You might have heard this one before: frequent rebalancing to
simultaneously lock in profits and dollar cost average into lower priced assets will provide better returns. We examined the myth and
here’s what we found.
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All my dreams started to fade away when I realize that the income earned always not enough to cover my lifestyle. The reason why not enough is because I like to buy branded stuff and live in luxurious lifestyle. No matter how hard I work, my net worth will become “~RM0” at the end of the month. For me, bank account is like a transit place for the money. Once the money goes in, in less than a month time, it will go out. Sometimes even worst, it will go out more then what it supposes to. (I am spending my future money with credit card due to uncontrollable spending habits) Worst! Right?!
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