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Personal Finance Money Tips

A Malaysian compiling Lots of tips and advices on personal financial planning - Protect, accumulate, preserve, and manage your WEALTH wisely!

Hello! Welcome to KCLau.com

I believe that in order to be financial independent, prudent wealth management and proper financial planning is an essential part in our life planning..

Recent Money Tips

Don’t be stupid! Keep paying.

Paying premium for life insurance policy as long as possible is one of the best form of saving you should have. I am talking about your old policies, your existing policies which are still in force now. Perhaps you stopped paying the premium because it reaches the “critical years”, or you plan to lapse the existing one in order for you to afford new insurance plans.

Everything you are looking for about Bursa Malaysia

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!You want to trade in Bursa Malaysia. Your knowledge is limited. So you want to learn more. You can start with buying books on investment. There are not many choices of books written by Malaysians author in Malaysia context. […]

Personal finance money tips - April 26, 2008

Find this list of articles from other personal finance blogs.

Is Now the right time to invest in gold?

“I think that the Public Gold Investment Account is one of the the easiest way to get exposure to the gold market. The difference between the buying and selling prices is about 4%, which is lower compared to Maybank (7%). However this is still high, because for comparison, in Singapore banks the difference is only 0.3%! Unfortunately, last I read only Singapore citizens and permanent residents are eligible.” by SG

Insurance Planning Guide for Malaysians [Review]

I bought this book from Popular bookstore and finish reading it within a few days, word by word.
Quick Facts:
Author: Lim Teong Lay, Lee Chai Ling, Pee Che Yong
Price: RM28.90
Publisher: Leeds Publication
Total Pages: 195
Revised edition (October 2007)
About the Authors
Lim Teong Lay - has solid experience in life insurance field work since 1993
Lee Chai Ling - Business […]

Teaching Sells $1 Membership Offer Ends Today

For the past many months, I’ve been following the online course by Copyblogger - Teaching Sells.
I paid US$97 quarterly for full access. The course teaches you how to build an interactive learning environment. So far, I love everything I learn from there. Undeniably, the next big thing or trend of internet business is membership sites […]

Tax Filing has never been easier

It is time to file your income tax.
Find out more about a free tool to help you with your tax calculation at the forum.
The application is called TaxSaya. Read our discussion here, started by Jerry Lee.

How great is your life? Live 100 percent!

I just visited the campaign website of Great Eastern in conjunction of 100th anniversary celebration - live100percent.
If you have been there, one thing you will probably complain about is the slow loading time because the entire content was built with flash.
GE is giving away one special tour every week for 52 consecutive weeks to his […]

How to Identify and Invest in the Hot Stocks of Tomorrow

This is a review of the book that grab my attention for the past few weeks - Finding the Next Starbucks by Michael Moe.

The Ultimate Coffee Experience

We ordered a cup of hot cappucino - RM5.40
My wife wanted a bowl of Thai Laksa - RM6.60
I would like to try the Shalala Rice - RM6.60
Order was made. The lady cashier collected RM19.30 from me. Then we wait to be served.
That was a beautiful evening around 5pm at Shalala Coffee, in Tapah Rest Area, […]

Case Study: Consolidating Personal Loan, Mortgage and Credit Card Debt

I received a query on debt management.
Hi, Mr Lau,
First of all, many thanks to you for giving me the free e-book.
Its’ worth reading, cause I’m aware of unit trust investment now.
As introductory, I’m female, age 33, working in a factory.
I’m in debt, honestly. I’m in debt of personal loan, housing loan, credit card loan.
However […]

Personal Finance Money Tips - April 5, 2008

Welcome to the April 5, 2008 edition of personal finance money tips.

Susan presents Health Business Blog » Blog Archive » New Jersey shoots for universal coverage posted at Health Business Blog.

Jeremy Zongker presents 90 Low Cost or No Cost Activities to Entertain Your Kids All Summer Long posted at Destroy Debt.

Jeremy Zongker […]

Let me entertain you!

26 Ways to Reduce Your Income Tax

Someone forward this very nice and informative presentation file to me.

(RSS reader: There is a slide presentation embedded in this post. Please visit this page to view it)
I don’t know who make it. But I would like to thank him personally. If you are the creator of this presentation file, please contact me and […]

Free GSC Movie Ticket

Do you enjoy movies in the cinema?
or you prefer pirated DVD?
or downloaded video files using bit torrent?
Movie ticket is still cheap in Malaysia. At Taipei, it cost over RM20 per pax!

Thanks Sumi for forwarding the coupon to me.

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