Investing in various asset classes and never bother to track and monitor its return, is like flirting with several girls at the same time and never bother whom will ultimately be your wife. Don't blindly invest and forget. It is like flirting without knowing what you will get. You just need an extra step to calculate the return of your investment portfolio. Let's say you invest in several asset classes. Your gold investment gives over 100% return last year. Your stock investment turned sour after the 8th of March Malaysian general election. ...

Malaysian can start claiming fuel subsidy at Post Office on 14th of June, 2008. Wait a minute, it is only for road tax renewed between 1st of April until 31st of May, 2008. Those who renewed their LKM (Lesen Kenderaan Malaysia) in June will have to wait until July. Where to claim?: Any Post Office (Pejabat Pos) Who can claim?: Only the car owner. You must show up! Cheque or cash?: CASH! I hope they will stock enough cash there. What is the document needed?: Original Identity Card (IC) and your thumb. How is the process?: ...

[HTML1] If you have been following my blog for quite some times, you probably had noticed that I tweaked the Google AdSense advertisement many times since day one I started this personal finance blog. The Google advertisement spot helps to pay for all my blog expenses, including hosting fees, domain renewal, and regular blog maintenance. But due to certain unknown reasons, I think the advertising revenue I got from this blog is not tallied to the amount of traffic it is getting. Just few weeks ago, I purchased a newly launched ebook by ...

Introduction I met a prospect a few years ago. He is of about the same age as me. After some fact-finding and discussions with him, I came to know that he had about RM20k worth of credit card debt. In fact, he had started with a negative net worth. I was then curious to know how he dug himself into such a big debt hole. He said an experienced elderly person told him that all the while we put our money in the bank and let the bank use our money. ...

Public Mutual just announced that effective from 18th February, Public Islamic Equity Fund will accept EPF investment, including switching sales.For more information about PIEF, visit here.

Blog Carnival personal finance money tipsarchives | submit post Welcome to the February 16, 2008 edition of personal finance money tips. Sagar presents 10 Countries That Benefit from the Falling Dollar posted at Currency Trading.net. Successful Footsteps presents Can Success Make You Happy? posted at Become Successful. Successful Footsteps presents Do You Need a New Idea to be Successful? posted at Become Successful. Mr Credit Card ...

Ooi Kok Hwa, an investment adviser and managing partner of MRR Consulting wrote an article about Benjamin Graham's investing philosophy. The former 2nd richest man in the world, Warren Buffett worked for Graham from 1954 to 1956. It was said that Buffett's rules of investing: Rule No. 1: Don’t lose money in the stock market. Rule No. 2: Never forget Rule No. 1. was derived from Graham's safety-first principle.Warren Buffett - One of the world's richest man.Photo by trackrecordIf you haven't read Graham's book titled Security Analysis, I suggest that ...

In order to be smart and calculative in personal finance matters, understanding the time value of money is an essential part of the learning process. Starting today, I will be posting a series of computation method related to time value of money on every Wednesday. Today, we will learn to find the rate of return required to meet a financial goal. Common Problems You have set aside RM10,000 for your future dream home down payment. You want to have at least RM15,000 after 5 years time to purchase your dream house. What ...

I've changed this blog carnival schedule to weekly instead of bi-weekly since last week. After carefully running through all the submission, I found many spam submissions. Some are "nobody"s blogs because when I read the "about" page, it says this is an example of a wordpress blog. I would like to remind other blog carnival hosts to carefully examine your carnival submissions. Everybody hate spams.Anyway, welcome to the November 3, 2007 edition of Personal Finance Money Tips. Ray Chong presents Protecting Profits - The Art Of ...

The Science of Getting Rich is written by Wallace Delois Wattles, who passed away about 100 years ago. There is no TV at that time if you wonder how is the science doing at that century. This book explains how to become wealthy. Wallace claimed to have personally "tested" the principles he described and they apparently worked, for although he had lived most of his life in poverty, in his later years he was a prosperous man. You can view the entire book at this page by scrolling down the pages in ...