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	<title>Comments on: Top 10 reason to buy life insurance</title>
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	<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/</link>
	<description>Personal Finance Money Tips</description>
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		<title>By: anjali_subra</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-155075</link>
		<dc:creator>anjali_subra</dc:creator>
		<pubDate>Mon, 09 Jan 2012 08:57:54 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-155075</guid>
		<description>hi, i have a question about criticial illness and disability coverage? Assuming I never make a claim, at what point would I be able to get back the money invested plus the returns? All insurance agents says it&#039;s like a savings but do I have to wait till the policy expires to get that savings? I would most likely be dead by then anyway. Also, do you have to continue premium payments till the policy expires or can you stop after a certain number of years? Please advise.</description>
		<content:encoded><![CDATA[<p>hi, i have a question about criticial illness and disability coverage? Assuming I never make a claim, at what point would I be able to get back the money invested plus the returns? All insurance agents says it&#8217;s like a savings but do I have to wait till the policy expires to get that savings? I would most likely be dead by then anyway. Also, do you have to continue premium payments till the policy expires or can you stop after a certain number of years? Please advise.</p>
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	<item>
		<title>By: Soon</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-154329</link>
		<dc:creator>Soon</dc:creator>
		<pubDate>Tue, 14 Jun 2011 09:48:32 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-154329</guid>
		<description>Dear Serchia,

PA only covered death due to ACCIDENT only, that&#039;s why it is cheap &amp; yet have many exclusion.
If sudden death due to illness or any other reason is not covered.
Critical Illness policy not covered for DEATH.
&amp; how about death due to suicide? There is more causes beside accident or sickness.
Life insurance can say covered ANY KIND of Death.
Is it important to have Life insurance.</description>
		<content:encoded><![CDATA[<p>Dear Serchia,</p>
<p>PA only covered death due to ACCIDENT only, that&#8217;s why it is cheap &amp; yet have many exclusion.<br />
If sudden death due to illness or any other reason is not covered.<br />
Critical Illness policy not covered for DEATH.<br />
&amp; how about death due to suicide? There is more causes beside accident or sickness.<br />
Life insurance can say covered ANY KIND of Death.<br />
Is it important to have Life insurance.</p>
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	<item>
		<title>By: serchia</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-154201</link>
		<dc:creator>serchia</dc:creator>
		<pubDate>Wed, 04 May 2011 06:05:01 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-154201</guid>
		<description>To show I am responsible person i can buy PA insurance which is much more cheaper. 
I can purchase for 36 Critical Illness policy also. Why should i buy life insurance?
Is any other death is not cause by accident or sickness?</description>
		<content:encoded><![CDATA[<p>To show I am responsible person i can buy PA insurance which is much more cheaper.<br />
I can purchase for 36 Critical Illness policy also. Why should i buy life insurance?<br />
Is any other death is not cause by accident or sickness?</p>
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	<item>
		<title>By: AskChong</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-153840</link>
		<dc:creator>AskChong</dc:creator>
		<pubDate>Tue, 04 Jan 2011 03:11:14 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-153840</guid>
		<description>Very good list of why every working adult should buy life insurance.</description>
		<content:encoded><![CDATA[<p>Very good list of why every working adult should buy life insurance.</p>
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	<item>
		<title>By: kumaran a\l periasamy</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-152983</link>
		<dc:creator>kumaran a\l periasamy</dc:creator>
		<pubDate>Fri, 27 Aug 2010 06:08:45 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-152983</guid>
		<description>send me informasion 36 critical Illnesses and cost tratment in malaysia</description>
		<content:encoded><![CDATA[<p>send me informasion 36 critical Illnesses and cost tratment in malaysia</p>
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		<title>By: MediCare 100 Great Eastern Protect until age 100</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-354</link>
		<dc:creator>MediCare 100 Great Eastern Protect until age 100</dc:creator>
		<pubDate>Sun, 01 Jul 2007 00:01:52 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-354</guid>
		<description>[...] vs. Traditional Insurance ROI of insurance Bought lousy plan from the best company Top 10 reason to buy life insurance Everything about Life Insurance Company in Malaysia Why you should first buy Investment-linked [...]</description>
		<content:encoded><![CDATA[<p>[...] vs. Traditional Insurance ROI of insurance Bought lousy plan from the best company Top 10 reason to buy life insurance Everything about Life Insurance Company in Malaysia Why you should first buy Investment-linked [...]</p>
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	<item>
		<title>By: Best Products from Great Eastern Life Insurance Malaysia</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-112</link>
		<dc:creator>Best Products from Great Eastern Life Insurance Malaysia</dc:creator>
		<pubDate>Fri, 25 May 2007 00:26:36 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-112</guid>
		<description>[...] Top 10 reason to buy life insurance [...]</description>
		<content:encoded><![CDATA[<p>[...] Top 10 reason to buy life insurance [...]</p>
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		<title>By: Definition of 36 Critical Illnesses or Dread Diseases in Insurance Policy</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-102</link>
		<dc:creator>Definition of 36 Critical Illnesses or Dread Diseases in Insurance Policy</dc:creator>
		<pubDate>Mon, 21 May 2007 04:14:14 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-102</guid>
		<description>[...] Top 10 reason to buy life insurance [...]</description>
		<content:encoded><![CDATA[<p>[...] Top 10 reason to buy life insurance [...]</p>
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		<title>By: Everything about Life Insurance Company in Malaysia &#124; KCLau&#8217;s Money Tips</title>
		<link>http://kclau.com/insurance/top-10-reason-to-buy-life-insurance/comment-page-1/#comment-65</link>
		<dc:creator>Everything about Life Insurance Company in Malaysia &#124; KCLau&#8217;s Money Tips</dc:creator>
		<pubDate>Mon, 14 May 2007 04:17:52 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/2007/04/25/top-10-reason-to-buy-life-insurance/#comment-65</guid>
		<description>[...] Top 10 reason to buy life insurance [...]</description>
		<content:encoded><![CDATA[<p>[...] Top 10 reason to buy life insurance [...]</p>
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