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Are You Stuck In Education Trap?

Yes, education is important. But before we parrot this line like everyone else and completely subscribe to this belief, it is perhaps even more important to question our true understanding of the meaning of education. What does education really mean to us? If our definition of education is the schools we go to and the…

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Reader’s Experience: How To Break Free From Rich Dad’s Cliche Cycle

Today we have another reader, David who would like to share his experience managing his personal finance. He believes that financial management skills is critical in one’s life however, many fail to understand how to manage their finances. We would like to thank David for sharing his experience in managing his finances and investments. We…

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How Can You Become A Super Investor?

Many investment psychologists think that some of the following 7 traits or characteristic features cannot be learned once a person reaches adulthood. By that time, your potential to be an outstanding investor has already been determined. It can be honed or improved, but not developed from scratch because it mostly has to do with the…

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Why Doctor Owe It to Their Patients to Live Frugal Lives?

Well, actually this article relates to all of us, regardless if we are doctors or not. It so happened I had watched a TED talk last evening and felt that doctors, lawyers, teachers and anyone whose professions have a significant impact on their patients’/clients’/students’ lives are even more hard-pressed to live a financially simples and…

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Be Different, Not (Necessarily) The Best

Instead of aiming to become the best at whatever you do, you will get more reward for your efforts if you aim to be different instead. Guy Kawasaki said that if you have jumped curve (innovatively far ahead) in your industry, you do not have to be ‘perfect’. “Don’t worry, be crappy.” He said, when…

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“Disposable Income” – What Does It Really Mean?

We learn this in economics textbook – “Disposable Income”. Is this not the indoctrination from the people who owns the systems to make us think the income we earn has not other purposes other than to dispose it of! Well, I do not know who coined the term. And I cannot prove whether the person…

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How You Can Save On Your Insurance in 3 Easy Ways And Win An Apple Watch

All Malaysians are very familiar with Non Claims Benefit (NCB) or Non Claims Discount (NCD) that can save up to 55% of the insurance. NCB is earned by driving carefully without accident over the years. But there are more ways to save on your insurance. Here are 3 easy ways you can save. Way 1:…

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The Things That You Should Know Why VS is My Largest Investment

As you know I have been trying to teach people how to make money from the stock market for a long time. I hope many of you have bought VS which has gone up from RM1.60 to above RM4.70 in the last 12 months. If you look at Bursa company announcement, you will see that…

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No pain and lots to gain: The 4 painless ways to save money

Once a friend told me about his biggest fear. That fear used to be checking his bank balance, because once he did, instant depression! He just could not deal with the fact that he won’t be able to afford to treat himself an oversea trip. The reason is because he couldn’t control his spending. It…

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How Can You Benefit From Comparing Transacted Sub-Sale Properties Prices?

We recently interviewed, P.Premendran, Managing Director at Brickz. If you have not known before, Brickz’s mission is to make transacted sub-sale property prices in Malaysia transparent to help home owners, investors and real estate agents save hours of property research time by guiding them to take the right actions, based on the right insights. Before…

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