Jeremy Zongker presents Why Minimum Monthly Payments Will Cost You Big posted at Creditor Web.

Jose DeJesus MD presents Financial Planners - Choosing the Right One for Your Needs posted at Physician Entrepreneur.

Wealth Accumulation

Taylor Coburn presents How Are You Dividing Your Attention? posted at Internet Business at ProcessToProfits, saying, “While there are lots of ways to accumulate wealth, you stand a greater chance to accumulate wealth if you’re focused. The more you divide your attention, the harder it will be to get dream projects off the drawing board…”

Elias Tsepouridis presents Don’t get in the habit of giving interest-free loans, update your W-4 posted at Finance Puzzle.

Larry Russell presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds.

Raymond presents 0% Balance Transfer No Fee Credit Card Offers posted at Money Blue Book.

Barb A. Ryan presents Bond Mutual Fund Fees posted at Bond Market Index Funds.

A.J. Brown presents The Option Trader’s Toolbox posted at A.J. Brown’s Options Trading Blog, saying, “To get started trading stock options, you must have a few tools at your disposal. Without these basic tools, you will not be well equipped to accomplish your task. In this article, I’ll cover the five primary “tools” that must be in every option trader’s toolbox.”

Silicon Valley Blogger presents What Color Is Your Job? Job Classifications and Distinctions » Money and Personal Finance Blog In Silicon Valley posted at The Digerati Life, saying, “Thank you!”

Moneywise presents 10-year index fund returns posted at The Real Returns, saying, “Index fund returns for the last 10 years.”

Wealth Distribution

LIVING OFF DIVIDENDS presents CountryWide Introduces Mortgage Modification Programs posted at LIVING OFF DIVIDENDS, saying, “How about a free refinance?”

Wealth Management

Raymond presents The Best Gas Credit Card Offers posted at Money Blue Book.

Jed Norwood presents Forex Demo Trading | Margin Call | Blow Up Trading Account posted at Forex Strategy Secrets, saying, “This money management tip will help you minimize risk in the Forex Market.”

Ryan Healy presents Why People Stay in Debt posted at Debt Reduction Formula, saying, “In a previous post I covered the subject of how people get into debt. But here’s the next logical question: Why do they stay in debt? This post gives five reasons why.”

Charles H. Green presents Review of Rules to Break and Laws to Follow by Peppers and Rogers posted at Trust Matters, saying, “All earnings in a company aren’t created equal, some are much better than others, and as a result the company’s stock is a much better investment even with an identical balance sheet.”

KCLau presents Top 5 Regular Monthly Expenses We Don’t Need posted at KCLau’s Money Tips, saying, “An article discussing some of the ways one can reduce unnecessary expenditure.”

hank presents The 29 most frugal things I have ever done - do yours compare to my past levels of cheap? posted at My Investing Blog, saying, “I’ve done some frugal things in my day to keep $ in my bank account, can you relate? :)”

Mark Runta presents Still There? posted at Smart Investing & Money Management, saying, “When the going gets tough the smart stay invested!”

GBlogger presents Think Of Your Personal Finance Like Running A Business—Thumbtacks Are Only Thumbtacks posted at CAN I GET RICH ON A SALARY, saying, “This post discusses balancing a concentration on frugality and cutting expenses with focusing on increasing personal income.”

Wealth Protection

Raymond presents Zero Percent Balance Transfer Credit Cards With No Fees | Money Blue Book posted at Money Blue Book.

casper presents How to avoid trouble when computer crashes? posted at Glowicki ProBlogger - Blogging Tips, saying, “DOnt loose important data.. Never !”

Mark Runta presents Strategies To Hedge Your Portfolio posted at Smart Investing & Money Management, saying, “Insuring your portfolio against severe market turmoil is prudent advice. Consider these strategies to protect your portfolio.”

Babak presents Analysis Of The Bear Stearns (BSC) Meltdown posted at Trader’s Narrative, saying, “Using the example of the Bear Stearns meltdown, here are the things to watch for to avoid future losses.”

That concludes this edition. Submit your blog article to the next edition of personal finance money tips using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: personal finance money tips, blog carnival.