The statistic presented here is taken from Great Eastern Velocity Report for the period from January till March 2007. Before I start to highlight some important points to you, let's read an insurance joke. (I don't mean to offense anyone, it is just a joke) Mr. John Mumford III, a rich old man was dying from a rare disease. On his deathbed, he called for his insurance agent, doctor and preacher: "I trusted each you my entire life. Now I want to give each of you $30,000 cash in an envelope ...

Some quick facts:OSK-UOB Unit Trust Management Bhd expects it to record an annualised return of 12-15% over the next 3-5 yearswill invest in Asian real estate securities & listed REITs ( Real Estate Investment Trusts)Invest in China, Hong Kong, Malaysia and SingaporeThe fund will allocate 30% for REITs and 70% for property stocksMaybank is the exclusive distributor of the fundUOB Asset Management Ltd (Singapore) is appointed as external investment manager. approved size of 800 million units, 50 sen per unit during its initial offer period ending Sept 11. The initial ...

I was lucky enough to be featured at Reach for Magnificence. Josh runs a series of 5 questions featuring bloggers in personal development topics. Head over there to read my interview.

In this article, I will show you three charts consist of cash flow and asset vs. liability. Learn to hack the charts and you will be on your way to the road to riches. These charts are discussed and elaborated insightfully in the book Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That the Poor and Middle Class Do Not! First, let's look at the chart of the mediocre. Hacking the Charts of the Mediocre Financial situation: always spend less than they earn save a portion from their pay check every month conservative ...

According to Forbes, Malaysia's state pension fund, the Employees Provident Fund (EPF, also known as KWSP) reported that its investment income in the first half grew 38.6% to 9.8 billion ringgit from 7.1 billion a year earlier. This is indeed a good news to those hard working contributors from Malaysia's work force. This magnificent growth is due to the 58.6 billion ringgit fund exposure in the equities sector, about 19% of EPF's total fund size. We will see how much is the dividend declaration next year. What's your prediction?

I just received a memo from HwangDBS Investment Management Berhad: (HDBSIM) We are glad to announce that all HWANGDBS Investment Management's funds have no exposure in the sub-prime loan or related investment. We hope that this announcement will further ease the concerns of the sales person and investors' alike towards our funds. HDBSIM is managing a comprehensive list of 16 funds, of which 5 have been recognised by global rating agencies for outstanding performance. Image: Risk & Return Chart of HDBSIM unit trust funds. The fund managers release monthly market outlook, which is available ...

Public Mutual, with the total NAV of fund managed as at 31st July 2007 of RM23 billion, has launched a new unit trust fund - Public Islamic Asia Balanced Fund (PIABF)The new PIABF is an Islamic balanced fund that seeks to provide income and capital growth over the medium to long-term period by investing in a portfolio of investments in domestic and regional markets that complies with Shariah requirements. Up to 60% of the funds net asset value (NAV) can be invested in selected regional markets which include Japan, South ...

Welcome to the August 20 26, 2007 edition of personal finance money tips. Sorry for the delay of the carnival because for the past week I've been staying in the hospital. My son is delivered premature and we all stay in the hospital until he is discharged on 24th Aug. I hope these links and articles will keep you busy during this weekend.My Best Tips in August:1. How a fresh graduate plan to retire in 8 years2. What is capital guaranteed fund? Should you invest in a capital protected ...

From next year, the Employees Provident Fund will allow contributors to withdraw money to buy critical illness insurance. According to the full story by V.K.Chin, I found out that:the scheme is similar to personal accident plan which expires without cash valuepremium only payable up to age 55, but coverage will continue until 70. The premium will depend on the age of the insured, therefore those interested in this scheme should start as early as possible since they will be paying less premium than those in the older groupFour schemes will ...

Just when Siti Mustika Sujud thought life would be financially difficult following the death of her husband, she received an insurance payment of RM35,000. This is what she said after receiving the payment:I could not believe it at first as my husband had never mentioned anything about any insurance. But at the same time I felt a heavy load being lifted from my shouldersRead the full story.You will never feel the need of insurance protection until you need it, it might be too late.My best insurance tips:Investment Replacement Feature in ...