Comments on: Top 10 reason to buy life insurance

By: KK Tai

KK Tai — Fri, 23 Mar 2012 09:00:21 +0000

Your statement showed most likely you are single and you not really care about your family. Life insurance is something precious(in monetary way & emotionally behind the scene) we left behind to those who care about us.
Parents raise their children with lots of effort & money$$$, if one day their child pass away due to accident/illness, who will take care of them. What about those who are married with wife & children? Who will pay the car loan, who will pay for the school fees, who will support their living cost? Think about this…
Why it is compulsory to have insurance when apply for housing loan? because if the breadwinner died, family left behind no need worry about that, and bank can prevent losses.

By: kk

kk — Thu, 23 Feb 2012 16:59:06 +0000

I think this is somewhat BS…. there’s no need for life insurance…is worth the risk anyway

By: anjali_subra

anjali_subra — Mon, 09 Jan 2012 08:57:54 +0000

hi, i have a question about criticial illness and disability coverage? Assuming I never make a claim, at what point would I be able to get back the money invested plus the returns? All insurance agents says it’s like a savings but do I have to wait till the policy expires to get that savings? I would most likely be dead by then anyway. Also, do you have to continue premium payments till the policy expires or can you stop after a certain number of years? Please advise.

By: Soon

Soon — Tue, 14 Jun 2011 09:48:32 +0000

Dear Serchia,

PA only covered death due to ACCIDENT only, that’s why it is cheap & yet have many exclusion.
If sudden death due to illness or any other reason is not covered.
Critical Illness policy not covered for DEATH.
& how about death due to suicide? There is more causes beside accident or sickness.
Life insurance can say covered ANY KIND of Death.
Is it important to have Life insurance.

By: serchia

serchia — Wed, 04 May 2011 06:05:01 +0000

To show I am responsible person i can buy PA insurance which is much more cheaper.
I can purchase for 36 Critical Illness policy also. Why should i buy life insurance?
Is any other death is not cause by accident or sickness?

By: AskChong

AskChong — Tue, 04 Jan 2011 03:11:14 +0000

Very good list of why every working adult should buy life insurance.

By: kumaran a\l periasamy

kumaran a\l periasamy — Fri, 27 Aug 2010 06:08:45 +0000

send me informasion 36 critical Illnesses and cost tratment in malaysia

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