Comments on: Definition of 36 Critical Illnesses or Dread Diseases in Insurance Policy

By: Loo

Loo — Thu, 04 Feb 2010 04:23:38 +0000

Hi KC,

Hi,

I admitted hospital recently due to encephalitis for 2 weeks time.
Before that, I had bought 2 Great Eastern policies which covering 36 critical illness?
Am I eligible to claim (partial claim) under 36 critical illness despite term of the policy is at least 30days.
I believe the term (30 days) is referring to Full Claim. Right?

Thanks!

Rgds,
Loo

By: CH

CH — Sat, 19 Dec 2009 03:06:38 +0000

Hi… been thinking of getting an insurance plan after reading your book – Top Money Tips for Malaysians.. I am working in the healthcare sector and is Great Eastern the only company which includes AIDS cover for medical staff under its list of 36 critical illnesses? One insurance agent told me the list of 36 critical illnesses covered is the same for all the companies as outlined by Bank Negara. Thank you.

By: KCLau

KCLau — Tue, 03 Jun 2008 02:42:01 +0000

Hi Kok Leong,
This is a very hard question to answer because when we buy a life insurance plan, it includes all kind of benefits, with different charges and also different premium.

By: KCLau

KCLau — Tue, 03 Jun 2008 02:40:32 +0000

Regardless of whether you own the critical illness policies, medical card (hospitalization and surgical) will still compensate your medical fees, paid to the hospital.

By: kok leong

kok leong — Sun, 01 Jun 2008 10:42:49 +0000

KC:

Another question from me if we alr have the Medical Card policy and let say i am hit by Female Illness(cancer) which policy will take place.

I understand that the latter will pay a lump sum upon disagosed with the illness. How about if i did not have the Females Illness policy can i still undergo operation and the fess be obsorp by the Medical Card plan.

By: When Should We Review our Life Insurance Policy Coverage?

When Should We Review our Life Insurance Policy Coverage? — Thu, 26 Jul 2007 23:04:29 +0000

[...] lost income. Please make sure your current coverage is in line with your needs. For example, the critical illness coverage need is about three time of our annual income. We shall increase our protection to meet [...]

By: How to choose between Investment-linked, Supreme Livin' Care Plus & GMBS | Life Insurance Malaysia

Sun, 22 Jul 2007 00:05:47 +0000

[...] plan where he said the attractiveness is the medical card premium can be waived even the CI (Critical Illness) portion is claimed. But I’m very afraid on the risk of the fund [...]

By: MediCare 100 Great Eastern Protect until age 100

MediCare 100 Great Eastern Protect until age 100 — Tue, 03 Jul 2007 00:48:01 +0000

[...] Life Insurance Company in Malaysia Why you should first buy Investment-linked Insurance Policy Definition of 36 Critical Illnesses or Dread Diseases in Insurance Policy How Much Critical Illness Insurance Cover do you Need? Best Products from Great Eastern Life [...]

By: How Much Critical Illness Insurance Cover do you Need?

How Much Critical Illness Insurance Cover do you Need? — Tue, 22 May 2007 00:03:23 +0000

[...] KCLau’s Money Tips A Malaysian compiling Lots of tips and advices on personal financial planning – Protect, accumulate, preserve, and manage your WEALTH wisely! « Definition of 36 Critical Illnesses or Dread Diseases in Insurance Policy [...]