Comments on: Do you qualify to save?

By: KCLau

KCLau — Mon, 24 May 2010 02:40:36 +0000

both ways work.

By: Chong Kong Hui

Chong Kong Hui — Fri, 14 May 2010 08:30:53 +0000

Do you believe in the following:

A) Pay off loan = Saving interest = Saving
So you should pay off loan first! Then, continue to save even after all loans settled.

B) Saving as a form of habit? Cultivate the right habit from “younger age”, you will definitely benefit from long term financial planning. So, it is about income allocation. Beside amount allocated for house installment and car installment, keep a portion you owe to “you-in-the-future”! Unless we are talking about credit card debts or overdraft due to overspend.

By: Colin

Colin — Sun, 07 Feb 2010 04:26:59 +0000

Hi, I have a question here. If I still have debts ( housing loan, car loan, etc ), should I start to save or pay off my loans as soon as possible?

By: Relax

Relax — Fri, 17 Aug 2007 08:11:57 +0000

I would recommend you to do the exercises in the book Your Money or Your Life, as it covers all factors said above.
Buy insurance, just in case.

By: Is Capital Guaranteed Fund a Good Investment?

Is Capital Guaranteed Fund a Good Investment? — Fri, 10 Aug 2007 05:26:56 +0000

[...] rate) irregardless of what happens to the balance 50% investment, hence your capital is preserved. Endowment policies. Life insurance companies adopt very similar policies in allocating their investments as EPF hence [...]

By: Only 5% Ready for Retirement in Malaysia

Only 5% Ready for Retirement in Malaysia — Mon, 28 May 2007 00:07:46 +0000

[...] Do you qualify to save? [...]

By: Top 10 reason to buy life insurance | KCLau’s Money Tips

Top 10 reason to buy life insurance | KCLau’s Money Tips — Wed, 25 Apr 2007 09:13:33 +0000

[...] Practice the habit of forced saving [...]