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	<title>Comments on: KCLau&#8217;s Money Tips in 2007 - Personal Finance Articles Yearly Roundup</title>
	<atom:link href="http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/feed/" rel="self" type="application/rss+xml" />
	<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/</link>
	<description>Money tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!</description>
	<pubDate>Fri, 05 Dec 2008 16:52:20 +0000</pubDate>
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		<title>By: Lee</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-75083</link>
		<dc:creator>Lee</dc:creator>
		<pubDate>Fri, 28 Nov 2008 07:56:46 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-75083</guid>
		<description>Hi, I am holding a investment linked plan since YR2001. Since Yr2001 until now, the above policy have accumulated no of units.  And I am planning to sell the unit accumulated and leave the min units required in order for my policy not to lapse.  

1)  Is there any effect on my policy other than I may need to paid the premium for longer period.

2) If I used the cash received to buy units trust, I may can received distribution from the unit invested as compare to I leave my accumulated units in the policy which only in capital appreciation , am I right?

thanks for your advice
Lee</description>
		<content:encoded><![CDATA[<p>Hi, I am holding a investment linked plan since YR2001. Since Yr2001 until now, the above policy have accumulated no of units.  And I am planning to sell the unit accumulated and leave the min units required in order for my policy not to lapse.  </p>
<p>1)  Is there any effect on my policy other than I may need to paid the premium for longer period.</p>
<p>2) If I used the cash received to buy units trust, I may can received distribution from the unit invested as compare to I leave my accumulated units in the policy which only in capital appreciation , am I right?</p>
<p>thanks for your advice<br />
Lee</p>
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		<title>By: Make Money Online Articles &#124; Personal Plug</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-53806</link>
		<dc:creator>Make Money Online Articles &#124; Personal Plug</dc:creator>
		<pubDate>Thu, 14 Aug 2008 16:12:52 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-53806</guid>
		<description>[...] presents KCLauâ€™s Money Tips in 2007 - Personal Finance Articles Yearly Roundup posted at KCLau&#8217;s Money Tips, saying, &#8220;roundup of finance related article discussed in [...]</description>
		<content:encoded><![CDATA[<p>[...] presents KCLauâ€™s Money Tips in 2007 - Personal Finance Articles Yearly Roundup posted at KCLau&#8217;s Money Tips, saying, &#8220;roundup of finance related article discussed in [...]</p>
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		<title>By: KCLau</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-40199</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Wed, 02 Jul 2008 02:17:44 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-40199</guid>
		<description>I had sent the ebook to you via email</description>
		<content:encoded><![CDATA[<p>I had sent the ebook to you via email</p>
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		<title>By: Yu</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-40177</link>
		<dc:creator>Yu</dc:creator>
		<pubDate>Wed, 02 Jul 2008 00:56:17 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-40177</guid>
		<description>hi, i cant download the ebook. can you send to me via email? my email is sy.fan@sem.sharp-world.com. thank you.</description>
		<content:encoded><![CDATA[<p>hi, i cant download the ebook. can you send to me via email? my email is <a href="mailto:sy.fan@sem.sharp-world.com">sy.fan@sem.sharp-world.com</a>. thank you.</p>
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		<title>By: KCLau</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-39976</link>
		<dc:creator>KCLau</dc:creator>
		<pubDate>Tue, 01 Jul 2008 06:33:34 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-39976</guid>
		<description>@ Lee,

I can't believe that an income plan provided by insurance company will give more than 10% return p.a. I am talking about effective annual rate, that is comparable to FD 3.7%. 
Normally, this kind of plan gives an average of 5% p.a.</description>
		<content:encoded><![CDATA[<p>@ Lee,</p>
<p>I can&#8217;t believe that an income plan provided by insurance company will give more than 10% return p.a. I am talking about effective annual rate, that is comparable to FD 3.7%.<br />
Normally, this kind of plan gives an average of 5% p.a.</p>
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		<title>By: Lee</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-38941</link>
		<dc:creator>Lee</dc:creator>
		<pubDate>Fri, 27 Jun 2008 07:03:05 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-38941</guid>
		<description>Hi, would like to check what is the different between ING - Income Plan with GE - Income Plan? As I heard from people saying that Ing plan give interest 10++%  per annum, it is true.  Thanks.


Lee</description>
		<content:encoded><![CDATA[<p>Hi, would like to check what is the different between ING - Income Plan with GE - Income Plan? As I heard from people saying that Ing plan give interest 10++%  per annum, it is true.  Thanks.</p>
<p>Lee</p>
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		<title>By: J. Thomson</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-32957</link>
		<dc:creator>J. Thomson</dc:creator>
		<pubDate>Fri, 09 May 2008 13:28:06 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-32957</guid>
		<description>A bit late, but thank you for the compilation of websites!

Unfortunately I'm not yet personally in the need for "wealth management", as I'm still struggling with some CC debts (it's looking way better than a year ago, though...). I have personally had use for various calculators, as I'm not too keen with maths. Maybe www.mortgageloan.com/calculator/ or similar would fit into next years list.

Do you have any similar resource list with debt-related advice?</description>
		<content:encoded><![CDATA[<p>A bit late, but thank you for the compilation of websites!</p>
<p>Unfortunately I&#8217;m not yet personally in the need for &#8220;wealth management&#8221;, as I&#8217;m still struggling with some CC debts (it&#8217;s looking way better than a year ago, though&#8230;). I have personally had use for various calculators, as I&#8217;m not too keen with maths. Maybe <a href="http://www.mortgageloan.com/calculator/" rel="nofollow">http://www.mortgageloan.com/calculator/</a> or similar would fit into next years list.</p>
<p>Do you have any similar resource list with debt-related advice?</p>
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		<title>By: Dividends4Life</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-16893</link>
		<dc:creator>Dividends4Life</dc:creator>
		<pubDate>Tue, 08 Jan 2008 19:25:02 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-16893</guid>
		<description>Wow, that is a comprehensive list of articles.  Thanks for pulling them together and sharing the links.

Best Wishes,
D4L</description>
		<content:encoded><![CDATA[<p>Wow, that is a comprehensive list of articles.  Thanks for pulling them together and sharing the links.</p>
<p>Best Wishes,<br />
D4L</p>
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		<title>By: The Dividend Guy Blog</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-16504</link>
		<dc:creator>The Dividend Guy Blog</dc:creator>
		<pubDate>Mon, 07 Jan 2008 14:09:45 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-16504</guid>
		<description>&lt;strong&gt;The Dividend Guy Hosts Festival of Stocks - January 7, 2008...&lt;/strong&gt;






I am pleased to be hosting the January 7th edition of the Festival of Stocks.  There are a lot of great articles presented here this week.  As most hosts do, I have gone through each post and picked the ones that I found the most value in for me p...</description>
		<content:encoded><![CDATA[<p><strong>The Dividend Guy Hosts Festival of Stocks - January 7, 2008&#8230;</strong></p>
<p>I am pleased to be hosting the January 7th edition of the Festival of Stocks.  There are a lot of great articles presented here this week.  As most hosts do, I have gone through each post and picked the ones that I found the most value in for me p&#8230;</p>
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		<title>By: Carnival of Making Real Money #7 - January 6th, 2008 &#124; InvestorBlogger</title>
		<link>http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-16414</link>
		<dc:creator>Carnival of Making Real Money #7 - January 6th, 2008 &#124; InvestorBlogger</dc:creator>
		<pubDate>Sun, 06 Jan 2008 18:25:57 +0000</pubDate>
		<guid isPermaLink="false">http://kclau.com/blogging/kclaus-money-tips-in-2007-personal-finance-articles-yearly-roundup/#comment-16414</guid>
		<description>[...] presents KCLau’s Money Tips in 2007 - Personal Finance Articles Yearly Roundup posted at KCLau&#8217;s Money Tips, saying, &#8220;This is my roundup of finance related articles [...]</description>
		<content:encoded><![CDATA[<p>[...] presents KCLau’s Money Tips in 2007 - Personal Finance Articles Yearly Roundup posted at KCLau&#8217;s Money Tips, saying, &#8220;This is my roundup of finance related articles [...]</p>
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