Personal Finance Money Tips

A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!

Archive for September 2008

Malaysia Salary Guide 2008/2009

I just downloaded the latest salary report published by Kelly Services. Thanks Skorcareer for the download link. The salary range published in this guide is basically a benchmark for job seekers. In fact, I personally find that the figures published are not impressive. As a Malaysian, paid in Malaysian Ringgit, we certainly have a hard time to maintain a medium lifestyle. Click here to download Kelly Services’ Malaysia Salary Guide 2008/2009. Are you paid within the range? or overpaid? I would like to hear your thoughts.

Credit Counseling and Debt Management Agency: FREE Financial Education for Malaysian

Mr. Yap lost his brother when he collapsed one ill-fated Monday morning due to sudden heart failure. Mr. Yap was a guarantor to a housing loan sign-on by his brother, he was liable for paying the monthly installments of RM 1,800 towards financing the home. Almost immediately the property was auctioned off by the bank, forcing Mr. Yap to incur a new debt of RM 120,000 the shortfall arriving from the sale. Mr. Yap was fighting hard to stay afloat and was threatened with bankruptcy by creditors. My Yap was fearful ...

Listing eBook at Lulu.com

I have just listed the ebook I co-wrote with Jacquelyn Wong at the ebook marketplace - Lulu.com.If you find it troublesome to create a paypal account before you can purchase the ebook here, you can now purchase it at the same price at Lulu.com.Click the button to go to the product page at Lulu.com.

How to inspect the property before you buy

There is an article at The Star about inspecting the property. Architect Anthony Lee shared some useful tips. I have been hunting for properties lately. These tips are published just on time. We shouldn't overlook minor defects because it might lead to major problems requiring corrective renovation in the future, hurting your pocket even more. The tips include: checking outside the house for big trees - too close may cause structural problems checking the fences and gates (inspect the base) checking the roof gutter - make sure they run on a straight line - water ...

Get back your Money

Whenever I spend money on something, I'll make sure that I get back more than the value I paid for.This is especially true when it comes to books. I spend thousands of ringgits buying books every year. The books not only serve as classy decoration, I also learn a lot and being entertained during the process of reading.The Last time I spent US$9.95 to buy the Adsense Secret ebook, it had guided me to better tweak the adsense ads on this blog. I have made back that money many folds.Before ...

Webmaster Malaysia Gathering at Penang - Meet me there!

This is just a short note to inform you that I will be attending the 4th Official Webmaster Malaysia Gathering this weekend. I wanted to attend the previous gathering but I just couldn't fit it in my schedule. This time, it is held just across the street and I know I shouldn't miss it again. Here is the event's detail: Venue: Level10, Suntech Building (behind Sunshine Square), 2 minutes walk from my house. Date: 27th September 2008 Time: 7pm to 10pm I will be sharing the topic on how blogging grows my off-line business. There ...

8 Money Principles To Stay Bad Debt Free

At some points in your life, you will encounter debts. It could be from an education loan, car loan, personal loan or other types of loan. Normal debts can turn into ugly bad debts when you are unable to repay them consistently or if you continue to rake-in continuously new debts every month. When you are swamped with debts, you may unavoidably start to worry on how to tackle your debt problem. To understand how you got yourself into the mess and how to stay bad debt free, apply the 8 ...

Winner of the Maybank2u 2.0 Exclusive Pendrive

Thanks for your participation in the last week Maybank2u 2.0 contest. Whoever made a comment on the post is automatically entered to win an exclusive M2U 2GB Pendrive. The winner is ...... drum roll please...... Voyager8!!!! Voyager8 is a regular commenter here. Please contact me with your mailing address to claim the pendrive. I appreciate all your participation. Thanks again! If you want to sponsor any contest on this blog, please don't hesitate to contact me.

AmCommodities Active-Capital Protected (AACP) Fund

When the market is going south with political uncertainty and the fear global economic recession, capital protected funds have become the next hot investment product. AmInvestment Bank Group launched an unconventional capital protected fund, called AmCommodities Active-Capital Protected (AACP). Some quick facts: invest in commodity market authorised fund size of 200 million units RM1 per unit public offering: Sept 8 to Oct 7, 2008 minimum investment: RM5,000 mature in three years seek capital protection from ringgit-denominated zero coupon negotiable instruments 10% of the fund would be invested in an option linked to an actively managed commodity investment strategy expect 8-10% ...

Maybank2u 2.0 Exclusive Preview

I was invited to attend the Maybank2u 2.0 exclusive preview last Monday, at Delicious in Marc Residence, just next to KLCC. Maybank2u is the most visited website in Malaysia with 157 million pageviews per month, even more popular than The Star Online (local news) and Malaysia Today (political blog). I've got some goodies from the event and it will be given to you. Read this whole post to find out how you can participate to get these exclusive items. Are you a M2U user? I have been using M2U for many years. Honestly, ...

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