Comments on: How Much Critical Illness Insurance Cover do you Need?

By: johnny teoh

johnny teoh — Sun, 13 Nov 2011 03:40:19 +0000

Kc..I would like to have a 36DD coverage life insurance policy. Which insurance company and what type of plan would you suggest???

By: KCLau

KCLau — Sun, 30 Oct 2011 04:26:26 +0000

Hi Wei Leong,

There are different plans that the rate may varies.
For detail plan, please email me at insurance@kclau.com

By: wei leong

wei leong — Sun, 30 Oct 2011 03:18:01 +0000

how much premium for critical illness insurance at age 45 insure for rm$200k

By: Azam Zaki

Azam Zaki — Mon, 31 May 2010 18:56:02 +0000

3 times annual income method is the easiest way to find out the proper sum assured , but still we have to make sure that we do not lack of medical card coverage. 10 percent of your salary is a decent portion for insurance premium.

By: firdausprudential

firdausprudential — Sun, 21 Mar 2010 15:29:23 +0000

any age is the best time. make sure you are healthy. the drawback is higher premium when you are older.

what KCLau replied is correct. make sure afford to pay the premium.

By: KCLau

KCLau — Fri, 19 Jun 2009 05:46:40 +0000

@Rosaline

The best time to get covered is the time when you are still healthy and able to afford the premium.

By: rosaline

rosaline — Wed, 17 Jun 2009 06:10:44 +0000

interested to take up the critical illness cover – age 45 for 30 K – however – at this age wld that be a good idea.

wld appreciate yr comments

By: Life Critical Illness

Life Critical Illness — Sun, 08 Feb 2009 09:15:14 +0000

The 3 times salary method at least! Most people fail to understand just how much of an impact critical illness has. Many people wwho have suffered a critical illness cannot return to their original jobs so it’s handy if you can at least pay off your mortgage. Why risk losing your home as well as your health? Also, money might be needed to pay for additional proviate treatment.

By: Critical Illness Cover

Critical Illness Cover — Sat, 03 Jan 2009 02:50:22 +0000

The 3 times salary method is what works best I think as it’s easier for the client to understand. Clients rarely have a true grip of what their monthly expenses are.

By: kok leong

kok leong — Sun, 01 Jun 2008 07:58:57 +0000

KC,when you say paul insurance premium should not exceed 5000 what if paul oso have life insurance policy and to the extend off the recommended limit of insurance premium for each person what should it be or there is some formula like ( 50% life+ 30% CI +20% Investment Link)

Thx

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