How to beat the market and become a super investor

This is a guest post by Mr. Koon Yew Yin. He is a philanthropic investor whom I consider the Malaysia Warren Buffett. This article can definitely sum up his wisdom through years of experience in investing in stocks. Risks in doing business: It is important to stress that all businesses involve risk; hence the selection [...]

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Question: Can you accumulate RM50k in 5 years by saving RM300/month?

This reader wants to know if she can achieve her financial goal of saving the first RM50k within 5 years time. She provides her financial statement and I provide her the estimation and the method on how to calculate the saving rate in order to achieve her saving goal. Watch this screencast for more details. [...]

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Cancer can be cured, without radiation or chemotherapy

Dr. Burzynski found a proven cure to treat cancer patients. It is not invasive, no side effect and comes with much higher success rate to heal cancer patients. The problem is: not many people knows about it because pharmaceutical companies tried to shut down his practice for decades. if his method is made popular, there [...]

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Financial Burden: Can the eldest son of retired parents achieve his financial goals?

As you might have suspect, I in fact receive tons of email everyday. Although I read most of them but I just couldn’t get time to reply each and every one. When I do, it is normally worth sharing with you. This is an email from Don (of course not his real name) Dear KCLau, [...]

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Business Value Protection Trust: Estate Planning for Business Owners

What is a Business Value Protection Trust (BVPT)? How can it help a business owner? Learn the benefits of having a Business Value Protection plan that protects the interest of a business owner.

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What to Ask When Asked to Move for Your Job

This is a guest post by Jenna When your company asks you to relocate, can you really refuse? Unless you have something else lined up in this arid job market, then the answer is probably no. With that said, you do not need to accept relocation based solely on the terms being offered by your [...]

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Is the United States real estate worth investing now?

This is a guest post by Andrew Brusnahan © 2011 The United States appears to be a haven, sought after by outsiders from all over the world. With the housing market there down lower than it ever has been, purchasing real estate there would probably be a wise investment. With a population of more than three-hundred [...]

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Framework for Financial Freedom

After launching my fifth book, Roadmap to Financial Freedom in 2010, I was overwhelmed by how well it was received. We sold thousands of copies and many readers and attendees at my talk and seminars shared with me that they’ve been inspired by the roadmap concept and are fully committed to achieve financial freedom. I [...]

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Redo your EPF Nomination after 55, or else…

I received a circulated email from Jackson & Sim (thanks for the info): Kindly be informed, that the email claiming that an EPF member has to re-nominate his or her beneficiary upon turning 55 years of age is only true if the EPF member had made an Age 55 Withdrawal before 1 February 2008. Therefore, [...]

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A Badly Conceived Election Budget Allocation

Recently the leading state newspaper in Perak carried an article which contained details of the Perak State Government’s budget for 2012 which was tabled before the State Assembly on 21St Nov. 2011 (The Ipoh Echo, Issue 133, 1-15 December 2011).

Among the key items of planned allocation in what is clearly a pre-election budget aimed at buying votes for the present state government in the coming elections, the most problematic is the RM 60 million fund set up to assist first time house buyers by providing the 10% deposit as required by Banks to purchase a new house.

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Learn a new language for FREE, while and simultaneously translate the web

Now, you can learn a new language without paying any tuition fee. See the video to learn how it works. Watch the founder’s talk on TED.

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Malaysian Malaise: The govt as everybody’s cash cow

by Koon Yew Yin,  the philanthropist tycoon. Since my retirement from active business, I have been more and more concerned about our increasing financial profligacy and irresponsibility. Every day new details emerge about how spendthrift we are as individuals, as households and as a nation. At the national level, the Auditor-General’s recent report pointed out that Malaysia’s national debt [...]

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WindowFarms: Vertical Food Garden without Soil that’s Hanging on your Window

I just bought one of this, just to play my part in reducing the CO2 emission that keeps harming the Earth. Watch this video about how this project is started.

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The Importance of Appointing a Guardian for your Children

A Will is an important planning tool that can be used by parents or a couple to appoint a guardian for their children. Should anything happen to both parents, they would have the peace of mind knowing that their children are taken care off by a proper guardian.

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List of Credit Card Benefits You might have Missed

Here is a reply from one of my email subscribers, after she received my email about using credit card the smart way: (she has pointed out many advantages and I think it is great to share it here with you) YES with credit card there are so many advantages as well..besides disadvantages. Just like Knife..a [...]

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Managing Payment Risks in International Trade during Economic Turmoil

It does not require the brain of a rocket scientist to be successful in international trade business, but it is not a walk in the park either. It requires a lot of common sense, conscientious efforts and sharp keenness, as opposed to local trade, so that the challenges and obstacles are properly evaluated and risks optimally mitigated so as to ensure success. To be aware of risks to payment and to take the necessary steps to improve risk mitigation will go a long way towards achieving success, longevity and continuity in the field of international trade business.

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Generating Profits in Properties Investment: A-Z Guide

Why invest in Real Estate? Real estate investments are one of the most secure types of investing nowadays. We all know that stocks and bonds can be badly affected by recessions, as we had experienced during 2008. Real estate on the other hand, has the capacity to increase in value as time passes even as [...]

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Is Rimbunan Sawit the best value plantation stock NOW?

by Koon Yew Yin, the philanthropist tycoon. I have studied almost all the plantation stocks and in my opinion R. Sawit is the cheapest in terms of NTA and its profit growth prospect in the next few years. You can read the details from its right issues prospectus. If you have bought one share at Rm 2.28 [...]

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6 Things to Do When You Get a Raise

In these difficult economic times, raises are few and far between, but if you are among the fortunate few who get one, it is important to consider how to wisely spend that extra money. What many people do after a raise is adjust their spending upward so that the extra income is absorbed into what [...]

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2012 Personal Finance and Investment Strategy

Rising living costs. Eurozone Crisis. Recession fears. Falling stock prices. You’re worried, and perhaps even scared, and rightly so. The good news though, you can still achieve Financial Freedom! In today’s ever changing financial landscape, one can certainly benefit from having a financial expert, and Malaysia’s leading authority in financial freedom to look out for [...]

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Why and When Should you Review Your Will?

A written Will should not be locked away and forgotten until years later and only reopened when the testator has passed away. A Will should be reviewed from time to time to ensure it is up to date and to avoid problems later on.

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Koon Yew Yin Educational Foundation Fund

All students who have secured a place to study for the foundation course in any of the public Universities, including UTAR, are eligible to apply for scholarships from the Koon Educational Foundation Fund. The scholarship provided will be sufficient to cover tuition fees and cost of living expenses for the one-year foundation course. On successful [...]

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