Personal Finance Money Tips – August 25, 2007

Welcome to the August 20 26, 2007 edition of personal finance money tips. Sorry for the delay of the carnival because for the past week I’ve been staying in the hospital. My son is delivered premature and we all stay in the hospital until he is discharged on 24th Aug. I hope these links and articles will keep you busy during this weekend.

My Best Tips in August:

1. How a fresh graduate plan to retire in 8 years
2. What is capital guaranteed fund? Should you invest in a capital protected fund?
3. Learn about zero-coupon negotiable instruments of deposit.
4. Replace your regular investment with the protection feature of investment-linked insurance.
5. What can you do if your insurance claim is rejected?

General Tips

Will Mitchell presents Masaru Emoto’s Messages in Water posted at www.SparkedBlog.com.

Dean presents Top 10 Best Bargain Fast Food Meals posted at Mr. Cheap Stuff, saying, “Cheap Eats.”

Jason Elder presents 100k In Credit Card Debt Is No Reason To Go Bankrupt posted at A Bankruptcy Lawyer’s Blog, saying, “Years ago bankruptcy was only used by business to obtain relief from its debtors. Today 1 out of every 7 people has filed bankruptcy and walked away from thousands of dollars of credit card debt.”

Aaron Wakling presents Protecting Your Credit Card Information Online posted at The Credit & Credit Card Blog, saying, “While shopping online is the latest and greatest trend for consumers, hackers and other dishonest people have also turned to online shopping as a way to obtain credit card information for fraudulent use.”

Eric Hudin presents Protecting Your Finances and Assets Offshore posted at My Estate Planning Career Blog, saying, “When it comes to the question of when to protect your assets and finances offshore your financial, legal and tax advisers will always tell you there is no such thing as taking action to protect your fiscal situation too soon, especially if you want to go offshore for some form of direct affluence protection reasons.”

Allen Taylor presents Good Stock Investments – How To Spot The Best Stocks For Your Portfolio posted at Investing World Today, saying, “So what are some good stock investments for your portfolio? Just about everybody wants to know this. The truth is, the answer all depends on what type of investor you are.”

Tim Ramsey presents Consumer Debt Is A Financial Killer posted at My Debt Relief Blog, saying, “A crucial step in creating wealth is to reduce your dependence on credit cards and ensure future monthly payments on all of your cards combined never exceeds 10% of your after tax income.”

Eric Stanley presents How To Start Saving Money posted at Personal Finance Blog Articles, saying, “Here are three strategies you can put to work immediately in your life-”

Thomas Humes presents Value Creation Creates Wealth posted at Wealth Building World, saying, “If you truly want to be rich then you need to find a way to create as much value in the world as possible. Rich people go around asking themselves what they can do better for other people. They understand that if they can make life easier and/or better for as many people as possible, they will get rich.”

Jimmy Atkinson presents The Day Trader’s Toolkit: 100 Free Online Apps for Professionals posted at Forex Blog.

Sam presents Become a Millionaire posted at Surfer Sam and Friends, saying, “Live the Life of a Millionaire. It Doesn’t Take a Lot of Money. And It Doesn’t Take a Lot of Work. The Four-Hour Workweek by Timothy Ferriss”

Bryan C. Fleming presents Buying into a Down Stock Market posted at Bryan C. Fleming, saying, “Did you ever think of playing the stock market? Why not just watch me loose all my money instead. In this artile I talk about buying into a down stock market. Yes, it’s just like gambling… only legal!”

Mike Carpenter presents Saving Makes a Difference posted at The Mortgage Bullet.

Phil B. presents 13 Steps to be Productive « Phil for Humanity posted at Phil for Humanity, saying, “Ever wonder why some people are so productive all of the time while other people never accomplish anything?”

Nigel Swaby presents Should I Buy Real Estate Now? posted at Salt Lake Real Estate Blog.

Wealth Accumulation – Real Estate, Retirement & Investment

Shadox presents How Is My 401K Doing? posted at Money and Such, saying, “A new survey of 401K assets offers some interesting insights into how people save and invest for retirement. I compared my own 401K plan savings to people in my age and tenure groups.”

George Courtney jr presents The Smart Way to Use Your Home Equity posted at The Authentic Bartender Blog.

Warren Wong presents Stop Checking That Stock posted at Personal Development for INTJs, saying, “Are you constantly checking your stocks? Here’s why you should stop doing that and live your life.”

Matthew Paulson presents Ten Ways to Earn Extra Cash When You’re in a Crunch posted at Getting Green.

Warren Wong presents How To Pick A Good Stock posted at Personal Development for INTJs, saying, “Do you know how to pick a good stock? Here’s how to find a good long term investment!”

Millionaire Mommy Next Door presents How to Make Money Management a Family Affair posted at Millionaire Mommy Next Door, saying, “Our children learn from our example. If we behave as though money management is painful, secretive, or confusing, we thwart our children’s financial future. Is this what we want for our children? Of course not. We all want our children to acquire the tools necessary to power their own future financial independence and freedom. How can parents raise financially-savvy children ? Here are some suggestions.”

Larry Russell presents The Biggest Personal Finance Story of the Past 30 Years (Part 2) posted at THE SKILLED INVESTOR Blog, saying, “The biggest personal finance story of the past 30 years has been the dramatic growth of the market capitalization of financial services firms within the U.S. equity markets. The reason that this is so important to your personal finances is pretty straightforward. Simply put, most individuals pay far too much for financial products and services. Their continuing over payments show up in the increasing value of financial services company stocks. People have paid far too much for years, and the industry’s excessive charges have been increasing for years.”

KCLau presents How A Fresh Graduate Plan to Retire in 8 years posted at KCLau’s Money Tips, saying, “A committed fresh graduate tells his story about his desire to plan for retirement as soon as possible.”

Warren Wong presents Why You Should Invest For The Long Term posted at Personal Development for INTJs, saying, “Are you buying and selling stocks a lot? Here’s why you should invest for the long term.”

Erek Ostrowski presents Getting Out Of Debt (Part 4: Stick To The Plan) posted at Verve Coaching, saying, “You have to adopt the practices and disciplines that lead to debt reduction to create a solid foundation for building wealth…”

Wealth Management – Mortgage & Debt

Silicon Valley Blogger presents Blogging Does Not Cause Marriage Problems, Lack Of Financial Sense Does posted at The Digerati Life.

Mark Kimsey presents Applying For A Mortgage Online posted at PrsnlFinance.com.

Ryan Russell presents OSAs are MVPs posted at My Money Thinks, saying, “Online Savings Accounts (OSAs) have become one of the most popular offerings of online banks. In some ways, they seem too good to be true. In others, they seem to be the smartest and safest place to store and grow cash.”

Sagar Satapathy presents All You Need is Love and a Good Financial Plan: 17 Finance Tips from the Beatles posted at Credit Card Lowdown, saying, “When you’re in need of a little financial pick-me-up, who do you turn to? Someone you trust, someone who has experience dealing with money, and probably someone who has a generally optimistic view on life. So who might that person (or persons) be in your life? The Beatles, of course! John, Paul, Ringo, and George may not be personal friends of yours, but after reviewing 17 of their most insightful business and investment tips, you’ll be surprised at how much brighter your financial future shines.”

Kislay K Verma presents Convenience Cards posted at Expressions, saying, “Don’t be scared of credit cards! Use them to be your friends!”

John Crenshaw presents Top 3 Reasons Mortgage Rate Shopping Will Kill You posted at Truthful Lending dot Com, saying, “It’s true…you will cause yourself nothing but pain by shopping for a mortgage based on rate alone. Read on to find out what I mean.”

Sagar Satapathy presents Penny Pincher Extensions: 20 Essential Firefox Add-ons for Frugal Web Shoppers posted at Credit Card Lowdown.

Tushar Mathur presents What is ACH ? posted at Life of a Resident Alien….

Roshawn Watson presents Conversations From The Corner OfficeThanks fo vi… posted at Watson Inc, saying, “Check out my exciting interview with Van Crouch, President and CEO of Van Crouch Communications. Learn from someone who has truly won in life. Van is a nationally-known motivational speaker, best-selling author, and highly desired business consultant. In my exclusive interview, Van shares his secrets for dominating in money and life. You will gain Van’s insights on getting rich quickly, paying yourself first, weathering a financial storm, and much more!”

Steve Faber presents - Boost Your Retirement Plan – Stick Around Just a Bit Longer posted at DebtBlog.

Silicon Valley Blogger presents 7 Tips On Claiming Your Tax Deductions for Business and Charitable Contributions posted at The Digerati Life, saying, “Thanks for hosting!”

Wealth Protection

Jimmy Atkinson presents Everything You Need to Know about Marriage and Money posted at Ask the Advisor.

KCLau presents Investment Replacement Feature in Investment-linked Policy that Beat Unit Trust posted at KCLau’s Money Tips, saying, “Investment-linked plan (ILP) is probably the first life insurance policy you buy in Malaysia if you are below age 30 this year. The new business premium collected for ILP will exceed traditional policy in the very near future. In this article, I will show you a special add-on rider that makes ILP stands out as the most wanted policy by young people. This feature is called “investment replacement“.”

FIRE Getters presents Energy Saving Tips For This Summer posted at FIRE Finance.

Nigel Swaby presents Credit Crunch? – Tips for Mortgage Qualification posted at Salt Lake Real Estate Blog.

Robert D Flach presents IF YOU BELIEVE THAT I HAVE A BRIDGE FOR SALE CHEAP posted at THE WANDERING TAX PRO.

Robert D Flach presents IF YOU BELIEVE THAT I HAVE A BRIDGE FOR SALE CHEAP posted at THE WANDERING TAX PRO, saying, “Sorry – the original submission contained an error in my email.”

edithyeung presents The Money Series – You Are Not Going to Live Forever posted at Edith Yeung.Com: Dream. Think. Act..

Ryan presents The Dirty Dozen Credit Card Traps posted at Care on Credit, saying, “Do you know what’s in the terms and conditions for your credit card? Did you know you can often have a varying APR, annual fee, cash advance fees, foreign currency fees and even non-usage fees? Learn about these and more…”

That concludes this edition. Submit your blog article to the next edition of personal finance money tips using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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5 Comments

  • Congratulations on the birth of your new baby! Sorry to hear that he was born early and required a stay in the hospital. I hope he is doing well now.

    Thanks for including my post. I’ve linked here in my carnival roundup.

  • DIY CFP

    Reply Reply August 25, 2007

    Congratulations on the birth of your new baby! Sorry to hear that he was born early and required a stay in the hospital. I hope he is doing well now.

    You may want to check out this site which offers Monte Carlo simulation for retirement planning. Very impressive Java cased calculator.

    Even though the simulator was designed for US situation, I thought we can still use it to gauge how far we’re from our retirement dream.

    Try it. The URL is:
    http://www.ykconsultancy.com/retirementsim.htm

  • FIRE Finance

    Reply Reply August 25, 2007

    Congratulations on having a new baby son (albeit premature). Our prayers are with you so that your family remains in good health and your son gains strength.
    Thanks for including our post. We shall include this link in our regular Sunday Reviews.
    Cheers,
    FIRE Finance

  • geniusideas

    Reply Reply August 25, 2007

    Great blog! but we need high traffic to earn. One way get this is a link exchange, so I hope we can exchange our link especially when you register under Technorati – leave your answer in my blog Google adsense

    Are you working with sony prai before? if yes then U are my friend

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