You want to trade in Bursa Malaysia. Your knowledge is limited. So you want to learn more. You can start with buying books on investment. There are not many choices of books written by Malaysians author in Malaysia context. But there are endless choices if you include those books written by foreign investment gurus. Don't feel like spending money on books? Hey, it is tax deductible up to RM1,000 every year. Ok! Books don't excite you. You want something free. Or you want something that's easily accessible, constantly updated and pops ...

Introduction To grow one's wealth, a sound investment plan is crucial. This will ensure that your money works as hard as you do, if not any harder. Rules are basic generalizations that are accepted as true and that can be used as a basis for substantiating your investment decisions. To me, there is really no one golden rule that can guarantee your investment return, without any risk. For your information, I have compiled a list below that explains the rules in investment. Many of the rules are highly preached and practiced by ...

It is now the beginning of the year. I have realized that the longer I stay in financial industry, doing business is easier than ever. As usual, I am now opening up vacancies to recruit new comers to join me and prosper in this industry. Because time limit is a factor, I can only personally train five people in a year. If you are interested to join me, please follow through this article. I will show you why financial planner is one of the best overall job. A job that ...

There are probably thousands of books had been written on personal finance topics. If you are attempting to read all of them, life will be too short to spend on that. Instead, to gain decent knowledge about personal finance, all you need is to read 3-5 books of the best. You should read those books which are good and can teach you something good and practical. In order to save your time choosing which book to start with, please find this list of the top 10 personal finance books in history ...

This blog is alive for a year. Thanks to your support. Without the ever growing readership and ad revenue, this website would have die off long time ago. Before I wish you a happy new year, here are the yearly review of all the important articles in different categories: Personal Finance Books Review How to retain your great employeesThe 4-Hour Workweek: Doubters Read ThisThe 4-Hour Workweek: My Story & Why You Need this BookThe Millionaire Mind: Think and act like a millioaireTop 10 Money Tips for Malaysian: The FREE ebookZen To ...

There are many personal finance books published every year. But only handfuls are written by Malaysians. These are the books in my book shelf, which are written by Malaysian authors, especially for Malaysians. The topics covered here range from financial planning, estate planning, tax planning to stock and real estate investment. If you are looking for books to buy, please bookmark this page and come back from time to time for books review update. Maximise What You've Got, No Matter How Much You Have Now The author Yap Ming Hui is one of ...

Managing money is a lot of work. But with the help of technology, it is just a matter of inputing data. Here is a list of all the softwares and online applications that can assist you to keep track of your finance more efficiently. 1. Microsoft Money MS Money is a robust, user-friendly personal finance program that includes features that allow you to manage your finances, budget, track your investments, bank online, and plan for your taxes. It is one of the most comprehensive software especially useful for those staying in USA. Features: integrate ...

written by KCLau @ KCLau's Money Tips Cash flow chart involves simple mathematic calculation: Saving = Income - Expenses. Savings is the priority since it appears first in the equation. To increase saving, we can either increase income, reduce expenses, or doing both at the same time. Which option requires your most attention? Focus on Reducing Expenses If your main focus is on cutting down your expenses, it is all about frugality. I found that many of the personal finance blogs preach about how important it is to live frugally. Is it worth ...

written by KCLau @ KCLau's Money Tips This article shows you how the rich get richer with excessive debt. Bad-debt-free makes you a freeman. But if you know how to leverage with good debt, that's the exact secret of wealthy people. Introduction Paying debt is like a nightmare to ordinary people. Most people hate when it comes to the due date for mortgage installment, car loan installment and credit card debt. Probably the reason debt gets so much hatred is because it is associated with bad consumer debt most of the time. ...

written by KCLau @ KCLau's Money Tips This article alerts you to plot your net worth chart. You'll learn how the charts are differentiated with different level of financial intelligence. Introduction I actually planned to write a continuous series of posts with many charts illustration, showing you a clear pictures of net worth and cash flows. But my newborn son is taking up too much of my time and it seems impossible to complete the whole series within this week. I would have to stretch the time frame and hopefully can get it ...