This blog is alive for a year. Thanks to your support. Without the ever growing readership and ad revenue, this website would have die off long time ago. Before I wish you a happy new year, here are the yearly review of all the important articles in different categories: Personal Finance Books Review How to retain your great employeesThe 4-Hour Workweek: Doubters Read ThisThe 4-Hour Workweek: My Story & Why You Need this BookThe Millionaire Mind: Think and act like a millioaireTop 10 Money Tips for Malaysian: The FREE ebookZen To ...

This post is part of the series on The 4-hour Workweek book review. “Timothy has packed more lives into his 29 years than Steve Jobs has in his 51.” –Tom Foremski Journalist and Publisher of SiliconValleyWatcher.com Chapters: Rules that Change the Rules Page: 29-37 Timothy is a gold medalist in the Chinese Kickboxing National Championships. In fact, he is not the best kickboxer because with only 4 weeks of training, he can't go too far. But the fact is he won the game by beating the game, not playing the game. By finding the loopholes, he ...

In order to be smart and calculative in personal finance matters, understanding the time value of money is an essential part of the learning process. I will be posting a series of computation methods related to time value of money on every Wednesday. Today, we will learn to calculate the total retirement fund in the EPF (Employee Provident Fund).  In this case, we have to make some assumptions in order to compute the value the amount of deposit will increase over time at a constant rate (the normal salary increment rate)interest ...

It's said that 60-80% of failed marriages have money problems at their core. Especially for the newly-weds, some financial problem only surface after marriage. You might not know how deep in debt is your spouse, unless he or she told you before signing the marriage certificate. In this post, we are going to discuss about certain issues regarding combining finances for husband and wife. Topics include: Should married couples combine finances?Pros and cons of combining finances.Who should be the financial controller? Should Married Couples Combine Finances Money is the root of most evil ...

This post is part of the series on The 4-hour Workweek book review. "It's about time this book was written. It is a long-overdue manifesto for the mobile lifestyle, and Tim Ferriss is the ideal ambassador. This will be huge." –Jack Canfield Co-creator of Chicken Soup for the Soul®, 100+ million copies sold Chapters: Cautions and Comparisons Page: 23-28 Timothy spells out the difference between the New Rich (NR) and the Deferrers (D). He points out that the deferrers are those you save it all for the end only to find that life has passed them by. Even ...

In order to be smart and calculative in personal finance matters, understanding the time value of money is an essential part of the learning process. I will be posting a series of computation method related to time value of money on every Wednesday. Today, we will learn to compute the value of a fixed sum of money invested regularly. For instance, when you are setting aside a regular and fixed amount for saving, or unit trust dollar-cost-averaging strategy, there will be a constant sum of money invested at regular intervals. ...

There are many personal finance books published every year. But only handfuls are written by Malaysians. These are the books in my book shelf, which are written by Malaysian authors, especially for Malaysians. The topics covered here range from financial planning, estate planning, tax planning to stock and real estate investment. If you are looking for books to buy, please bookmark this page and come back from time to time for books review update. Maximise What You've Got, No Matter How Much You Have Now The author Yap Ming Hui is one of ...

Welcome to the December 15, 2007 edition of personal finance money tips. Chris Wondra presents Refinancing with Primerica: A Consumer Report posted at Chris Wondra . com, saying, "As a financial services company, Primerica seems to be a bit like Hillary Clinton--you either love them or hate them. Some go as far as to call them a scam, and there is no doubt that their approach is unique in the financial sector. I refinanced my mortgage with Primerica 2 years ago. This is my story." Sagar presents How to ...

personal finance money tips - December 15, 2007   Welcome to the December 15, 2007 edition of personal finance money tips. Chris Wondra presents Refinancing with Primerica: A Consumer Report posted at Chris Wondra . com, saying, "As a financial services company, Primerica seems to be a bit like Hillary Clinton--you either love them or hate them. Some go as far as to call them a scam, and there is no doubt that their approach is unique in the financial sector. I refinanced my mortgage with Primerica 2 years ago. This is my ...

This post is part of the series on The 4-hour Workweek book review. "Stunning and amazing. From mini-retirements to outsourcing your life, it's all here. Whether you're a wage slave or a Fortune 500 CEO, this book will change your life!" –Phil Town #1 New York Times Bestselling Author of Rule #1 Chapters: Chronology of a Pathology Page: 13-17 Timothy briefly tells his exciting story in this chapter in a chronology style 1977 - born 6 weeks premature and given a 10% chance of living 1983 - nearly fail kindergarten because he refuse to learn the alphabet. 1991 - ...