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Personal Finance Money Tips - 19 January 2008

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Welcome to the January 19, 2008 edition of personal finance money tips.

Cash Money Life presents How Much Does a Nintendo Wii Cost? posted at Cash Money Life.

Karen Halls presents Understanding How to Get a Loan After Bankruptcy posted at A Bankruptcy Lawyer’s Blog, saying, “Getting a loan after declaring bankruptcy is not impossible, but it is just more difficult. After all, bankruptcy is a large black mark on a person�s credit report. It is important to understand, though, that there is life after filing bankruptcy and part of that life involves being able to be approved for a loan after bankruptcy.”

Allen Taylor presents Student Housing - A Niche Market - The ?Echo Boomers? are off to College posted at Investing World Today, saying, “A confluence of trends in higher education are making student housing a potentially lucrative environment to park your real estate investment. While it�s potentially lucrative, it has its own unique mix of circumstances and setbacks, and you should be aware of them, and take measured steps into this market before sinking a lot of funds into it.”

Thomas Humes presents Linear Income Versus Exponential Income Growth posted at Wealth Building World, saying, “When you focus only on increasing your value per hour and the time you spend, your income increases in a linear fashion. Scalability is what separates the upper middle income earners and the rich from the truly super rich. Scalability explains why someone can make 100 times more money within twenty-four hours than anybody else.”

Mark Riffey presents Independent bookstores wouldn�t bore me like this posted at Business is Personal.

Wenchypoo presents Planning Ahead for Next Christmas posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Mr Credit Card presents College Student Credit Cards Primer posted at Ask Mr Credit Card.

Karen Halls presents Bankruptcy - How To Recover And What To Expect posted at A Bankruptcy Lawyer’s Blog, saying, “This articles talks about Bankrupcty and what you should expect along the way. Recovyer advice is also given.”

Danogo presents Learn the Proven Money Making Keys to Successful E-commerce posted at Danogo.com - Discover. Inspiring . Media, saying, “Outlines the critical factors used by sites like Amazon and eBay that can be used to put together an online money making business.”

Bonnie Krueger presents Is It Smarter To Invest My Money Or Pay Off Debt? posted at Student Loan Consolidation.

Wenchypoo presents Income or Outlay posted at Wisdom From Wenchypoo’s Mental Wastebasket.

wealth accumulation

Tomaz Mencinger presents Financial Freedom Working From Home In 2 Simple Steps posted at Financial Freedom Ideas.

Dereck Coatney presents How To Make A Million Dollars In About 8 Years posted at The Best Stock Trading in the World.

Jose DeJesus MD presents Avoid These Mutual Funds - Be Like Goldilocks posted at Physician Entrepreneur, saying, “Improve the performance of your investments with this Goldilocks approach: These Funds are TOO LARGE;These Funds are TOO SMALL; These Funds are JUST RIGHT…”

ChristianPF presents The one thing I would teach a recent college Grad posted at Money in the Bible | Christian Personal Finance Blog, saying, “The one piece of financial advice I would give a recent college grad”

Jose DeJesus MD presents Avoid New Mutual Funds - Seasoned Funds are a Better Bet posted at Physician Entrepreneur.

Value Seeker presents Common Mutual Fund Investing Mistakes posted at Stock Investing, saying, “Many investors make the same mistakes when investing in mutual funds, such as paying loads and other high expense fees.”

Storm presents Being frugal posted at Watch Me Become A Millionaire.

Value Seeker presents Stock Investing Vs. Stock Trading - Stock Investment Resource: Stock Market Investing Tips posted at Stock Investing, saying, “Describes the advantages and disadvantages of stock investing compared to stock trading.”

Pivotal Investor presents Fertilizer stocks sow the seeds of profits posted at Pivotal Investing, saying, “Share prices of fertilizer manufacturers have soared in recent months, fueled by growing demand for ethanol and feed crops, and the industry outlook remains sunny.”

Christine presents Finding Your Special Talent posted at Me, My Kid and Life: An American Single Mom Living in France.

Investing Angel presents Is Trading For You? posted at Stock Tips, saying, “See if stock trading is the right for you!”

Samuel Bryson presents Pedalling Money - Saving Money by Cycling: posted at Total Wellbeing.

joe presents Technical Analysis, Forex Market Analysis, Technical Market Trading Analysis, Technical Forex Analysis posted at Joseph, saying, “Technical analysis is an important key when trading forex or commoditires. I hope this article is helpful.”

Dave presents Win-Win Referrals - Vox posted at Cheapo Groovo.

idfnl presents Want to Lend Money? Here is How to Get $25 FREE to Do It posted at Peer to Peer Lending with Prosper, saying, “Articles covering the emergence of peer to peer lending.”

Ryan Healy presents The January Effect posted at A.J. Brown’s Options Trading Blog.

Silicon Valley Blogger presents Cash In On Clutter posted at The Digerati Life, saying, “Some tips on making some money out of your old things.”

Dave Westwood presents Man on a Mission (Day 1) posted at www.davewestwood.com.

Roshawn Watson presents Taking Control of Your Financial Life posted at Watson Inc, saying, “Either consciously or subconsciously, we steer our financial lives. Throughout the day, we make a myriad of decisions that move us steps closer to success or mediocrity and financial struggle. The point is we are constantly making choices that affect our financial destinies, yet we often do not act like we are in the drivers’ seats.”

Larry Russell presents Fund Authority Scores - Taking the Snake Oil Out of Investment Fund Evaluation posted at THE SKILLED INVESTOR Blog, saying, “Superior mutual fund and ETF performance charts are the sales tools of modern financial snake oil salesmen. They allow investment fund promoters to market selectively their supposedly superior funds and to allege that their excessively high fees are worth it. Lured in by superior past performance, most often individual investors will get mediocre future performance before costs and even worse performance after costs.”

ryan valen presents Vacant Posts for Writers posted at Academia-Research blog everything about how to write a good paper., saying, “If you are looking for a great employment, find the vacant writer posts.”

wealth distribution

ChristianPF presents Warren Buffett Videos posted at Money in the Bible | Christian Personal Finance Blog, saying, “10 video lessons from Warren Buffett on investing, business, and life.”

wealth management

Mark Runta presents Is Bigger Better? posted at Smart Investing & Money Management, saying, “Bigger may be better but is also more expensive. Expensive upfront and also expensive in the long run.”

Matthew Paulson presents Financial Freedom: 7 Benefits of Getting Out of Debt posted at American Consumer News.

Ralph Jean-Paul presents Keep Your New Year’s Resolutions posted at Potential 2 Success, saying, “Start sticking to those New Year�s Resolutions by learning what resolutions really are, why resolutions don�t work and how to follow through on them.”

GP presents Festive Frugal Yuletide Spirit posted at Innside Montana-Your Home at the Range, saying, “Let not your heart be troubled if you feel the clock�s ticking away in that Christmas frenzy to git � r all done. Some Fish Creek Finds that are frugal, festive that you can make”

Jose DeJesus MD presents Select Mutual Funds with Lower Turnover- Your Money posted at Physician Entrepreneur.

Homo economicus presents Personal Diversification: Multiple Streams of Income posted at Homo economicus, saying, “Do YOU diversify your income sources for maximum reward with minimum risk? You should.”

FIRE Getters presents Our 7 Mutual Fund Investing Mistakes! posted at FIRE Finance.

Blaine presents Frugality, America’s worst nightmare posted at BlainePower.com, saying, “Frugality is corporate America’s worst nightmare. With so many corporations relying on you to compulsively spend money, it’s no wonder they’re rich and we’re not.”

Pivotal Investor presents Top 10 Growth Stocks For Under $10 posted at Pivotal Investing, saying, “Ten small-cap growth stocks of companies that have established themselves in a clearly defined niche.”

Kurt Brouwer presents Bill Miller of Legg Mason Value Trust: Buy Battered Financial & Housing Stocks posted at Fundmastery Blog, saying, “Bill Miller thinks battered financials are worth buying.”

Graham Bradlington presents Quickly Finance News � Why Re-mortgage Shoppers Should Avoid The �Interest Rates� Fixation posted at Quickly Finance News.

poetloverrebelspy presents Fighting Hunger on the Road posted at Less Than a Shoestring, saying, “Don’t waste money and calories eating fast food on the road! In this post, I give a rundown of travel picnic essentials and the best foods for traveling so that even a newbie can pull off meals on the go like a pro.”

Don Morrison presents 1, 2, 3 GET IT DONE! posted at Discount Shopping Card, saying, “This is an excellent little piece of computer software! It will keep you motivated to manage all your financial goals! It is also an ABSOLUTELY FREE - NO COST (no ads) download.”

Graham Bradlington presents Quickly Finance News � Secured Loans: A Blessing For People With Bad Credit History posted at Quickly Finance News.

Ryan-Careonecredit presents Is A Fixed Rate Mortgage Your Best Bet? posted at Care on Credit, saying, “Understanding and selecting the right mortgage to fit your circumstances can save you thousands of dollars. Many people consider a fixed rate mortgage the safest way to go”

Marcus Hochstadt presents Pay Business Expenses Wisely And Travel For Free posted at Marcus Hochstadt, saying, “Do you pay your business expenses wisely? Or like the headline indicates, would you like to travel the world for free (which is one opportunity that occurs when you pay your expenses wisely?) Marcus Hochstadt tells you how…”

Ryan-Careonecredit presents Adjustable Rate Mortgage May Be Perfect For You posted at Care on Credit, saying, “The lower interest rate of an Adjustable Rate Mortgage (ARM) may be enticing. Just make sure you know all the details before you make a decision”

Ryan Healy presents Ignoring Problems posted at Debt Reduction Formula.

Value Seeker presents Are Mutual Funds For You? posted at Stock Investing, saying, “Complete stock investing resource featuring advice on how to pick stocks, mutual funds tips, and stock broker reviews., Mutual funds and index funds are often good investments. But are they for you?”

KCLau presents Life is Harder at Taipei posted at KCLau’s Money Tips, saying, “Living standards in Taipei and how to be financially smart there.”

Ryan-Careonecredit presents Where Should You Put Your Money? posted at Care on Credit, saying, “The answer is all of them. Anyone who is looking to maximize his or her investment portfolio should have different types of investments”

Christine presents Monetizing Your Website Through Inspiration and Desire posted at Me, My Kid and Life: An American Single Mom Living in France.

Ryan-Careonecredit presents Minimize Investment Risk posted at Care on Credit, saying, “Buying stocks carries a higher risk than keeping your money in a savings account or buying U.S. Treasury bonds”

Ryan-Careonecredit presents Assessing Your Risk Tolerance posted at Care on Credit, saying, “Perhaps the biggest risk of investing is not investing at all. Before you are ready to enter the market, you must first define the type of investor you are by looking at your goals and the risks you are willing to take to achieve them”

Investing Angel presents Common Stock Investing Mistakes posted at Stock Tips, saying, “As we go into 2008, let’s recap some of the common mistakes we all make and strive to avoid making them in 2008. 1. Trading too often. This largely depends on the size of your asset base.”

Ryan-Careonecredit presents Earning Extra Money: Moonlighting and More posted at Care on Credit, saying, “Whatever your reasons for wanting to earn extra money, we’ve got some tips and ideas that can help you earn the extra cash you need”

Ryan-Careonecredit presents What is a Bank? posted at Care on Credit, saying, “While the question may seem elementary, the answer can be quite complex”

wealth protection

David presents How to Eliminate Credit Card Debt posted at Worldwide Success.

The Investor’s Journal presents How to Make a List of Rules to Invest By posted at The Investor’s Journal, saying, “Many investors learn the hard way what the do�s and don�t�s of the stock market are, but fail to write them down so that they don�t repeat these mistakes over the course of their investing career. You need to make a list of rules to invest by yourself, and this article will show you how to do that.”

Ryan-Careonecredit presents A Home Inspection Can Save You Thousands posted at Care on Credit, saying, “Usually, you will have already examined a house yourself before deciding to buy it. Before signing a contract, you should be sure there is an inspection clause that makes the final purchase contingent on a satisfactory, professional home inspection”

Abdulrasool Sumar presents Mortgage Must Dos - 10 Things You Must do Before Borrowing a Mortgage Loan posted at Mortgage Loan Calculator, saying, “According to statistics, nearly half of homeowners who borrowed interest-only or Option ARM loans do not know when their loans will reset, nor do they know by how much their monthly mortgage payments will go up. That’s one of the reasons why so many homes are being foreclosed in America in 2008. Option ARM and interest-only mortgages offer a low introductory interest rate that is lower than any other fixed-rate mortgage. However, after 2-3 years, the interest rate usually resets to a higher interest rate, thus forcing the borrower to cough up more money in mortgage payments.”

Ryan-Careonecredit presents Is An Annuity Right For You? posted at Care on Credit, saying, “Do you know how an annuity works? Understanding how they work is the first step in deciding if they are right for you”

Patrick A. Sizemore presents Smart Ways to Save Money at College posted at College Information for Smart Students.

That concludes this edition. Submit your blog article to the next edition of personal finance money tips using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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