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	<title>Comments on: Unit Trust Investment Advice for Students</title>
	<atom:link href="http://kclau.com/investment/mutual-fund-student/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/investment/mutual-fund-student/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: Ralph</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-153865</link>
		<dc:creator>Ralph</dc:creator>
		<pubDate>Thu, 06 Jan 2011 17:06:13 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-153865</guid>
		<description>Thanks for the advice on acquiring a mutual fund.  Taking a look at how an investment firm has done in terms of their mutual funds may be a good indicator if investing in one of their funds is a solid option.  Good post.</description>
		<content:encoded><![CDATA[<p>Thanks for the advice on acquiring a mutual fund.  Taking a look at how an investment firm has done in terms of their mutual funds may be a good indicator if investing in one of their funds is a solid option.  Good post.</p>
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	<item>
		<title>By: karen</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-152955</link>
		<dc:creator>karen</dc:creator>
		<pubDate>Mon, 23 Aug 2010 08:43:57 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-152955</guid>
		<description>wat fund shd i  switch to ? I have china select fund now. tq.</description>
		<content:encoded><![CDATA[<p>wat fund shd i  switch to ? I have china select fund now. tq.</p>
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	<item>
		<title>By: Wong</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-150179</link>
		<dc:creator>Wong</dc:creator>
		<pubDate>Fri, 07 Aug 2009 03:35:15 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-150179</guid>
		<description>Hi, in my opinion, student has pocket money from parents. Hence, he can always start with a balanced fund, which come with free insurance (min RM5500 via Public Mutual Fund). Then, he can having monthly saving of min. RM100 until his retirement age. This is call cost averaging, at the same time, he will develop a consistent saving habit. When he started working, he can always add 5-10% of his income into the saving. This way, he is covered with basic insurance and started his investment at very young age. Resistance towards volatile market movement and inflation is high as the time frame is long.</description>
		<content:encoded><![CDATA[<p>Hi, in my opinion, student has pocket money from parents. Hence, he can always start with a balanced fund, which come with free insurance (min RM5500 via Public Mutual Fund). Then, he can having monthly saving of min. RM100 until his retirement age. This is call cost averaging, at the same time, he will develop a consistent saving habit. When he started working, he can always add 5-10% of his income into the saving. This way, he is covered with basic insurance and started his investment at very young age. Resistance towards volatile market movement and inflation is high as the time frame is long.</p>
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	<item>
		<title>By: fusemoney</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-149916</link>
		<dc:creator>fusemoney</dc:creator>
		<pubDate>Wed, 08 Jul 2009 04:04:08 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-149916</guid>
		<description>good info..</description>
		<content:encoded><![CDATA[<p>good info..</p>
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	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-149839</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Sun, 28 Jun 2009 07:04:14 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-149839</guid>
		<description>@ Chaiwey,

There are always pros or cons in every investment. Choose the one you are most comfortable with.</description>
		<content:encoded><![CDATA[<p>@ Chaiwey,</p>
<p>There are always pros or cons in every investment. Choose the one you are most comfortable with.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Chaiwey</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-149829</link>
		<dc:creator>Chaiwey</dc:creator>
		<pubDate>Sat, 27 Jun 2009 08:12:35 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-149829</guid>
		<description>I have some interest to invest in order to make money rather than only savings in Fixed Deposit. How do I plan my savings? Government ASM, ASW 2020, Government bond from BNM are better than private mutual fund company or insurance company?</description>
		<content:encoded><![CDATA[<p>I have some interest to invest in order to make money rather than only savings in Fixed Deposit. How do I plan my savings? Government ASM, ASW 2020, Government bond from BNM are better than private mutual fund company or insurance company?</p>
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	<item>
		<title>By: wong</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-143279</link>
		<dc:creator>wong</dc:creator>
		<pubDate>Tue, 28 Apr 2009 10:44:41 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-143279</guid>
		<description>What do you think about Government ASM, ASW 2020, Government bond from BNM? compare to private mutual fund company?</description>
		<content:encoded><![CDATA[<p>What do you think about Government ASM, ASW 2020, Government bond from BNM? compare to private mutual fund company?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-136301</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Wed, 15 Apr 2009 10:03:17 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-136301</guid>
		<description>@ Bao Wen,

Welcome!</description>
		<content:encoded><![CDATA[<p>@ Bao Wen,</p>
<p>Welcome!</p>
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	</item>
	<item>
		<title>By: Bao Wen</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-135296</link>
		<dc:creator>Bao Wen</dc:creator>
		<pubDate>Mon, 13 Apr 2009 05:26:45 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-135296</guid>
		<description>How about the fundsupermart.com ? I am newbie for funds and I am start looking to trade funds online .  Thank you for your nice website.</description>
		<content:encoded><![CDATA[<p>How about the fundsupermart.com ? I am newbie for funds and I am start looking to trade funds online .  Thank you for your nice website.</p>
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		<title>By: MalPF</title>
		<link>http://kclau.com/investment/mutual-fund-student/comment-page-1/#comment-128205</link>
		<dc:creator>MalPF</dc:creator>
		<pubDate>Wed, 25 Mar 2009 07:42:25 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=1171#comment-128205</guid>
		<description>for new kids with zero or entry knowledge, generally I would say buy index fund, save consistently same amount every month for at least next 2-3 years, then take a look how much it worths 5-8 years later.  Especially at times like this, its safely said laughing on the  face of FD.</description>
		<content:encoded><![CDATA[<p>for new kids with zero or entry knowledge, generally I would say buy index fund, save consistently same amount every month for at least next 2-3 years, then take a look how much it worths 5-8 years later.  Especially at times like this, its safely said laughing on the  face of FD.</p>
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