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We Must Work Smart And Not Hard – Are You Sure???

Smart work is good but will never be the substitute for hard work. “Work smart not hard” has been over-used as an excuse for our laziness. Plain and simple. The right motto should be “Work hard and work smart“. I guess the main assumption for people who advocate the “work smart not hard” motto is…

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How Do I Accumulate Profit of 850K in 7 Years?

Our guest writer today, Kelvin would like to share his experience managing his personal finance. He was lucky that he was forced into an insurance plan which help him to create an investment which generated 850k of profit. We would like to thank Kelvin for sharing his experience and we would like to invite more…

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The Second Of Top 7 Questions & Answers on Gold & Silver Investment

Question 2: What makes the Gold Price move? Answer 2: It is essential for us to understand the history of money. Gold and silver are the truest form of money. Paper currencies are created as a substitute to gold and silver. Good Times, Bad Times : In times of optimism, people trust paper currencies as…

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What Are The Things You Should Know When Choosing A Profession?

We are all born to do some work. Even if you are born with a golden spoon, you have to do some work to while away your time otherwise you will find your life too boring. To choose a profession is a constant puzzle to all students, career guidance teachers and even parents. Career guidance…

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Why Are We Poor? Myths & Truths Straightened Out

Books on how to amass great wealth abound. But not many talk about what keep us poor. Here, we shall examine some of the most common myths that explains why we are poor. Upon examining, we find most of them are nothing more than excuses. Myth Number One: I don’t dream big enough, I am…

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A True Story About A Doctor & His Money

Today we have another reader, MOfrust who would like to share his experience in his personal finance. Despite his academic in a medical and science background, MOfrust found that he is lacked in knowledge in finance. From time to time, we do receive some stories submitted by readers. The stories we received are mixture of…

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The First Of Top 7 Questions & Answers on Gold & Silver Investment

Question 1: How to anticipate buying and selling trend? Answer 1: There are two ways to look at it, the long-term and the short term. Long-Term : The long-term focuses on determining the current investment cycle we are in presently, the stock cycle or the commodity cycle. The cycle switches from one another on an…

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Converting Your Talents Into Marketable Skills

Almost everyone is equipped with a natural aptitude for something. Whether it is perfect pitch or innate athletic ability, it is natural that there are certain aspects where we perform better than our peers, with little or no effort at all. These talents, come instinctively to a person and probably manifests itself from a young…

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What To Do During Storm Over Southeast Asian Markets?

Investors in Malaysia need to be concerned over recent developments in our country as well as externally which have a direct or indirect impact on investor sentiment. Hence the continuing political crisis over 1MDB, the sharp decline in the value of the ringgit against the US dollar, the battered commodity market affecting primary producing countries…

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What Can One Do During Bad Days?

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