written by KCLau @ KCLau's Money Tips Cash flow chart involves simple mathematic calculation: Saving = Income - Expenses. Savings is the priority since it appears first in the equation. To increase saving, we can either increase income, reduce expenses, or doing both at the same time. Which option requires your most attention? Focus on Reducing Expenses If your main focus is on cutting down your expenses, it is all about frugality. I found that many of the personal finance blogs preach about how important it is to live frugally. Is it worth ...

The key indices of Malaysia stock market ended mixed on last Friday due to profit taking after the recent sharp gains. Good to see that the overall trading volume advanced to 1.12 billion shares. Do you invest in share? Learn how to trade at Bursa Malaysia. Technorati Tags: bursa malaysia

These are my best tips during this whole week: Get Rich with Excessive Debt This article shows you how the rich get richer with excessive debt. Bad-debt-free makes you a freeman. But if you know how to leverage with good debt, that’s the exact secret of wealthy people. Are you a Financial Idiot or Genius? Plot Your Net Worth Chart! This article alerts you to plot your net worth chart. You'll learn how the charts are differentiated with different level of financial intelligence. Analyze Income & Expenses Flow in Your Life with Practical Advices This article ...

The Bursa Malaysia Hijrah Index is one of the 30 Shariah-compliant indexes. According to Shariah, a Muslim can't invest in businesses involved in advertising or media (although newspapers are allowed), alcohol, conventional banking, gambling, pork, pornography and tobacco. Read the news below for full story.

Welcome to the September 22, 2007 edition of Personal Finance Money Tips blog carnival. Blog carnivals are a great way for bloggers to recognize each other's efforts, organize blog posts around important topics, and improve the overall level of conversation in the blogosphere. Carnivals come in edited "editions", just like magazines or journals. The fact that carnivals are edited (and usually annotated) collections of links lets them serve as "magazines" within the blogosphere, and carnival hosts can earn their readership by providing high quality collections. There are a total ...

written by KCLau @ KCLau's Money Tips This article shows you how the rich get richer with excessive debt. Bad-debt-free makes you a freeman. But if you know how to leverage with good debt, that's the exact secret of wealthy people. Introduction Paying debt is like a nightmare to ordinary people. Most people hate when it comes to the due date for mortgage installment, car loan installment and credit card debt. Probably the reason debt gets so much hatred is because it is associated with bad consumer debt most of the time. ...

written by KCLau @ KCLau's Money Tips This article alerts you to plot your net worth chart. You'll learn how the charts are differentiated with different level of financial intelligence. Introduction I actually planned to write a continuous series of posts with many charts illustration, showing you a clear pictures of net worth and cash flows. But my newborn son is taking up too much of my time and it seems impossible to complete the whole series within this week. I would have to stretch the time frame and hopefully can get it ...

written by KCLau @ KCLau's Money Tips This article analyze the movement of income and expenses with line chart illustration. Watch the movement closely and plan ahead for unforeseen circumstances. Introduction During this whole week, I will be posting with a lot of charts that illustrate mainly about our cash flow and net worth. I will start this series with income and expenses flow. Examining the pattern of your cash inflow and outflow is the most essential part of determining your financial well-being. Ideal Income & Expenses Flow Let's look at Figure 1. It ...

BlogRush was created by John Reese, an experienced internet marketer. It is a pyramid network program that claims to be capable of sending targeted traffic to your blog absolutely free. Since it is still new and it cost nothing to sign up, I registered immediately after it was launched less than 24 hours. Why BlogRush might increase traffic to your blog?1. BlogRush is designed based on viral concept. It has multi-level structure just like the normal MLM you heard about. Refer people to use it and you will get more ...

Next week, I will start a series of post discussing about cash flow and net worth analysis. Before that, here is a roundup of the insurance policy reviews I posted last week: Great Protectlink Insurance (Investment-linked), Supreme Livin’Care Insurance (Living Assurance) Great Income Advantage Series 2 Great Eduplanner (Education Plan) Supreme Care ( Whole Life Non-par) Following up is the blog carnivals that happened around the personal finance blogosphere. Blog carnival is a host of many articles about the same topic at one post. Please visit these carnival host to get more money tips. Carnival of ...