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	<title>Comments on: ROI of insurance</title>
	<atom:link href="http://kclau.com/insurance/roi-of-insurance/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/insurance/roi-of-insurance/</link>
	<description>Money tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!</description>
	<pubDate>Wed, 19 Nov 2008 16:25:57 +0000</pubDate>
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		<item>
		<title>By: KCLau</title>
		<link>http://kclau.com/insurance/roi-of-insurance/#comment-59008</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Sat, 26 Jul 2008 03:29:08 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=43#comment-59008</guid>
		<description>ROI is the total return of investment. In this case, in the period of 2 years, the total return is 20%.&lt;br&gt;&lt;br&gt;EAR is different - it is the effective annual return. This is the real return calculated every year. &lt;br&gt;&lt;br&gt;Example - you put RM1000 in FD for 4% a year. After 2 years, you get RM1081.60.&lt;br&gt;The ROI is 8.16%. But the EAR is 4%.</description>
		<content:encoded><![CDATA[<p>ROI is the total return of investment. In this case, in the period of 2 years, the total return is 20%.</p>
<p>EAR is different - it is the effective annual return. This is the real return calculated every year. </p>
<p>Example - you put RM1000 in FD for 4% a year. After 2 years, you get RM1081.60.<br />The ROI is 8.16%. But the EAR is 4%.</p>
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	<item>
		<title>By: Alvin</title>
		<link>http://kclau.com/insurance/roi-of-insurance/#comment-59007</link>
		<dc:creator>Alvin</dc:creator>
		<pubDate>Fri, 25 Jul 2008 12:04:04 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=43#comment-59007</guid>
		<description>Hi, how 2 calculate the EAR? &lt;br&gt;Why ROI is 20%, EAR is 9.54%?</description>
		<content:encoded><![CDATA[<p>Hi, how 2 calculate the EAR? <br />Why ROI is 20%, EAR is 9.54%?</p>
]]></content:encoded>
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	<item>
		<title>By: The 7 Most Essential Facts from an Insurance Claim Report &#124;Great Eastern Claim Report</title>
		<link>http://kclau.com/insurance/roi-of-insurance/#comment-1519</link>
		<dc:creator>The 7 Most Essential Facts from an Insurance Claim Report &#124;Great Eastern Claim Report</dc:creator>
		<pubDate>Thu, 30 Aug 2007 23:01:35 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=43#comment-1519</guid>
		<description>[...] the claims are filed before the 10th policy year. Those are the policyholders who receive very high insurance ROI ( Return of [...]</description>
		<content:encoded><![CDATA[<p>[...] the claims are filed before the 10th policy year. Those are the policyholders who receive very high insurance ROI ( Return of [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Everything about Life Insurance Company in Malaysia &#124; KCLau&#8217;s Money Tips</title>
		<link>http://kclau.com/insurance/roi-of-insurance/#comment-69</link>
		<dc:creator>Everything about Life Insurance Company in Malaysia &#124; KCLau&#8217;s Money Tips</dc:creator>
		<pubDate>Mon, 14 May 2007 04:30:11 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/?p=43#comment-69</guid>
		<description>[...] ROI of insurance [...]</description>
		<content:encoded><![CDATA[<p>[...] ROI of insurance [...]</p>
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