Personal Finance Money Tips

A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!

Archive for October 2008

Money Matters Made Simple - The Thrifty Scot Review

In the recent volatile market and recession (is it here yet?), people are very careful about the money in their pocket. Many had turned to the Internet to seek for "free" money advice. KCLau's Money Tips has just broken the thousand subscribers barrier, into the 4-digit arena. The greatest surprise came last week during my hospital stay (my son was admitted due to viral infection) - the first ever direct review was purchased by The Thrifty Scot. At my advertising page, I promised a review post of not less than ...

Investment Talk in Penang 5th Nov

As my blog reader, you are cordially invited to an exclusive Investment Seminar Talk organised by Phillip Capital Management Sdn Bhd. Mr Sam Gibson from Man Investments will share on how alternative investment can help to enhance your total portfolio while our strategist, Ms Crystal Teh will share her views on the advantages of foreign investments and the analysis on historical performance of Man Investment funds. Date: 5th November 2008 (Wednesday) Time: 7.00pm - 9.45pm Venue: Evergreen Laurel Hotel 53, Persiaran Gurney, 10250 Penang 7.00 pm Registration 7.30 pm Alternative Investment ...

Financial Consideration for New Parents in Malaysia

If you have followed my blog, you must have known that I am actually a very new parent myself. My son has just celebrated his first birthday. Only after being "promoted" to fatherhoods, I got to learn that a child really takes up a lot of my time and also money. Recently, there is an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, ...

The winner of my solo music CD

I would like to thank everybody who had helped to vote for my entry in the AudioJungle Composition Challenge.  I wouldn't have made it without your precious votes.  You can see the result of the vote here:http://blog.audiojungle.net/competitions/and-the-composition-challenge-winner-is/ I am the winner with a total of 258 votes (27% of total votes) I've also written an article to share my promotion strategy here.  Those who had casted the vote and posted a comment here will get my limited CD mailed to your post box. What you need to do is to contact me to provide ...

Are you part of the NEET Generation?

A friend shared a story about a fresh graduate from local college. This young man are seeking for a job. After many months, he has attended several interviews. Despite being offered a job a few times, he turned down every employment offer. It is quite shocking when I learn the truth. He told my friend,"The highest offer I get so far is RM2000/month salary. If I started working, I will get RM2000. But now, my dad is paying me RM1800/month when I am still looking for a job. Why in a ...

The Malaysian Insurance Planning Guide by Meshio.com [REVIEW]

My friends, YowChuan from Meshio.com had published a brand new ebook about insurance planning, specially written to guide Malaysians on their next insurance purchase. I've got the ebook in my computer for several weeks. After reading it word by word from the start till the end, I finally made up my mind to review this ebook here. First of all, let's take a look at the table of contents. YowChuan did a great job in writing the supposed-to-be-dull contents in an entertaining form. There are stories and case studies in most of ...

The Causes of the 2008 Financial Crisis

Economic recession is said on be on its way. If you still have no idea how this all happens, head over to read the explanation by Patrick at Cash Money Life. The main cause of the 2008 financial crisis in the United States is the excessive use of credit, especially in the housing market. The real estate bubble finally burst. However, the local financial institution is not much affected. Local Malaysians still need to fork out at least 10% for the deposit, and has a good credit history before you get ...

How Fundsupermart will Revolutionize the Unit Trust Industry in Malaysia

I've attended a training session by iFast Capital Sdn. Bhd last week. Frankly speaking, I would say that it is the future of unit trust investing in Malaysia. Who is iFast Capital Sdn. Bhd iFAST Financial Pte Ltd is Singapore's leading online distributor of unit trusts as well as the leading operator of an investment platform for financial advisers and financial institutions. They are operating the successful platform of Fundsupermart.com in Singapore. Now, they had come to Malaysia and launched the Fundsupermart.com.my which distributes about 70 unit trust funds from eight different unit ...

Need your help in the Audiojungle contest

I never promoted my music on this personal finance blog. But this time, I really need your help. It has been 10 years since my last participation in a music contest. The last one is the Malaysian Patriotic Songs Composition Competition, which I made it to the final. Recently, I entered the Audiojungle's Composition Challenge which I stand a chance to win an Mbox 2 Pro. The only prize that will go to the only winner is the irresistible Deigidesign Mbox 2 Pro! This gear is a portable, high-definition audio/MIDI production system ...

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