Volume 10 of the Personal Finance News Blog Carnival.  Now Living Debt Free is pleased to be hosting this edition of the Carnival.
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]]> By: ChampDog http://kclau.com/investment/student-investments/comment-page-1/#comment-150796 ChampDog Sun, 08 Nov 2009 05:37:29 +0000 http://kclau.com/?p=1502#comment-150796 Ya, I agree. He looks like a pretty wealthy student and Gold + ASB seems like a pretty good strategy too for long term investment. Invest to gain knowledge is probably the next thing he should do and I bet he has already started. :) Ya, I agree. He looks like a pretty wealthy student and Gold + ASB seems like a pretty good strategy too for long term investment. Invest to gain knowledge is probably the next thing he should do and I bet he has already started. :)

]]> By: RockYourVote.net http://kclau.com/investment/student-investments/comment-page-1/#comment-150755 RockYourVote.net Fri, 30 Oct 2009 19:25:07 +0000 http://kclau.com/?p=1502#comment-150755 <strong>The Best Investment Strategy for Students...</strong> Investment advice for a student... The Best Investment Strategy for Students…

Investment advice for a student…

]]> By: me http://kclau.com/investment/student-investments/comment-page-1/#comment-150750 me Thu, 29 Oct 2009 06:21:40 +0000 http://kclau.com/?p=1502#comment-150750 Dear Ahmad, You are definitely a lucky boy. As a first year student, you're probably 18y/o and it is unlikely that the bulk of that 100k came from a day job's salary. I'm assuming that most of your funds came from your parents. If that is the case 1. You should thank them for their generosity and their guidance in choosing safe+high yield investment i.e. gold+ASB). 2. You should be very careful with your investment decisions since this money is effectively your parent's gift for your future development. 3. Given the recent extreme volatility in the markets I would be very careful before making any equity-based investment. If this is your own hard earned money then I apologize for this flawed assumption. Dear Ahmad,
You are definitely a lucky boy. As a first year student, you’re probably 18y/o and it is unlikely that the bulk of that 100k came from a day job’s salary.
I’m assuming that most of your funds came from your parents. If that is the case
1. You should thank them for their generosity and their guidance in choosing safe+high yield investment i.e. gold+ASB).
2. You should be very careful with your investment decisions since this money is effectively your parent’s gift for your future development.
3. Given the recent extreme volatility in the markets I would be very careful before making any equity-based investment.

If this is your own hard earned money then I apologize for this flawed assumption.

]]> By: KCLau http://kclau.com/investment/student-investments/comment-page-1/#comment-150711 KCLau Tue, 27 Oct 2009 00:41:23 +0000 http://kclau.com/?p=1502#comment-150711 MrCoolku, You won the book "Buat Duit Tanpa Makan Gaji" in the last contest. Please contact me with your snail mail address. MrCoolku,

You won the book “Buat Duit Tanpa Makan Gaji” in the last contest.
Please contact me with your snail mail address.

]]> By: KCLau http://kclau.com/investment/student-investments/comment-page-1/#comment-150710 KCLau Tue, 27 Oct 2009 00:40:11 +0000 http://kclau.com/?p=1502#comment-150710 Welcome .. You should comment more. I believe you will make a lot of like-minded friends here. Welcome ..
You should comment more.
I believe you will make a lot of like-minded friends here.

]]> By: Wong http://kclau.com/investment/student-investments/comment-page-1/#comment-150707 Wong Mon, 26 Oct 2009 12:20:04 +0000 http://kclau.com/?p=1502#comment-150707 Wow, a student with more than RM100k net worth!! I'm so impressed! I graduated with RM10 each in my two bank account. I started everything with my parents money, include buying a new car and cloths for interview. Haizz.....regretted. I should start saving RM100/mth during my 4years study, then i can graduate with RM4800. Ahmad can start invest in unit trust such as Public Itikal Fund, syariah-complied fund, its pass history is impressive, with average 8-10% return per year. Ahmad can allocate RM800 for investment, RM400 in ASB or FD, for emergency use. Wow, a student with more than RM100k net worth!! I’m so impressed! I graduated with RM10 each in my two bank account. I started everything with my parents money, include buying a new car and cloths for interview. Haizz…..regretted. I should start saving RM100/mth during my 4years study, then i can graduate with RM4800.

Ahmad can start invest in unit trust such as Public Itikal Fund, syariah-complied fund, its pass history is impressive, with average 8-10% return per year. Ahmad can allocate RM800 for investment, RM400 in ASB or FD, for emergency use.

]]> By: RU5H http://kclau.com/investment/student-investments/comment-page-1/#comment-150706 RU5H Mon, 26 Oct 2009 11:08:50 +0000 http://kclau.com/?p=1502#comment-150706 Hi KC, Been a reader of your blog for quite some time but this would be the 1st time i'm commenting here. Keep the good info coming & many thanks! Ahmad, it is amazing that you can save up RM1200 a month and what you currently have is truly outstanding for a student. Some working people might have trouble saving this much a month and i must say, Well done! Just take note to maintain or enhance your financial literacy further as when the money comes rolling, that is when the problem starts. Lets see your progress in a few years time ;) Hi KC,

Been a reader of your blog for quite some time but this would be the 1st time i’m commenting here. Keep the good info coming & many thanks!

Ahmad, it is amazing that you can save up RM1200 a month and what you currently have is truly outstanding for a student. Some working people might have trouble saving this much a month and i must say, Well done! Just take note to maintain or enhance your financial literacy further as when the money comes rolling, that is when the problem starts. Lets see your progress in a few years time ;)

]]> By: Mrcoolku http://kclau.com/investment/student-investments/comment-page-1/#comment-150704 Mrcoolku Mon, 26 Oct 2009 06:11:29 +0000 http://kclau.com/?p=1502#comment-150704 He is indeed a smart student which I regret I did not. I graduated with no extra money and in debt with government's loan. During the last year of uni times, I only started to pay attention to personal finance. XD I am sure Ahmad will retire earlier and retire rich in the future. He is indeed a smart student which I regret I did not. I graduated with no extra money and in debt with government’s loan. During the last year of uni times, I only started to pay attention to personal finance. XD
I am sure Ahmad will retire earlier and retire rich in the future.

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