Personal Finance Money Tips

A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!

Archive for January 2008

Life is Harder at Taipei

I was having a 9-days-vacation at Taipei last month, with my wife. We just lingered around Taipei area. During the stay, I actually learnt something about the facts of living in Taipei. Would I visit the place again? Definitely yes. It is a very nice city. Would I consider migrate or work there? Definitely no. Read on to find out why the life is more difficult at Taipei. Food and Beverage Taiwanese are good cooks, generally. We had taken Japanese, Greek, Taiwanese steam boat, and Taiwan local foods. All the foods are nicely ...

Money Tips Linking Jan 6, 2008

Last week from KCLau's Money Tips Best Personal Finance Articles Published at KCLau's Money Tips How to Calculate the Effective Annual Rate (EAR) [Tutorial] Why Should Couple Combine Finances? And How? Best Articles on Personal Finance ADR Universe: Malaysia - Palm, Rubber and Tourism & Foreign capital .... Malaysia is one of the hot emerging market countries now.After the Asian financial crisis a few years, Malaysian government has implemented many market-friendly policies while at the same protecting the domestic currency and stock markets from adverse effects of foreign direct investment. 4 Ways To Become A Millionaire by Work From ...

Time Value of Money: How to Calculate the Effective Annual Rate (EAR)

In order to be smart and calculative in personal finance matters, understanding the time value of money is an essential part of the learning process. I will be posting a series of computation methods related to time value of money on every Wednesday. Today, we will learn to calculate the actual effective annual rate (EAR). Common Problems If you have deposit money in a Fixed Deposit (FD) account, most like you was asked about the term of your deposit - 1 month, 3 months, 6 months, 1 year or longer? ...

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