Personal Finance Money Tips

A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!

Archive for May 2008

When should you rewrite your Will?

Recently, I received a letter from Rockwills - the biggest will writing company in Malaysia. My Will is kept in their safe custody for my lifetime. There are three documents in the envelope: 1. A new Personal Asset Inventory Booklet - This is a very handy booklet that let you record all your assets, including bank accounts, safe deposit box, cars, liabilities and many other stuff you probably won't notice at all. I don't have much use of this booklet because I store a soft copy version using Microsoft Excel, which is ...

Hold on to Life Insurance

I was quoted on Malay Mail today on life insurance issue. You can read the article here. This article also appears on the printed version of Malay Mail today on page 21. It is too bad that I can't find the newspaper here in Penang. I tried several newsstand but yielded no luck. I would appreciate it if anyone can email me a scanned copy.

Should You Invest in PNB Structured Investment Fund?

Permodalan Nasional Bhd (PNB) just launched a new Structured Investment Fund (SIF). This RM3 billion closed-end fund will invest in structured products and a property trust that owns PNB buildings. Some people may not know who are PNB. But I am sure you have heard of Amanah Saham Nasional (ASN). PNB is currently managing RM76 billion worth of funds from 8.8 million unitholders of ASN, ASW, ASG, etc. What's a structured investment fund? A structured investment product is generally a pre-packaged investment strategy which is based on derivatives (ie. options etc) but which ...

Personal finance money tips - May 17, 2008

Blog Carnival personal finance money tips archives | submit post Welcome to the May 17, 2008 edition of personal finance money tips. SpiKe presents 7 Ways You Can Stop Wasting Food And Help Save The Earth posted at Organize IT. Prashant K Shukla presents Role of Meta Title Tag in SEO | My Smart SEO posted at Prashant K Shukla, saying, "Meta tags are the blocks which contain information about the contents of your web page and they exist into the head area of your web page. They are basically meant to communicate with the search engine. The Meta ...

A new plan that’s better than the regular investment-linked

In conjunction of Great Eastern Life Assurance's 100th anniversary, a new slightly modified regular premium investment-linked plan was launched for a limited time. As stated in the brochure, "limited time" is actually an unknown period. But I doubt that it will still be available after this year. So what's new in this plan? Same premium, higher protection I wrote about the other best selling regular premium investment-linked plan before, called Greatlife Portfolio Insurance, also known as Great Protectlink Insurance. The new Centennial AddVantage Insurance (CAI) offers exactly the same features as GPI, but with ...

The best ebook I bought this year

[HTML1] If you have been following my blog for quite some times, you probably had noticed that I tweaked the Google AdSense advertisement many times since day one I started this personal finance blog. The Google advertisement spot helps to pay for all my blog expenses, including hosting fees, domain renewal, and regular blog maintenance. But due to certain unknown reasons, I think the advertising revenue I got from this blog is not tallied to the amount of traffic it is getting. Just few weeks ago, I purchased a newly launched ebook by ...

Don’t be stupid! Keep paying.

Paying premium for life insurance policy as long as possible is one of the best form of saving you should have. I am talking about your old policies, your existing policies which are still in force now. Perhaps you stopped paying the premium because it reaches the "critical years", or you plan to lapse the existing one in order for you to afford new insurance plans. But don't be stupid. Beware of the worst advice from insurance agent. Where is your premium? Your insurance premium is not 100% allocated for your policy ...

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